On this festive occasion, on behalf our the Club,our best wishes to all our Malay members and friends.
On this festive occasion, on behalf our the Club,our best wishes to all our Malay members and friends.
I am looking for one or two members to manage our twitter and Instagram account.
If you have experience using either of this social media platform, and would like to help the Club expand via other social media platforms, please contact me at Whatsapp +6594894360.
This year, we had planned to hold our Dinner and Dance with the theme “One night in Batam”. We are able to create this event when Christine Teo, a keen dancer, volunteered to co-EO the dancing night, together with two days of sightseeing, lunches, shopping and a dinner at the M1 Hotel.
We will theme our event with Batam Indonesian culture and tradition. Members are encouraged to attire Indonesian style. Your room is just a lift away.
There are plans for music for dancing from disk/USB. We have a VJ in place, not karaoke or live singing.
A team of members BobbyB, ChristineP, DaisyY, YeoES, StellaS joined a recce event on Sun 10 Jun. We review the 10th floor of M1 hotel, surrounded by glass top to bottom, with a breezy view of the nearby area. This venue is bare, and will be redeveloped into a roof top restaurant in July. Christine has arranged for some seating out the glass walls so that a few of us can enjoy some moments of quiet, during dancing and dinner time.
The rooms are new and well set with clean bright bathrooms. The recce group love the M1 hotel.
Venue: M1 Hotel.
Dinner and dance venue: M1 hotel 10 floor
Period: Sat/Sun 30 Jun – 1 Jul 2018
ETD Singapore Harbourfront ferry: 0920 hr. ETA Sekupang.
ETD Batam Centre: 1710 hr.
Package for twin-share:
SGD 138 per pax (SHC members)
SGD 140 per pax (SHC members family and friends). All participants must be 45 or over). Participants need to find their own room mates.
Seating during the dinner will be done in groups of 6. Members may book and register in groups of 6.
Package include ferry tickets, lunches, transfers, sightseeing, room and dinner and dance. Details will be announced as ongoing comments.
Participation limited to 40 pax.
Registration starts now.
Final payment date: 23 Jun 2018.
Payment to POSB Savings 542-10756-1, Treasurer ChristinA Chan.
Committee: Christine Teo (co_EO), Terence Seah (EO), Christina Pan (Desk registration and showing you to your table), Christina ChanCL (Treasurer), Susan Tan (Registration list), Yoon Chin (Creative support), Mega Abudullah (Master of ceronmony 7pm to 7.30pm).
We are moving with progress planning fast as we have 20 days left to the event. If you like to volunteer to help, talk with Christine Teo. You can also contact me at +65 9489-4360.
Start getting your group together now.
Next Thur 14 Jun 2018, we are having a birthday dinner celebration for members borned in the month of June.
This will be a Zhe Zhar evening dinner in Chinatown area. The June babies have already organised themselves for this celebration, and we hope to have the same celebration every year. We had done this occasion once before.
June babies who are interested to meet other June babies can contact Sue Chan directly, so that a seat can be allocated.
Strictly for June babes only.
** Those borned on other months are encouraged to team together to have their birthday celebration. This is a great way to meet fellow members to celebrate our birthdays.
We have just made the new SilverHairsClub logo cloth patch available.
Each patch is available at a special price of $1 each. Members can stitch the SHC logo onto a bag, shirt, jeans, cap or a tote bag.
The first lot of these SHC logo patches are available at registration during monthly gatherings
About 80% of Singaporeans live in HDB flats on 99 year lease. Many of us fall within this category, and we can read in the media that many Singaporeans and PRs are concerned about the remaining lease years.
Concerns include passing over to the next generation, ability to buy a used HDB flat when the balance lease is 40 – 60 years. Understanding the HDB flat is an asset and what 99 years lease means to retirees downsizing.
Let’s say our HDB flat has 40 years left, what can we do with these 40 years?
Let’s discuss, so that most of us can have a better understanding of this topic and it’s implication.
The Ministry of Health has announced a new long term care insurance to be launched in 2020.
SilverHairsClub has a discussion group starting 26 Feb 2018 for members on CPF life, Medishield and Eldershield. The group discussion is now closed.
