About Terence Seah

Founder

A day in Batam, followed by a dinner & dance, and returning the next day, Jun 2018

SilverHairsClub is planning to have a day trip to Batam, followed by an event D&D at a Batam venue, and returning to Singapore the next day.

The event is likely to be on a Sat/Sun, in June 2018. A few members are assisting with the thinking and planning process. If you like to join the committee, plse whatsapp me +65 9489 4360.

We will leave Sat morning from Harbourfront. Have lunch somewhere, enjoy Batam and returning to the overnight venue. Our D&D starts at 6pm, knocking off to bed late into the night, have our breakfast at the hotel, before catching our ferry back to Singapore.

Options are open for now. We can opt for an organised tour which include the hotel stay or our own free and easy.

If you have a firmed suggestion, do let me know. Preference given to suggestions if you have taken the tour and stayed in the hotel. We shall close suggestions on 9 May 2018. Event will be held in June, and confirmed once we have decided options available. Let’s have a non-tradition idea.

Have fun.

Terence Seah

What’s life like in Australia for Singaporean retirees?

Perth is 5 flying hours from Singapore. Time wise, we are in the same time zone, +8 hrs GMT. And One SGD is about one AUD.

Scoot, SIA, Jetstar and Quantas fly regularly to Perth. Perth city is small in size, compared to Singapore.

Like most tourists, Singaporeans can get a 1 year tourist visa, multiple entry and 3-mths at one stay. I hear that we can even get a 3 or 6 year extended visa. Got to check.

Many Singaporeans settle down in Perth, not necessary in the city but in many suburbs south of Perth. Connected by fast timely trains and highways, one gets to travel into the city within 30 mins. Unlikely muti storey shopping centres, Aussie malls are generally ground or low level. Due to space availability, car parks are huge, and very often, one gets to park for free. How much do we have to pay for a car? SGD 4000 for a 2nd hand car or SGD 99,000 for a new car.

How are living prices in Perth? What’s it like to live in a house? Or should one settle for an apartment instead, just like many of us are used to? How much does it cost to buy a house or an apartment? SGD 450K or SGD 1.5 m for a 1,500 sq m space.

Food. How is eating out, or cooked in? What are prices like? Is it easy to get Asian food? What about service charges? How much does pork or chicken cost? What about vegetables, milk, fish, apples and mangoes? Will I feel at home? Afterall, we have live in Singapore for more than 50 years, with Cold Storage, NTU Fairprice, Seng Siong and our local grocery shop.

Friends. Easy to find friends and make friends? Where are they? One can tell how many Singaporeans live in Perth by chatting with the passengers on Scoot or Singapore airlines. We can also tell when there is a Singapore National Day gathering.

Health and Medical. As a citizen or PR, how are medical facilities and health costs? Oops, we are retiring tourist. How long does one have to wait to see a doctor? What is it like to see a doctor, a dentist or a pharmacist? Where are the hospitals? Private and Govt.

Seasons. How are the summers and the winters? How extreme can the weather get? Can we as retirees take the weather? Oh, my bones ache and my joints may go stiff. Or is it always hot, steamy and rainy? Does it snow?

Life must be more interesting. What about entertainment? What time do shops open and close? Do shops open on Sat and Sun? Heard that fishing, crabbing and picking abalones are fun activities. Are there bars, dancing places and restaurants that close at midnight? Or do they close at 6pm only? Anyway to get a massage for SGD 30 per hour? Cinemas, karaoke rooms and bowling alleys, are they easily available? What about open markets and Sunday Fleamarts? Hmm, got Korean or Taiwanese movies, or Singapore Ch 5, 8 or CNA, or not?

Space and fresh air. Australia is big. Australia is not Perth. There is Sydney, Melbourne, Tasmania, Adelaide, and many more cities. What’s there to do? Farm stays, passion fruit picking, grapes and vineyards, kangaroos, whales, dolphins and sharks. Can we truly see a million stars at night or is there haze at times? Can we engaged in sports?

Many Singaporean retirees travel to Perth each year. This include a number of SilverHairsClub members who live in Perth. What is it like to live in Perth? Or in any other city. Share your thoughts and comments.

Or from your mobile, whatsapp and join the group.

 

Terence Seah

SHC WhatsApp discussion on “How to fund our retirement?


From feedback over the last 12 years in SHC, I would summarised that more than 99% of retirees finally prefer to settle down in Singapore, instead of going to Malaysia, Thailand, China or Indonesia. For many Singapore is home; Family is here, it is a safe country, and we have excellent medical facilities. Going overseas is more a holiday. And we communicate in English and Chinese.

