SHC is not funded by any individual or organisation. All activities are voluntary and at costs. EO usually report losing money despite putting in time, effort and costs
We can carry on as we have done for the last 15 years.
A common question which members asked is how much do we have under the pillow. My answer is Zero.
At the recent feedback on finding a successor, we had some suggestions to raise funds. We had not considered because many members felt we should remain status quo because of legal concerns and how to go about. I am not in favour of fees and subscriptions. I think that collecting fees is a debate itself as members have expressed strongly they benefit differently from SHC besides the legalities, so fees or subscriptions is an unfair concept.
But we should still explore how we can fund ourselves. Besides the operational costs, we should now look forward the next 5-10 years how to manage new seniors expectations eg how to handle major events, membership drives without running losses.
If we have a fund, we can see ourselves operating as a voluntary social club for the next 5 or even 10 years. This will enable the Club successor and the Admin committee to run SHC, within rules set.
To start the process, I like to initiate 2 brainstorms sessions. Members get to voice your opinion and suggestion.
Session 1 – What are the big ticket activities or ideas, you, as a member, expect or hope to see within the next 5-10 years. Date next Sat/Sun.
Session 2 – We should then determine a budget as our aim for a fund. Here, we brainstorm how can go about setting a fund.
Both sessions are recorded, for members update.
You can also participate in this topic in SilverHairsClub.com forum.
Terence Seah
Latest update:
Funding collected as of now stands at $5525.88 – Kindly note that we will our best try to update any donations coming along as much as I can. Please see the updated namelist of members whom had donated. We also respected the request of members to remain Anonymous upon their donations.
S/N NAME
1 AGNES SEOW
2 ANNE LEE
3 BESSIE LAM
4 BOBBY BOK
5 BOBBY YEE
6 CATHERINE HO
7 CATHERINE SOON
8 CHARLES WEE
9 CHENG CHEE CHEW
10 CHRISTINA QUAH
11 COLA TAN
12 DANIEL TAN
13 DAVID ONG & LILIAN CHUA
14 DIANA NG
15 DOLLY LIM
16 DORA LIM
17 EILEEN TAN
18 ERLICH PHUA
19 EVELYN NEO
20 FREDA LIM
21 FRISNA TAN
22 GABRIELLA CHUA
23 HELEN CHEONG
24 HO SOO BOI
25 HUANG CHOONG SWEE
26 IRENE POH
27 JASMINE WONG
28 JEAN LIM
29 JOHN CHUA
30 JOHN HOWE
31 JONATHAN ONG
32 JOSEPHINE ONG
33 JUDY LIM
34 JUNE CHUNG
35 KRISTY NG
36 LEE HOU CHONG
37 LEE LI YONG
38 LILY SEAH
39 LIM LAM GEOK
40 LINA NG
41 LOUIS AND ROSALIND
42 LYDIA POH
43 MARG TIAN
44 MARIE CHONG
45 MARLENE YAP
46 MELISSA KHNG
47 NG HOW
48 NORLINDA BTE MOHAMED ALI
49 ONG LIN KHIM
50 PEGGY LOW
51 PRISCILLA WEE
52 SALLY TANSC
53 SANDIRASEKARAN S/O
54 SHERRY WONG
55 SILVESTER
56 STEVE SEAH
57 SUSAN CHANG
58 SUSAN CHTAN
59 TAN CHUI GEOK
60 TEO MUI LAN
61 THERESA SEOW
62 VICKY SIONG
63 VICTOR CHOK
64 YEO KHOON KEE
65 YEOW TING FOOK
66 YOON CHIN
67 ANONYMOUS (1)
68 ANONYMOUS (2)
Thank you for all generous donations received so far.
Cheers.. DollyL
Hi Dolly/Terence
Can correct the donor’s list on item no. 49
To IRENE POH instead of POH AH..
Thank you.
Hi Irene,
Amended.