The new Whatsapp Careshield discussion starts 15 June 2018. This topic will end 15 Aug 2018. To participate, please register with whatsapp +65 9489 4360 with the msg “Careshield”. Registration closes 12 June 2018.
1. Strictly for SilverHairsClub members only. Participants are required to introduce your name and interest.
2. No URL, video clips, pictures.
3. No copy and paste.
4. Screenshots allowed.
5. No unrelated topic, except eldershield, medishield. A star * will be given for unrelated topic. A second star * means automatic exit.
This year, Loi Krothong is celebrated on the 23th Nov 2018 which is the full moon of the 12th Thai month.
The travel period will be 8D 7N, with Loi Khrothong included. This date is very romantic, and the plan is to celebrate the occasion in Chiangrai. Participants will get to loi a floating Krothong along the river and watching it float away. There will be fire crackers, fireworks, floating upwards lighted lanterns and a Loi Khrothing dinner. I hope members will be able to dress traditional thai costumes during the evening.
Our trip will start from Chiangmai city 1N, up to Chiangrai 2N and the Golden Triangle 2N and Chiangmai city 2N. We are planning to go to Doi Angkhang and Doi Mae Salong. An overnight in a tent is also in plan.
The rainy season is over, and weather is cool. Beautiful sceneries, mists and clear skies. This period is the most romantic time of the year in Thailand.
Guys and gals are encouraged to come join this trip which also aims to help you evaluate living in Chiangmai, Chiangrai and Northern Thailand.
All participants will buy their own return airtickets. Dates will be decided based on airticket prices. Meeting and departure point Chiangmai airport.
I hope this trip will bring members closer together and getting to know new and more friends. Strictly for SHC members only.
If you are interested to join this trip, please indicate your interest here. There will be an early bird pricing, which will be announced in June. Good to find your room mate asap.
We can have the May monthly gathering if a member raises his/her hand to be the EO. I won’t be available in May and June 2018.
If you have not been an Event Organiser for the monthly gathering, plse give it a good, as all members are expected to organise at least one event for the club.
One option is SilverHairsClub invites outside organisers to handle the monthly gathering. I would assume there will be an organising fee, if we are unable to organise the event ourselves. I hope members would make effort to be an EO, as the Club has expenses, and this is one way to keep the club going. We would therefore no need to hire external organisers.
Look forward to your suport.
The 3rd evaluation trip will be based in Chiangmai city. This trip will focus on moving around CM city, plus an overnight trip to a town, 1 hr from the city.
This trip caters to city dwellers, as is preferred by Singaporeans. CM city has almost all the facilities and entertainmentof a modern city. Participants get to experience local thai transport. For those adverturous, you can team up in groups of 4 to rent a car to drive around, or a scooter in groups of two to venture into the old city.
For common areas where we go togather, we will use public transport. Basically the Song Thaew which is a pick-up with two rows facing one another. Each ride costing 15-20 baht within the city.
Participants will get to book and stay in a hotel. You can choose your own hotel. Ideally in groups of two or four. Participants will have to book their own airtickets.
The first group to form will get to choose the dates, about 7 nights. Scoot and Silkair flies to CM regularly. Plse check for special promotions.
Those who are interested to join this trip, plse whatsapp +65 9489 4360 to join the group discussion.
SilverHairsClub is planning to have a day trip to Batam, followed by an event D&D at a Batam venue, and returning to Singapore the next day.
The event is likely to be on a Sat/Sun, in June 2018. A few members are assisting with the thinking and planning process. If you like to join the committee, plse whatsapp me +65 9489 4360.
We will leave Sat morning from Harbourfront. Have lunch somewhere, enjoy Batam and returning to the overnight venue. Our D&D starts at 6pm, knocking off to bed late into the night, have our breakfast at the hotel, before catching our ferry back to Singapore.
Options are open for now. We can opt for an organised tour which include the hotel stay or our own free and easy.
If you have a firmed suggestion, do let me know. Preference given to suggestions if you have taken the tour and stayed in the hotel. We shall close suggestions on 9 May 2018. Event will be held in June, and confirmed once we have decided options available. Let’s have a non-tradition idea.
Perth is 5 flying hours from Singapore. Time wise, we are in the same time zone, +8 hrs GMT. And One SGD is about one AUD.