However, there is a 1% that would still consider living overseas, for various reasons.

We started the topic of short term retirement, and I realise that many felt it is not as low cost as some of us would have thought. So, come the next question. If I plan to spend SGD XXX per mth, where do I get the money from? how do I fund my overseas stay.

Yes, for the 1%, you are welcome to join the SHC WhatsApp discussion on “How to fund our retirement overseas?

Simply, WhatsApp to +65 9489 4360 and msg “How to find our retirement?”. Closing date 15 Apr 2018.

We shall start on 17 Apr 2018.

Strict rules apply. no URL, no video. only screen shots allowed. This is discussion and text communication. And no personal attacks on anyone.

Plse register interest.

Terence Seah

SHC discussion on CPF life MediXXXX and health insurance, Sat 28 Apr 2018


The SHC WhatsApp group on CPF Life, MediXXC and health insurance has 49 participants. The top topics are CPF payouts, MediXXX and Health insurance. Other topics are CPF Life payouts, retirement acct and related retirement costs.

As these are important topics for many of us, and I would like to organise a live session for us to share information, ask Questions and hear what other members have to say about these topics.

Plse note this is a member sharing activity.  You are advised to contact CPF directly for the information you require.

The WhatsApp discussion is excellent, as it has allowed members to share with one and all. This will continue and you are invited to join. We shall taken in new participants until closing date 15 Apr 2018.

The live discussion will be 3 hrs. One hour for speakers, one hour for Q&A and one hour for group discussions.

The date and time is now fixed as follows:

  1. Date: Sat 28 Apr 2018.
  2. Time: 2.30 – 5.30pm
  3. Venue: 78 Shenton Way, Spore 079120.  Behind M Hotel.  Nearest MRT Tanjung Pagar.  31st floor.  Use of place, complementary from member Raymond Wong.
  4. A security pass will be required to enter the building.
  5. A projector is provided for speakers and USB presentation
  6. No food is provided. Only drinks.
  7. Cost: SGD 4.50. Payment to POSB Savings  542-10756-1, Treasurer Christina Chan.

Speakers:

  1. If you would like to speak on a topic, you have 15 mins. Please contact Terence Seah with topic briefs at WhatsApp +65 94894360.

Participants:

  1. For those unable to attend this session, feel free to continue to join the Whatsapp discussion which is ongoing.

This event is strictly for SHC members. Closing date for registration: 17 Apr 2018.

Terence Seah

Attending:

  1.  Raymond Wong
  2. James CL Tan
  3.  Terence Seah
  4.  Caroline Gee (pd)
  5.  Dolly Lim (pd)
  6.  Ronald Lam
  7.  Doreen Ong
  8.  Gingko
  9.  Lydia Chin
  10.  Steven Chan (pd)
  11. Stella Sheng (pd)
  12. Susan CH Tan
  13. Marge Tian

SHC April Monthly gathering

Hi everybody,

We are at the thinking and planning stage for our April monthly gathering.  Some ideas include holding the event at West Singapore or North Singapore.  We could hold it on a weekday in the evening, to cater to working members.  This may mean the CBD.  We could add a talk or topic.  We may even be able to hold the event in your office or factory.

But, important is to find a suitable location, near a MRT station. It is always good to have flexible F&B, rather than a fixed menu.  We should keep costs low.

Most members can respond their participation, if we give 10 days notice.  Lets keep our options open.  I look forward to hear your ideas and suggestions.  Closing date for feedback: 1 Apr 2018.

Terence Seah

We have just launched meetup.com/SilverHairsClub-Singapore/

SilverHairsClub.com (Singapore)

Singapore, SG
32 SilverHairs

SilverHairsClub is a social club for Singaporeans and PRs, over 45 years of age. Our objective is to provide a platform for SilverHairs to meet new and more friends.Our club …

Check out this Meetup Group →

SHC is taking one more step to expand its membership.  Through Meetup, we are looking at new members, as young as 45.  Membership is free; and the same club rules apply.  All applicants for SHC membership will go through our normal procedures.

Currently, we have Andrew Koh leading and managing the SHC facebook channel.  Before the end of 2018, I shall be looking out for one or two members to head the SHC meetup channel meetup.com/SilverHairsClub-Singapore/.

For your initial announcement.

Terence Seah

SHC Mar 2018 monthly gathering at Jayleen Hotel, Sat 17 Mar 2018

  1. I am sure most of you have enjoyed the Lunar New Year festivities, the food, the drinks, the time with family and friends and the sights and sound. Let’s welcome the year.