After the announcement of SHC Funding collected less than the targeted $6000, glad to receive another 2 members’ donations. Hopefully, we are able to achieve this target eventually.. Below is the updated list of of November 22, 2021. Please let me know should be there any amendments. Thank you.
S/N NAME
1 AGNES SEOW
2 ANNE LEE
3 BESSIE LAM
4 BOBBY BOK
5 BOBBY YEE
6 CATHERINE HO
7 CATHERINE SOON
8 CHARLES WEE
9 CHENG CHEE CHEW
10 CHRISTINA QUAH
11 DANIEL TAN
12 DAVID ONG & LILIAN CHUA
13 DIANA NG
14 DOLLY LIM
15 DORA LIM
16 EILEEN TAN
17 ERLICH PHUA
18 EVELYN NEO
19 FREDA LIM
20 FRISNA TAN
21 GABRIELLA CHUA
22 HELEN CHEONG
23 HO SOO BOI
24 HUANG CHOONG SWEE
25 JASMINE WONG
26 JEAN LIM
27 JOHN CHUA
28 JOHN HOWE
29 JONATHAN ONG
30 JOSEPHINE ONG
31 JUDY LIM
32 JUNE CHUNG
33 KRISTY NG
34 LEE HOU CHONG
35 LEE LI YONG
36 LILY SEAH
37 LIM LAM GEOK
38 LINA NG
39 LOUIS AND ROSALIND
40 LYDIA POH
41 MARG TIAN
42 MARIE CHONG
43 MARLENE YAP
44 MELISSA KHNG
45 NG HOW
46 NORLINDA BTE MOHAMED ALI
47 ONG LIN KHIM
48 PEGGY LOW
49 POH AH
50 PRISCILLA WEE
51 SALLY TANSC
52 SANDIRASEKARAN S/O
53 SHERRY WONG
54 SILVESTER
55 STEVE SEAH
56 SUSAN CHANG
57 SUSAN CHTAN
58 TAN CHUI GEOK
59 TEO MUI LAN
60 THERESA SEOW
61 VICKY SIONG
62 VICTOR CHOK
63 YEO KHOON KEE
64 YEOW TING FOOK
65 YOON CHIN
66 ANONYMOUS (1)
Yupz… not easy but I am sure she will do a good job!
Thank you, dearies…..
The detailed list of members that donated towards SHC Funding is compiled as below. Kindly note that we had done as much as we could to match the names against the funds recd via Paynow and Paylah/others. Hence, should any members felt that there is missing out and/or done transfer on behalf, please do not hesitate to reply to this comment so that we will able to rectify these hiccups soonest possible.
S/N NAME
1 AGNES SEOW
2 ANNE LEE
3 BESSIE LAM
4 BOBBY BOK
5 BOBBY YEE
6 CATHERINE HO
7 CATHERINE SOON
8 CHARLES WEE
9 CHENG CHEE CHEW
10 CHRISTINA QUAH
11 DANIEL TAN
12 DAVID ONG & LILIAN CHUA
13 DIANA NG
14 DOLLY LIM
15 DORA LIM
16 EILEEN TAN
17 ERLICH PHUA
18 EVELYN NEO
19 FREDA LIM
20 FRISNA TAN
21 GABRIELLA CHUA
22 HELEN CHEONG
23 HO SOO BOI
24 HUANG CHOONG SWEE
25 IRENE POH
26 JASMINE WONG
27 JEAN LIM
28 JOHN CHUA
29 JOHN HOWE
30 JONATHAN ONG
31 JOSEPHINE ONG
32 JUDY LIM
33 JUNE CHUNG
34 KRISTY NG
35 LEE HOU CHONG
36 LEE LI YONG
37 LILY SEAH
38 LIM LAM GEOK
39 LINA NG
40 LOUIS AND ROSALIND
41 LYDIA POH
42 MARG TIAN
43 MARIE CHONG
44 MARLENE YAP
45 MELISSA KHNG
46 NG HOW
47 NORLINDA BTE MOHAMED ALI
48 ONG LIN KHIM
49 PEGGY LOW
50 PRISCILLA WEE
51 SALLY TANSC
52 SANDIRASEKARAN
53 SHERRY WONG
54 SILVESTER
55 STEVE SEAH
56 SUSAN CHTAN
57 TAN CHUI GEOK
58 TEO MUI LAN
59 THERESA SEOW
60 VICKY SIONG
61 VICTOR CHOK
62 YEO KHOON KEE
63 YEOW TING FOOK
64 YOON CHIN
Regards… DollyL
Glad that someone has volunteered for the post of treasurer, and not surprisingly, it is you. SHC is and always will be very special to you.