Scoot, SIA, Jetstar and Quantas fly regularly to Perth. Perth city is small in size, compared to Singapore.
Like most tourists, Singaporeans can get a 1 year tourist visa, multiple entry and 3-mths at one stay. I hear that we can even get a 3 or 6 year extended visa. Got to check.
Many Singaporeans settle down in Perth, not necessary in the city but in many suburbs south of Perth. Connected by fast timely trains and highways, one gets to travel into the city within 30 mins. Unlikely muti storey shopping centres, Aussie malls are generally ground or low level. Due to space availability, car parks are huge, and very often, one gets to park for free. How much do we have to pay for a car? SGD 4000 for a 2nd hand car or SGD 99,000 for a new car.
How are living prices in Perth? What’s it like to live in a house? Or should one settle for an apartment instead, just like many of us are used to? How much does it cost to buy a house or an apartment? SGD 450K or SGD 1.5 m for a 1,500 sq m space.
Food. How is eating out, or cooked in? What are prices like? Is it easy to get Asian food? What about service charges? How much does pork or chicken cost? What about vegetables, milk, fish, apples and mangoes? Will I feel at home? Afterall, we have live in Singapore for more than 50 years, with Cold Storage, NTU Fairprice, Seng Siong and our local grocery shop.
Friends. Easy to find friends and make friends? Where are they? One can tell how many Singaporeans live in Perth by chatting with the passengers on Scoot or Singapore airlines. We can also tell when there is a Singapore National Day gathering.
Health and Medical. As a citizen or PR, how are medical facilities and health costs? Oops, we are retiring tourist. How long does one have to wait to see a doctor? What is it like to see a doctor, a dentist or a pharmacist? Where are the hospitals? Private and Govt.
Seasons. How are the summers and the winters? How extreme can the weather get? Can we as retirees take the weather? Oh, my bones ache and my joints may go stiff. Or is it always hot, steamy and rainy? Does it snow?
Life must be more interesting. What about entertainment? What time do shops open and close? Do shops open on Sat and Sun? Heard that fishing, crabbing and picking abalones are fun activities. Are there bars, dancing places and restaurants that close at midnight? Or do they close at 6pm only? Anyway to get a massage for SGD 30 per hour? Cinemas, karaoke rooms and bowling alleys, are they easily available? What about open markets and Sunday Fleamarts? Hmm, got Korean or Taiwanese movies, or Singapore Ch 5, 8 or CNA, or not?
Space and fresh air. Australia is big. Australia is not Perth. There is Sydney, Melbourne, Tasmania, Adelaide, and many more cities. What’s there to do? Farm stays, passion fruit picking, grapes and vineyards, kangaroos, whales, dolphins and sharks. Can we truly see a million stars at night or is there haze at times? Can we engaged in sports?
Many Singaporean retirees travel to Perth each year. This include a number of SilverHairsClub members who live in Perth. What is it like to live in Perth? Or in any other city. Share your thoughts and comments.
Or from your mobile, whatsapp and join the group.
From feedback over the last 12 years in SHC, I would summarised that more than 99% of retirees finally prefer to settle down in Singapore, instead of going to Malaysia, Thailand, China or Indonesia. For many Singapore is home; Family is here, it is a safe country, and we have excellent medical facilities. Going overseas is more a holiday. And we communicate in English and Chinese.
However, there is a 1% that would still consider living overseas, for various reasons.
We started the topic of short term retirement, and I realise that many felt it is not as low cost as some of us would have thought. So, come the next question. If I plan to spend SGD XXX per mth, where do I get the money from? how do I fund my overseas stay.
Yes, for the 1%, you are welcome to join the SHC WhatsApp discussion on “How to fund our retirement overseas?
Simply, WhatsApp to +65 9489 4360 and msg “How to find our retirement?”. Closing date 15 Apr 2018.
We shall start on 17 Apr 2018.
Strict rules apply. no URL, no video. only screen shots allowed. This is discussion and text communication. And no personal attacks on anyone.
Plse register interest.
The SHC WhatsApp group on CPF Life, MediXXC and health insurance has 49 participants. The top topics are CPF payouts, MediXXX and Health insurance. Other topics are CPF Life payouts, retirement acct and related retirement costs.