This month’s monthly gathering has now been confirmed as follows:

  • Venue: Jayleen Hotel, 42 Carpenter Street, Nearest MRT Station: Raffles or Clarke Quay.
  • Date/time: Sat 17 Mar 2018, from 1400 hrs – 1800 hrs.
  • Mini buffet and free flow of tea/coffee.
  • Price: $15 per SHC member.  Deadline: 14 Mar 2018.
  • Price Non-member: $20 per pax.  As this is an EO event, strictly for SHC members only)
  • Price: After deadline: $25 per pax.

Payment to POSB Savings  542-10756-1, Treasurer Christina Chan.

Once payment made, please indicate date of transfer, the amount and the transaction reference in this forum for tracking purpose.

Please register your coming.  and do bring along your name tag.

Terence Seah

Registration list:

  1. Terence Seah (EO)
  2. SS James (pd)
  3. Seng Kim (pd)
  4. Peri (pd)
  5. Ann (pd)
  6. Susan (pd)
  7. Stella Sheng (pd)
  8. Steven Chan (pd)
  9. Maria Tan (pd)
  10. MM Chen (pd)
  11. AS Ee (pd)
  12. MS Wong (pd)
  13. Linda Chan (pd)
  14. Wu SC (pd)
  15. Bessie Lam (pd)
  16. Dolly Lim (pd)
  17. GingkoT (pd)
  18. Michelle Sim (pd)
  19. Lydia Poh (pd)
  20. Melody Kim Tan (pd)
  21. Andrew Koh (pd)
  22. Charles Wee (pd)
  23. Mega (pd)
  24. Richard Yee (pd)
  25. Jenny Ho (pd)
  26. Christine Teo (pd)
  27. Ronald Lam (pd)
  28. Daisy Wee (pd)
  29. Yatsing (pd)
  30. Sue Chan (pd)
  31. Catherine Yeo (pd)
  32. Wong Hong Jeng (pd)
  33. Lydia Chin (pd)
  34. Peng Peng (pd)
  35. Anna Lee (pd) &
  36. Henry Ong (pd)
  37. Rene Tay (pd)
  38. Lina Tan (pd)
  39. Mr &  Mrs KS Loh (pd)
  40. Mr & Mrs KS Loh (pd)
  41. Peter Loo (pd)
  42. Jennifer Lim (pd)
  43. Loh Yew Kwong (pd)

We shall close at 40 pax. Early bird Deadline:  14 Mar 2018.

 

Wishing every SHC member a healthy and happy Lunar New Year

Dear fellow members,

Soon, the Lunar New Year is here.  On behalf of the SilverHairsClub, I wish one and all members an enjoyable family reunion and a healthy happy year ahead.

For those who are going up to KL, here”s a video clip to cheer in the festive mood.

Do share with us what you will be doing over this season.  And take this opportunity to send our best wishes.

Terence Seah

SHC matchmakers

(This Post and idea were conceived and written on Nov 2010,  7 years ago.  I must admit we had limited but natural organic success,

SHCians who have been with the club for a number of years will know that we have always been on the lookout for matchmakers.  To avoid misunderstanding, the role was create with no intention to match-make boys with girls, or vice versa.

I had used this role name in the club to facilitiate the match making of members with similar interests.  For example, a new member has joined the club, and is interested to find other friends with interests in tree climbing.  Well, the match-maker will then look around his/her contacts in the club and introduce the like-minded members together.

The criteria to be a Match-mater are:

  1. Has been with SHC for at least a year.
  2. Is an active participant in this forum, and known to other members.

The tasks are:

  1. To take care of new members (20 new members), as assigned by the club.
  2. To assist the new members with finding their interest and participating in the activities.
  3. To constantly keep in touch with these new members.

So, if you are keen to take up this role, please raise your hand.  I will then be in touch with you; and you will be assigned new members.  Initially, I am looking for 5 match makers.

Terence Seah

SilverHairsClub goes on 2nd retirement evaluation trip to Chiangmai, Thu 03 May – 09 May 2018

The 1st retirement evaluation trip to Chiangmai 22 – 29 Mar 2018. We have closed participation for this 1st trip with about 20 pax.

The 2nd evaluation trip is Thur 3 May to 9 May 2018. Interested, you can join the 2nd evaluation trip. Strictly for SilverHairsClub members only.

From your mobile, you can WhatsApp SHC to register your interest in joining an evaluation trip to Chiangmai.