You have done a fantastic job at weeding out duplicates so quickly and efficiently !
Cheers…… Chan KN
We are now checking the list of donors. Some of reported duplicate names,others have reported differences between their SHC names against the bank registered names.
The club has now identified a Treasurer. The person will hold the total amount collected as well as any incoming funds.
Guidelines will be set on payment soon.
** Kast call. If your name is not in the kist of donors, plse contact 9489 4360.
Terence Seah
Here is a record on the donations to our sHc start up fund. we have crossed our target of SGD 6000. A few donors are not recognised as members, Pkse contact 9489 4360 for your names to be identified,
Aaron
Agnes Seow
Anne Lee
Beatrice Yip
Bobby Tan
Catherine Ho
Catherine Soon
Charles Wee
Cheng Chee Chwe
Christina Quah
Chung Suat Luan
Daniel Tan
Dolly Lim
Dora Lim
Douglas Chan
Eileen Tan
Erlich Howe
Frisna Tan
Gabriella Chua
Gabriella Chua
Ho Soo Boi
Hoong Choong Kee
Howe Teow Khoon
Huang Choon Swee
Jean Lim
John Chua
John Sheng
Jonathan Ong
Josephine Ong
Judy Lim
Kristy Quek
Kwie Siew Wah
Lee HC
Lee Li Yong
Lim Jiu Wah
Lim Lye Peng
Lina Ng
Loh Yoke Chan
Lydia Poh
Marg
Marie Chong
Marlene Yap
Melissa Khng
Michael Tan
Ng Chow Mui O M M
Ng How
Norlinda b Mohamed Ali
Ong L K
Ong Lee Tong
Ong LK
Pearl Wong
Peggy Low
Peter Seow
Philip Tan
Poh A H
Quah Phaik Hua
Sally Tan
Sandirasekaran
Seah Lily
Seah Mui Yong
Sherry Wong
Siong Bin Choo
Steve Seah
Susan Tan
Tan Chui Geok
Teo Mui Lan
Theresa Seow
Tian Lay Hoon
Victor Chok
Wong Yik Hong
Yee Wai Kheng
Yeo Khoon Kee
Yeow Ting Fook
Yoon Chin
Thank you all donors, You are recognised as founders of this startup fund.
Terence Seah
Here is a record on the donations to our sHc start up fund. we have crossed our target of SGD 6000. A few donors are not recognised as members, Pkse contact 9489 4360 for your names to be identified,
Aaron
Agnes Seow
Anne Lee
Beatrice Yip
Bobby Tan
Catherine Ho
Catherine Soon
Charles Wee
Cheng Chee Chwe
Christina Quah
Chung Suat Luan
Daniel Tan
Dolly Lim
Dora Lim
Douglas Chan
Eileen Tan
Erlich Howe
Frisna Tan
Gabriella Chua
Ho Soo Boi
Hoong Choong Kee
Howe Teow Khoon
Huang Choon Swee
Jean Lim
John Chua
John Sheng
Jonathan Ong
Josephine Ong
Judy Lim
Kristy Quek
Kwie Siew Wah
Lee HC
Lee Li Yong
Lim Jiu Wah
Lim Lye Peng
Lina Ng
Loh Yoke Chan
Lydia Poh
Marg
Marie Chong
Marlene Yap
Melissa Khng
Michael Tan
Ng Chow Mui O M M
Ng How
Norlinda b Mohamed Ali
Ong L K
Ong Lee Tong
Pearl Wong
Peggy Low
Peter Seow
Philip Tan
Poh A H
Quah Phaik Hua
Sally Tan
Sandirasekaran
Seah Lily
Seah Mui Yong
Sherry Wong
Siong Bin Choo
Steve Seah
Susan Tan
Tan Chui Geok
Teo Mui Lan
Theresa Seow
Tian Lay Hoon
Victor Chok
Wong Yik Hong
Yee Wai Kheng
Yeo Khoon Kee
Yeow Ting Fook
Yoon Chin
Thank you all donors. Duplicate names removed.