As these are important topics for many of us, and I would like to organise a live session for us to share information, ask Questions and hear what other members have to say about these topics.
Plse note this is a member sharing activity. You are advised to contact CPF directly for the information you require.
The WhatsApp discussion is excellent, as it has allowed members to share with one and all. This will continue and you are invited to join. We shall taken in new participants until closing date 15 Apr 2018.
The live discussion will be 3 hrs. One hour for speakers, one hour for Q&A and one hour for group discussions.
The date and time is now fixed as follows:
This event is strictly for SHC members. Closing date for registration: 17 Apr 2018.
We are at the thinking and planning stage for our April monthly gathering. Some ideas include holding the event at West Singapore or North Singapore. We could hold it on a weekday in the evening, to cater to working members. This may mean the CBD. We could add a talk or topic. We may even be able to hold the event in your office or factory.
But, important is to find a suitable location, near a MRT station. It is always good to have flexible F&B, rather than a fixed menu. We should keep costs low.
Most members can respond their participation, if we give 10 days notice. Lets keep our options open. I look forward to hear your ideas and suggestions. Closing date for feedback: 1 Apr 2018.
SHC is taking one more step to expand its membership. Through Meetup, we are looking at new members, as young as 45. Membership is free; and the same club rules apply. All applicants for SHC membership will go through our normal procedures.
Currently, we have Andrew Koh leading and managing the SHC facebook channel. Before the end of 2018, I shall be looking out for one or two members to head the SHC meetup channel meetup.com/SilverHairsClub-Singapore/.
For your initial announcement.
This month’s monthly gathering has now been confirmed as follows:
Payment to POSB Savings 542-10756-1, Treasurer Christina Chan.
Once payment made, please indicate date of transfer, the amount and the transaction reference in this forum for tracking purpose.
Please register your coming. and do bring along your name tag.
We shall close at 40 pax. Early bird Deadline: 14 Mar 2018.
Dear fellow members,
Soon, the Lunar New Year is here. On behalf of the SilverHairsClub, I wish one and all members an enjoyable family reunion and a healthy happy year ahead.
For those who are going up to KL, here”s a video clip to cheer in the festive mood.
Do share with us what you will be doing over this season. And take this opportunity to send our best wishes.
(This Post and idea were conceived and written on Nov 2010, 7 years ago. I must admit we had limited but natural organic success,
SHCians who have been with the club for a number of years will know that we have always been on the lookout for matchmakers. To avoid misunderstanding, the role was create with no intention to match-make boys with girls, or vice versa.
I had used this role name in the club to facilitiate the match making of members with similar interests. For example, a new member has joined the club, and is interested to find other friends with interests in tree climbing. Well, the match-maker will then look around his/her contacts in the club and introduce the like-minded members together.
The criteria to be a Match-mater are:
The tasks are:
So, if you are keen to take up this role, please raise your hand. I will then be in touch with you; and you will be assigned new members. Initially, I am looking for 5 match makers.
The 1st retirement evaluation trip to Chiangmai 22 – 29 Mar 2018. We have closed participation for this 1st trip with about 20 pax.
The 2nd evaluation trip is Thur 3 May to 9 May 2018. Interested, you can join the 2nd evaluation trip. Strictly for SilverHairsClub members only.
The trip aims to enable members to evaluate Chiangment as a retirement community and to assess other retirement locations, aged care venues, activities and facilities. This is not a sight seeing trip.
A few points:
1. Thai tourist visa, applied at Spore Thai embassy is 3 mths, free. You need to show return air tickets.
2. Scoot flies direct Sin/Chiangmai/Sin. Cost, less than SGD 300-350. So, you may want to book early.
3. Chiangmai will be used as the main venue and springboard to places in North Thailand.
4. Accommodation, we will be staying at a few identified places, within a 1 hr radius from Chiangmai city. We will stay at a Mae Rim resort.
5. Facilities planning will include local fresh markets, hospitals, pharmacies, Internet, parks, bus stations, lakes, night markets, local transportation.
6. For those with special interest eg cycling, walks, gardening, chickens, Thai cooking, herbs, fishing, do some research on the Internet. Let me know, and we try to accommodate.