The trip aims to enable members to evaluate Chiangment as a retirement community and to assess other retirement locations, aged care venues, activities and facilities. This is not a sight seeing trip.

A few points:
1. Thai tourist visa, applied at Spore Thai embassy is 3 mths, free. You need to show return air tickets.

2. Scoot flies direct Sin/Chiangmai/Sin. Cost, less than SGD 300-350. So, you may want to book early.

3. Chiangmai will be used as the main venue and springboard to places in North Thailand.

4. Accommodation, we will be staying at a few identified places, within a 1 hr radius from Chiangmai city. We will stay at a Mae Rim resort.

5. Facilities planning will include local fresh markets, hospitals, pharmacies, Internet, parks, bus stations, lakes, night markets, local transportation.

6. For those with special interest eg cycling, walks, gardening, chickens, Thai cooking, herbs, fishing, do some research on the Internet. Let me know, and we try to accommodate.

So, please plan ahead. Do join the SHC Chiangmai retirement community, if you are interested. Register now for the 2nd retirement evaluation trip.

Terence Seah

How to fund your 3 mths overseas retirement?

The SHC Retirement evaluation trip to Chiangmai 22-29 Mar 2018 has triggered questions on how to fund the 3 mths overseas retirement, without digging into personal savings.

Besides discussion in the CM retirement evaluation trip, we are now planning a one day activity to hear from experts in realestate.

Bobby Bok is in the realestate business, and I have invited him to lead in discussions on “how to fund a 3 mth overseas retirement program”. Bobby is an active SilverHairsClub member, and is known to many members in the Club.

During this same activity, we shall also discuss CPF life monthly payout. Together with Jassmine Teo, the topic on CPF life payout will be discussed further.

Venue, date and time have not be decided. If you are interested, please indicate your interest here. Seats limited. Strictly for SilverHairsClub members only.

Terence Seah

SHC monthly gathering, Sat 20 Jan 2018

Jan 2018 opens with its monthly gathering on Sat 20 Jan 2018.

Venue: Food Junction, #05-07, OneRafflesPlace
Date : Sat 20 Jan 2018, 1400 – 1700 hrs.
Raffles Place MRT station.

Strictly for SHC members only.

Terence Seah

Registration List:

  1. Terence Seah
  2. Ann Boey
  3. Barbara Ong
  4. Wendy Lum
  5. Alice Liang
  6. Shamin Moledina
  7. Stella Sheng
  8. Susan Tan
  9. Lillian Koh
  10. Caroline Gee
  11. Dolly Lim
  12. Eve Choy
  13. Andrew Koh
  14. Ronald Lam
  15. Richard Wong
  16. Catherine Yeo
  17. Bobby Bok
  18. Cheng WK
  19. Thomas Goh
  20. Doug Chan
  21. Kenneth Tan
  22. John Howe
  23. Alan Choo
  24. Yap Sew King
  25. Agnes Tan
  26. Ong Chew Teck
  27. Susan Tan LC
  28. James Tan CL
  29. Dora Lim
  30. Chan Keng Ngee
  31. Gingko Tay
  32. Agnes Low
  33. Marie Lim
  34. Shirley Lai
  35. Richard Kee
  36. Daisy Wee
  37. Mega
  38. Jeffrey Gan
  39. Pauline Tan
  40. Edward Lim &
  41. Connie Tan
  42. Shirley Lai
  43. Jane Tan
  44. Lydia Chin
  45. Doreen Ho
  46. Melissa Khng
  47. Lina Tan
  48. Ann Lim
  49. Peggy Seet
  50. Sheila Lim
  51. David Chan SY
  52. Daisy Yeo
  53. Peter Lim &
  54. Jennifer
  55. Yatsing
  56. Eileen Chua
  57. Bruce Lee Weng Cheong
  58. Peter Goh
  59. Maria Tan
  60. Lim Joo Tian
  61. Lai Fong
  62. Doreen Chan

First SilverHairsClub gathering, Chiangmai Sun 25 Mar 2018

As part of plans to build a SilverHairsClub communiy in Chiangmail, we shall have the first SHC gathering in Chiangmai on 28 Mar 2018. A venue will be identified towards the end of Jan 2018. Venue will be in Chiangmai city. we will invite fellow Singaporeans who are already living in Chiangmai.

Currently Scoot flies direct Sin/CNX/Sin on certain days of the week. March is the low peak season, is also attractive because of low hotel rates and low airticket prices.

For those interested, please make your own airticket and hotel arrangements. You may come to CM any date or time, but the SHC Chiangmai gathering is firmed for Sun 25 Mar 2018.