Terence Seah
Pse contact 9489 4360 for your names to be identified,
Aaron
Agnes Seow
Anne Lee
Beatrice Yip
Bobby Tan
Catherine Ho
Catherine Soon
Charles Wee
Cheng Chee Chwe
Christina Quah
Chung Suat Luan
Daniel Tan
Dolly Lim
Dora Lim
Douglas Chan
Eileen Tan
Erlich Howe
Frisna Tan
Gabriella Chua
Ho Soo Boi
Hoong Choong Kee
Howe Teow Khoon
Huang Choon Swee
Jean Lim
John Chua
John Sheng
Jonathan Ong
Josephine Ong
Judy Lim
Kristy Quek
Kwie Siew Wah
Lee HC
Lee Li Yong
Lim Jiu Wah
Lim Lye Peng
Lina Ng
Loh Yoke Chan
Lydia Poh
Marg
Marie Chong
Marlene Yap
Melissa Khng
Michael Tan
Ng Chow Mui O M M
Ng How
Norlinda b Mohamed Ali
Ong L K
Ong Lee Tong
Ong LK
Pearl Wong
Peggy Low
Peter Seow
Philip Tan
Poh A H
Quah Phaik Hua
Sally Tan
Sandirasekaran
Seah Lily
Seah Mui Yong
Sherry Wong
Siong Bin Choo
Steve Seah
Susan Tan
Tan Chui Geok
Teo Mui Lan
Theresa Seow
Tian Lay Hoon
Victor Chok
Wong Yik Hong
Yee Wai Kheng
Yeo Khoon Kee
Yeow Ting Fook
Yoon Chin
Thank you all donors. Duplicate names anended. Anonymous, if you wish, plse identify yourselves.
Terence Seah
I didn’t see my name in this list. Thank you.
Hi Diana,
Much regret that your name was not being added on our initial list. I have whatapps you directly to liaise with you.. Please refer to my watapp msg to you and get back to me so that this issue can be resolved soonest possible. Rest assured that no name will be left out in our final list. Your kind understanding would be much appreciated…. DollyL
This year, our start up fund has crossed our target of 6000.there are some unknown names and I am trying to clear their membership.
As of 9 Oct evening, SHC start up fund stands at $3810.
As of 8 Oct evening, our SHC startup fund stands at $3170.
Thank you for your contribution.
As of 7 Oct evening, donations have reached $2670.
As of 7 Oct, Club start up fund stands at $2570. All donations are acknowledged when received.
Kindly note donors will be published, except for the amount.
As of end of day 5 Oct, total collection $1050.
As of 6 Oct morning, our SHC start up fund us now $1470.
Plse donate any amount. No amount is too small.
All donations are acknowledged when received within 24 hrs.
Terence Seah
As of 4 Oct, donations to SHC start up fund is $430.
Donations to our startup fund are already streaming in. An update on collections will be made in about a week.
Donations will be announced and acknowledged.
Oct is SHC 16th anniversary.
This Oct will also be raising fund to our start up fund which will be used for SHC operating expenses.