So, please plan ahead. Do join the SHC Chiangmai retirement community, if you are interested. Register now for the 2nd retirement evaluation trip.
The SHC Retirement evaluation trip to Chiangmai 22-29 Mar 2018 has triggered questions on how to fund the 3 mths overseas retirement, without digging into personal savings.
Besides discussion in the CM retirement evaluation trip, we are now planning a one day activity to hear from experts in realestate.
Bobby Bok is in the realestate business, and I have invited him to lead in discussions on “how to fund a 3 mth overseas retirement program”. Bobby is an active SilverHairsClub member, and is known to many members in the Club.
During this same activity, we shall also discuss CPF life monthly payout. Together with Jassmine Teo, the topic on CPF life payout will be discussed further.
Venue, date and time have not be decided. If you are interested, please indicate your interest here. Seats limited. Strictly for SilverHairsClub members only.
Jan 2018 opens with its monthly gathering on Sat 20 Jan 2018.
Venue: Food Junction, #05-07, OneRafflesPlace
Date : Sat 20 Jan 2018, 1400 – 1700 hrs.
Raffles Place MRT station.
Strictly for SHC members only.
Trip is over> here’s a 10 min video.
As part of plans to build a SilverHairsClub communiy in Chiangmail, we shall have the first SHC gathering in Chiangmai on 28 Mar 2018. A venue will be identified towards the end of Jan 2018. Venue will be in Chiangmai city. we will invite fellow Singaporeans who are already living in Chiangmai.
Currently Scoot flies direct Sin/CNX/Sin on certain days of the week. March is the low peak season, is also attractive because of low hotel rates and low airticket prices.
For those interested, please make your own airticket and hotel arrangements. You may come to CM any date or time, but the SHC Chiangmai gathering is firmed for Sun 25 Mar 2018.
There is also a SHC Retirement community Chiangmai evaluation trip from 23 – 29 Mar 2018. This group will also meet up for this SHC gathering on 25 Mar 2018. For members considering long term stay in Chiangmai, you can participate in this trip. Whatsapp Terence +65 9489 4360.
We have identified a Thai song Sabai Sabai which is a catchy and popular song. This song is reflective of the SHC Chiangmai community that we will build in Chiangmai. I hope you will learn this song, to better understand the community, the culture and the language.
Keep in touch with updates here. Please register your interest to come hee.
Come 2018, the SilverHairsClub will be organising a Facemask Singing competition. If you love singing, like to entertain a crowd but shy to sing in front of an audience, this singing competition may be just right for you. Please note participants need not be good singers.
1. Venue: not confirmed.
2. Date and time: not confirmed. Likely period: Aug 2018 evening.
3. Participants should start planning their songs now. Participants should also prepare their own CD with music to accompany.
4. Lyrics, scripts, tv monitors not allowed.
5. Participants should start looking for a Facemask. You will need to buy and wear the facemask before you start singing. And you would be required to remove your facemask after exiting the venue. You can wear a wig, any shirt, blouse, dress, pants, jacket or gown.
6. Participants are required to maintain absolute confidentiality on their song title, language or dialect, original singer name, your name and your participation. Only one person in SHC will know of your participation. Even the judges and comperes will not know who you are.
7. Participants are required not to use their regular, normal voice and accent when responding to comperes and judges.
8. Attractive prizes are being planned, for both Facemask singers and audience.
9. Participation strictly for SilverHairsClub members only.
10. More details will be provided after mid Feb 2018.
Advance information. After all the talk on retiring in Chiangmai, about time to put some action into plan.
We are organising a special trip to chiangmai, for members to Chiangmai, with the aim of assessing retirement locations, activities and facilities. The dates are 22 Mar to 29 Mar 2018 (fixed).
A few points:
1. Thai tourist visa, applied at Spore Thai embassy is 3 mths, free. You need to show return air tickets.
2. Kenneth Tan, our regular CM advisor, suggests Scoot flying direct Sin/Chiangmai/Sin. Cost, less than SGD 300. So, you may want to book early. This is non-holiday period.
3. This is not a tourist trip, as it is intended for members looking at Chiangmai as a retirement location. CM will be used as the central and springboard to places in North Thailand. We plan to live the Thai way.