There is also a SHC Retirement community Chiangmai evaluation trip from 23 – 29 Mar 2018. This group will also meet up for this SHC gathering on 25 Mar 2018. For members considering long term stay in Chiangmai, you can participate in this trip. Whatsapp Terence +65 9489 4360.

Latest:
We have identified a Thai song Sabai Sabai which is a catchy and popular song. This song is reflective of the SHC Chiangmai community that we will build in Chiangmai. I hope you will learn this song, to better understand the community, the culture and the language.

Keep in touch with updates here. Please register your interest to come hee.

Terence Seah

SHC Facemask Singing competition, Aug 2018

Come 2018, the SilverHairsClub will be organising a Facemask Singing competition. If you love singing, like to entertain a crowd but shy to sing in front of an audience, this singing competition may be just right for you. Please note participants need not be good singers.

1. Venue: not confirmed.
2. Date and time: not confirmed. Likely period: Aug 2018 evening.
3. Participants should start planning their songs now.  Participants should also prepare their own CD with music to accompany.
4. Lyrics, scripts, tv monitors not allowed.
5. Participants should start looking for a Facemask.  You will need to buy and wear the facemask before you start singing. And you would be required to remove your facemask after exiting the venue. You can wear a wig, any shirt, blouse, dress, pants, jacket or gown.
6. Participants are required to maintain absolute confidentiality on their song title, language or dialect, original singer name, your name and your participation. Only one person in SHC will know of your participation. Even the judges and comperes will not know who you are.
7. Participants are required not to use their regular, normal voice and accent when responding to comperes and judges.
8. Attractive prizes are being planned, for both Facemask singers and audience.
9. Participation strictly for SilverHairsClub members only.
10. More details will be provided after mid Feb 2018.

Terence Seah

SilverHairsClub goes on a retirement trip to Chiangmai, Thu 22 Mar – 29 Mar 2018

Advance information. After all the talk on retiring in Chiangmai, about time to put some action into plan.

We are organising a special trip to chiangmai, for members to Chiangmai, with the aim of assessing retirement locations, activities and facilities. The dates are 22 Mar to 29 Mar 2018 (fixed).

A few points:
1. Thai tourist visa, applied at Spore Thai embassy is 3 mths, free. You need to show return air tickets.

2. Kenneth Tan, our regular CM advisor, suggests Scoot flying direct Sin/Chiangmai/Sin. Cost, less than SGD 300. So, you may want to book early. This is non-holiday period.

3. This is not a tourist trip, as it is intended for members looking at Chiangmai as a retirement location. CM will be used as the central and springboard to places in North Thailand. We plan to live the Thai way.

4. Accommodation, we will be staying at a few identified places, within a 1 hr radius from Chiangmai city.

5. Facilities planning will include local fresh markets, hospitals, pharmacies, Internet, parks, bus stations, lakes, night markets.

6. For those with special interest eg cycling, walks, gardening, chickens, Thai cooking, herbs, fishing, ease do research on the Internet. Let me know, and we try to accommodate.

So, please plan ahead. Do join the SHC Chiangmai retirement group, if you are interested.

Terence Seah

Bitcoins – Talk and discussion

By now, many people in the world must have heard of Bitcoins. The word is cryptocurrency. Many banks don’t recognise Bitcoins. Government don’t accept it as legal tender. But millions of people today are still wondering what is Bitcoins. Why?

People are buying high end computers to do Bitcoins mining? Internet networks are being tapped for its roaming capability. Reports suggest that tapping onto public WiFi leads to your notebook power being used to mine. What is mining? Why are so many people jumping onto this Bitcoin?

This Post and planned gathering is not intended to get anyone to buy into Bitcoins or any crypthocurrency. Please be warned risks are likely and experts have warned of a big bubble happening.

I am planning to organise a talk and discussion. Venue, date and time not available yet. There will be a cost, subject to venue and speaker. Not idea yet. Someone is assisting to piece together a known speaker. Venue likely a hotel.

As a show of hands, please raise your hands if you are interested, so that planning can go ahead. Unfortunately, I am travelling, but I will have someone to EO this gathering. Strictly for registered SilverHairsClub members only.

Govts are looking at bringing cryptocurrency and Bitcoins under control. There will be new legislation. But how and what and why?

Please continue discussions here. And if you are interested, please register here.

Terence Seah

Personal accident insurance vs Travel insurance

This post is open to SilverhairsClub members and also members who are in the insurance business.  Feel free to share and comment.

Strictly, no URL, tel, video and invitations.  No copy and paste. You are allowed to mention the insurance company and your relationshio. Focused on travel and personal insurance only.  Not life, term plans.  Strictly for members discussions only.

SHC members are generally seniors, and at some stage do need travel and/or  personal accident insurance.  A discussion on this topic came up recently, and i thought it is a valuable topic to discuss.  A number of our members are in insurance.

During the trip planning $D3N to Bangkok next year, a lot of time and discussions were placed on taking insurance and which one to pick up.

So, what is the difference between taking a personal accident insurance and a travel insurance?  Personal accident insurance are usually valid for one year. So are annual travel insurance plans?  Can a PA insurance plan be valid for travel.

As a buyer, which plan do you have?, How much does it costs and what is your experience with claims?

Does anyone know if SHC can have a group accident insurance or travel insurance, similar to corporate accident insurance.

Strictly, no URL, tel, video and invitations.  No copy and paste. You are allowed to mention the insurance company. Focused on travel and personal insurance only.  Not life, term plans.  Strictly for members discussions only.

 

 

Terence Seah

 

A review into Eldersitter and carers services for SHC members

Yesterday, we had a very successful SHC monthly gathering.  As usual, i met many groups.  And i pick up a very suggestion from a few ladies.

The SilverHairsClub members are getting old. So, are friends and family members. and, of course, so am I.  At the same time, many of us are stll working or busy with grandchildren.  The view is SHC has many members.  Why cant we get into self-help.  You help me today, i help you tomorrow.

A simple and real requirement is “Going for hospital appointments”.  How many of us face difficulties sending our parents to hospital for an appointment.  And, short of depending on our children and maids, we will need someone to help us too, one day.

There is also another group, discussing eldercare services.  Unfortunately, costs are high in Singapore.  even travelling, food and time.  all thiese are details, and we can discuss in details,  For some, we see opportunities in earning some income, being an eldersitter or service provider.

Preference for SHC members.  If you are interested in being an eldersitter or carer, join the discussion on whatsapp.  Send “Join SHC carers” at +65 9489 4360.  Tell me in 50 words, your the service yo can provide and your experience.

If you do not get a reply within 2 days, it means your application is not accepted.  Only serious applicants will be accepted.

Share your thots here. What do you think/ How can we help ourselves?  How can we group the strengths of SHC? What is your experience?

Terence Seah

PayNow – What is it?

PayNow is a peer to peer fund transfer service, by the Association of Banks in Singapore. Adopted by major banks in Singapore, it is expected to be widely used at hawker centres, foodcourts, taxis, paying friends, paying merchants, giving angpows, topping up SIM cards and online buying.

It is going to be an easy way to collect money, receive payment and requesting payment.

Have you downloaded the PayNow app? What do you think? Share your thoughts.

Terence Seah

Business networking before or during retirement

As a follow-up to our recent SHC Whatsapp Business group, an interesting suggestion came up and I think it is worth pursuing.

Many members have worked in corporate life, and have good contacts in companies in Singapore and other countries. When members retire or about to retire, these members usually give up all their valuable connections.

Meantime, we have members over 45, who are expanding their mid life career, and are developing new contacts and networks. As a step ahead, SilverHairsClub can connect members with your contacts in your previous corporate life and undustry. You may have been in manufacturing, in arlines, in fertiliser, in agriculture, in trading, engineering, automobile, logistics, commerce, etc. You may have been a driver, a secretary, an executive, a manager or a VP.

The outcome is up to you. If you have contacts locally or overseas, another member may have a need to know your contacts. If a business deal is made, you can develop a relationship as introducer, liaison or agent. It’s really up to you. Maybe to have a more exciting retirement life. For a fee, a commission, you may be able to help another fellow member.

And of course, if you are looking at expanding your career or business, and needs some valuable contacts, our new business networking group, you too can join this group. Always be prepared and open about fees or commission. Don’t expect to develop a business for free.

Strictly for SHC members, male or female. No MLM, Network marketing permitted. This group is not for looking for a job.

If you accept the above parameters, and if you are prepared to share your valuable contacts, with another member, come join “SHC Whatsapp Business Networking”. Participants will also be invited to business networking gatherings, when organised.

Registration closes on 14 Nov 2017 sharp.
This activity will start on 15 Nov 2017 and close on 15 Dec 2017.

Simply send a whatsapp msg “Join SHC Business networking” to +65 9489 4360. Registration via Whatsapp only.

I am looking for one or two EOs for this activity.

Like to join me to Yangon between 8 and 12 Dec 2017

I am going to Yangon for a few days on business and holiday. If you like, you can join me.