4. Accommodation, we will be staying at a few identified places, within a 1 hr radius from Chiangmai city.
5. Facilities planning will include local fresh markets, hospitals, pharmacies, Internet, parks, bus stations, lakes, night markets.
6. For those with special interest eg cycling, walks, gardening, chickens, Thai cooking, herbs, fishing, ease do research on the Internet. Let me know, and we try to accommodate.
So, please plan ahead. Do join the SHC Chiangmai retirement group, if you are interested.
On behalf of the SilverHairsClub, fellow members and supporting committee committee members, let’s look forward to many more years of friendship and togetherness. You are part of the effort to make SHC a successful Club for seniors in Singapore. Merry Christmas and a Happy New Year.
By now, many people in the world must have heard of Bitcoins. The word is cryptocurrency. Many banks don’t recognise Bitcoins. Government don’t accept it as legal tender. But millions of people today are still wondering what is Bitcoins. Why?
People are buying high end computers to do Bitcoins mining? Internet networks are being tapped for its roaming capability. Reports suggest that tapping onto public WiFi leads to your notebook power being used to mine. What is mining? Why are so many people jumping onto this Bitcoin?
This Post and planned gathering is not intended to get anyone to buy into Bitcoins or any crypthocurrency. Please be warned risks are likely and experts have warned of a big bubble happening.
I am planning to organise a talk and discussion. Venue, date and time not available yet. There will be a cost, subject to venue and speaker. Not idea yet. Someone is assisting to piece together a known speaker. Venue likely a hotel.
As a show of hands, please raise your hands if you are interested, so that planning can go ahead. Unfortunately, I am travelling, but I will have someone to EO this gathering. Strictly for registered SilverHairsClub members only.
Govts are looking at bringing cryptocurrency and Bitcoins under control. There will be new legislation. But how and what and why?
Please continue discussions here. And if you are interested, please register here.
This post is open to SilverhairsClub members and also members who are in the insurance business. Feel free to share and comment.
Strictly, no URL, tel, video and invitations. No copy and paste. You are allowed to mention the insurance company and your relationshio. Focused on travel and personal insurance only. Not life, term plans. Strictly for members discussions only.
SHC members are generally seniors, and at some stage do need travel and/or personal accident insurance. A discussion on this topic came up recently, and i thought it is a valuable topic to discuss. A number of our members are in insurance.
During the trip planning $D3N to Bangkok next year, a lot of time and discussions were placed on taking insurance and which one to pick up.
So, what is the difference between taking a personal accident insurance and a travel insurance? Personal accident insurance are usually valid for one year. So are annual travel insurance plans? Can a PA insurance plan be valid for travel.
As a buyer, which plan do you have?, How much does it costs and what is your experience with claims?
Does anyone know if SHC can have a group accident insurance or travel insurance, similar to corporate accident insurance.
Strictly, no URL, tel, video and invitations. No copy and paste. You are allowed to mention the insurance company. Focused on travel and personal insurance only. Not life, term plans. Strictly for members discussions only.
Yesterday, we had a very successful SHC monthly gathering. As usual, i met many groups. And i pick up a very suggestion from a few ladies.
The SilverHairsClub members are getting old. So, are friends and family members. and, of course, so am I. At the same time, many of us are stll working or busy with grandchildren. The view is SHC has many members. Why cant we get into self-help. You help me today, i help you tomorrow.
A simple and real requirement is “Going for hospital appointments”. How many of us face difficulties sending our parents to hospital for an appointment. And, short of depending on our children and maids, we will need someone to help us too, one day.
There is also another group, discussing eldercare services. Unfortunately, costs are high in Singapore. even travelling, food and time. all thiese are details, and we can discuss in details, For some, we see opportunities in earning some income, being an eldersitter or service provider.
Preference for SHC members. If you are interested in being an eldersitter or carer, join the discussion on whatsapp. Send “Join SHC carers” at +65 9489 4360. Tell me in 50 words, your the service yo can provide and your experience.
If you do not get a reply within 2 days, it means your application is not accepted. Only serious applicants will be accepted.
Share your thots here. What do you think/ How can we help ourselves? How can we group the strengths of SHC? What is your experience?