I will fly from Singapore on the 8 Dec and then to Bkk. You book your own air tickets. Visa not required. I shall pick a hotel and let you know. You can use any airline and any hotel.

Likely, we have common meeting times, likely at breakfast, Lunch or dinner.

If you like, we can get to meet other long stay Singaporeans in Yangon. We may have to share costs to get them to come for lunch or dinner. You can talk business or you can talk sweet things.

Weather is dry mainly. And by Dec, it will be cool. If you have not been to Yangon before, this is one of last few countries open to the world. Come see before it becomes another HCMC or JB. There are beautiful famous temples, an exotic Chinatown with food you have not eaten since young, a booming city centre and a number of Singapore restaurants. I like street Myanmar food and it’s scented local tea.

Singaporeans staying there for years are many. Most lead their own life and business. The community is closed knit and many are well connected with other business.

Dates are not changeable. Plenty of large cockcroaches flying around in hotels and restaurants. Roads are dusty and rocky. Food, you may need to go to the rest room 5 mins after a drink. Bring your mama noodles. Credit cards are acceptable but not as common as you expect. USD is king. It’s Tiger beer is fantastic. Local beer, better still. There is entertainment but Yangon is not Bkk, Manila or Jakarta. Traffic jam is not unusual. And, do not expect your English to be understood everywhere.

So, if you are still interested, let me know. We meet there.

Terence Seah

Come join other Smartphone users. Share and learn from one another.

Most of us carry a smartphone, either an Android or an IPhone But these phones are either over-powered (too smart) or we just don’t know how to use all its features.

But some of us are more versatile, and we use some apps to make our daily life easier. While others fumble to even figure out how to reboot their phones.

What are all these buttons?


Well, let’s bring all smart phone users together. If you are using an app, and you like to share and help our other fellow members, come join SHC Smartphone users group.

And if you get frustrated everyday wondering how to maximise the use of your SGD 600 phone, come join us too. There will be someone to help you.

Only one way to participate. To join this “SHC smartphone users” group, simply whatsapp to +65 9489 4360, and send “Join Android” or “Join Iphone”.

Closing date for registration: Fri 3 Nov 2017 5pm sharp. Discussions start Sat 4 Nov. Strictly for SilverHairsClub members.

Rules:
1. No hellos, good morning, afternoon or night. Max 5 messages a day.

2. Screenshots allowed. TEXT communicated is best. No URLS, videos and pictures.

3. No invitation to outside activities.
Strictly, no unrelated messages or topics.

4. Before participation, everyone is required to introduce their first name and the phone you are using, so others can help you.

5. This Smartphone sharing will run from 4 Nov to 30 Nov 2017. After 30 Nov, we will continue for one more week. Participants can then invite one another for Smartphone discussions. You may send pictures and URLs too.

This discussion group closes on 5 Dec 2017. SilverHairsClub hopes you will benefit from this activity.

By the way, if participants fail to follow the above rules, a * for EXIT will be given.

Have fun. Look forward to a fun event.

Terence Seah

Join the SilverHairsClub Whatsapp “Business Goup”

Hi SilverHairs,

This SHC WhatsApp group is for members to share their ideas and plans for a small and easy business when they are about to retire or already in retirement. The aim is for business-minded members to decide and proceed, know who shares your thinking and maybe pick up some new ideas too.

SilverHairsClub has not had many business networking activities, mainly because starting or running a small business near retirement or during retirement is considered risky to our retirement savings. Many SilverHairs prefer to travel, gather in groups for chit chatting, go dancing, trying out food outlets and pursuing their interests and hobbies. And of course, to enjoy the fruits of many years of hardwork. Well, this WhatsApp group is not for you.

But in today’s Singapore, many retirees cannot do nothing. Taking a part time job is one way. The other is to do a small business, that is flexible and yet have enough time to pursue interests while bringjng in an income. And, for some, to avoid seeing your spouse throughout the day.

SHC WhatsApp chat groups are moderated and have rules. Please read this before joining.

1. Only TEXT chat. No URL, pictures, videos. No unrelated issues.
2. No greetings, good mornjngs, afternoons or goodnight. No invitations to events.
3. Business discussions on food, pets, hobbies, dancing, travel, properties, eldercare, plants, flowers, herbs, health & devices, direct selling, clothes, online trading and arts & crafts, trading, import exports and conceirge services are permitted. Services related to your previous work experiences are supported.

4. Anything related to politics, race, religion, sex and MLM or any forms of Network marketing are NOT permitted.

5. Each participant is limited to 3 text messages a day.

6. To join the WhatsApp Business group, please WhatsApp 9489-4360 and send “Join Business Group”. No email, SMS or phone calls. Deadline to join this group 20 Oct 2017.

7. This chatgroup ends 30 Nov 2017.

Terence Seah
SilverHairsClub

SilverHairsClub facebook – SHC group administrators

Dear members,

Not that I had lost my memories, but recently I vaguely remembered we had a SilverHairsClub facebook page.  It is callee SHC group.

Some years ago, i had asked Andrew Koh to initiate and administer the SilverHairsClub Facebook.  Together with Douglas Chan, both of them have brought our facebook page to what it is today.  In fact, I had almost forgotten about it until recently.

Andrew Koh and Douglas Chan both joined SHC in Jan 2007.  I am glad to have Andrew be the co-administrator for our Facebook.  Facebook has a different social media structure; It is open to eligible SHC members.  If you wish to join the Facebook, please register your interest here.  The administrators will pick up from here.

Terence Seah

“One night in Bangkok” date not firmed

We shall be starting our planning for “One night in Bangkok” soon. The date, the venue and the program are still at liquid stage, but I think we may not have many moons to wait.

I am hoping to coincide the date with a Thai traditional culture and date. And if this is the case, the event will be held before this year end. Obviously, we must have thai food and maybe Singha or Chang beer to go along.

We need not structure the event as a dinner & dance, so the committee will have to crack this out.

To start, if you like to join the committee, plse whatsapp +65 9489 4360. Suggestions and comments are invited on this Post.

Terence Seah

Fairy Godmother is still alive

Hi fellow members,

Fairy Godmother is still very much alive. She is now 72, walks around with a walking stick, a bit slow in thinking and very often, sitting and resting under the mango tree. She still dangles her magic wand; but due to weak batteries, the wand seldom works well. She is now thinking of using an Artificial Intelligence Robot to help her thinking and sometimes makes decisions on a behalf.

I am sure some of you have read about a security robot that can patrol large area 24 hours a day, taking over the duties of securities guards and can smell fires, detect faces and can even call an ambulance. But sadly, about two months ago, the robot ran too fast, hit the edge of a water fountain and fell into a pool of water. Her circuitary was wet and she died.

Well fairy godmother is alive. She is still good at moderating quarrels especially among boys and girls. Unfortunately, she can’t talk, so she just waives her wand. Some some comments and posts just disappear at a “Zap”. If batteries are not well charged, sometimes nothing happens.

Fairy Godmother wants to have a smooth and quiet retirement life. But we all know boys and girls do quarrel from time to time, usually because of a misunderstanding. Fairy Godmother is happy to see the boys and girls happy, running here and there and enjoying the good lives on Singapore island.

Fairy Godmother forgets names easily. She is not perfect. If anyone likes to be a trainee God Mother, do let me know. Meantime, she is hoping that more of the boys and girls who are over 45 can help to keep the peace with SilverHairsClub.

Terence Seah

Relaxation on the rule on Direct Selling

One of SilverHairsClub rules is No Direct Selling activities. The Club has now decided to relax this ruling, in support of active members interests and hobbies.

1. Active Club Members may now sell and promote products which are personally made to other members. Examples include: Arts & crafts, kueh2, food, jams, balms, plants, furniture and electronic items.

2. Active Club Members may also offer chargeable personal services eg repair services, animal care, aged care, child care, concierge services, guide services, dancing training, events organising and house work.

3. Corporate products, network marketing, MLM and house items are not permitted. External organisations and corporate items are treated as paid advertising. Plse contact admin@SilverHairsClub.com.

4. Only Active Club members are allowed to participate in this program. Non-active members won’t be allowed.

5. Currently, this program is free to use to approved members. Approved products and services will receive a “Supported by SilverHairsClub” letter from the Club. SilverHairsClub may withdraw this support, if the member misuse this program. Members are wholly responsible for their products and services.

Terence Seah

38 Oxley Road, a memory for most of us

The home of our ex Prime minister LKY will remain a memory for many of us.  It is currently the most talked about topic in Singapore; and today, Parliaament opens with a ministerial statement from PM Lee as well as other ministers.  The whip has also been lifted. MPs are free to ask questions and  express their views.

SHC members are free to discuss the issue on this post.  Please stay away from politicising the issue.  No name calling; and plse respect every member points of view.

Admin reserves the right to remove unacceptable content.

This post closes on 31 Jul 2017 midnight.

Terence Seah