Contributions are voluntary and any amount. Pls trf by paylah or paynow to my tel 9489 4360.
Plse indicate your name or anonymous.
Terence Seah
In the last 6 months, we had discussed various ideas on how we see in the SHC 5-10 years, the programs and the funds requiredd
Key programs include:
1. Membership drive
2. Anniversary activities
3. Managing operating costs
We currently have no funds and organisers lose money organising events. SHC is unable to pay for club expenses, and I should no longer continue paying to club costs, after 15 years.
As such, we are organising a members donation. We have no history. I am therefore going to start a donation drive, the funds to be managed by the SHC. treasurer.
In the coming session, we shall
1. Look for a Treasurer. We shall designated bank account.
2. The target donation shall be $6000. Members contribute as per their wish. There is no fee or subscription. Members choose to have their name recorded or unrecorded.
Terence Seah
Thanks for the link, Sally. Finished digesting it. Something to say.
I don’t know whether I should be posting this, in the wake of Terence’s “foot for thought” update in another post. I guess I have to, for Silver Hair sake. Take care Terence. Trust the doctors’ professional advice.
About the meeting yesterday. Here we go again. It is always fun to have a casual chat after dinner. Every one supports the good intention of a proposal (who wouldn’t when you simply say yes?) But when it comes to the approach and implementation of the “noble task”, it is a different matter. Action not talk only. .
Where is the money collector? Where is that potential treasurer looking after the kitty?
Personally, I think we should not be collecting and keeping money if we are not a registered Club or Society.
Critical path analysis tells us to think of the worst case analysis for any project. Allow me to be the alarmist, the pessimist or kiasooist. When dealing with public money, there are three ways :
1. Obey all laws and legislation faithfully. No deviation.
2. Disregard the laws blatantly. We are above any law.
3. Try to skit on the fringe of the law. When found to have breached any law, rule or regulation, be prepared with good reasons to justify ourselves, and hopefully the authority will be supportive, empathetic and sympathetic after listening to us. After all we are doing it for a “good cause”.
I guess we are opting the third approach so let us do it. But where is that confident person, otherwise known as the fund-coordinator? Don’t be shy. Stop looking at each other
DC
Here is the video recording from last Sunday, 11 July 2021
– Determine a starting fund to raise to tie SHC over the next 5-10 years
https://www.youtube.com/watch?v=jfnv5AIqDgk
Can I suggest that we have a membership listing Open to Members? This is one question I heard a few times but no one can answer. This info is helpful if we want to attract corporate interest in SHC.
DennisH, In the past, we had wanted to create a membership list with minimal contact details. An objection came up, as members were receiving spams and product sales.
Sure, llet’s hear ideas.
Terence Seah
Preparing SHC for another 5-10 years.
SHC started in 2005, and has held on to one objective – to provide a platform for members to meet and find new friends. Sames rules apply.
Over the years, senior members know we had open opportinities for keen members to take over the leadership for the next 5-10 years. From recent feedback and surveys, two main reasons for not being successful. First, maybe the responsibities are too broad.
Second, the club is voluntary and has no funds.
Surveys conducted early this year indicate most members want the club to remain status quo. In other words, we remain a voluntary entity, unregistered but still keep within the laws of Singapore. I support this position too.
It is important for progress that I take a back step. To spread the work, an admin committee will be formed this year. If you wish to join the Admin committee, start by joining as an activity EO. Spread the msg around. I am always on the lookout.
Secondly, members will notice I am pushing to have a significant working fund in the Club. We had brainstorm session 1, conducted by John Chua, to find out what new ideas see for the future . Many of the suggestions give us an idea of members exoectations over the next 5-10 years. And with these info, we have an idea what kind of funds we need.
I too have my ideas on the next 5-10 years. Members have discussed. Live recordings of discussions are available. Some feedback are available on this forum too.
Potential donors or members wishing to run for Club leadership, plse participate.
This Sunday 11 Jul, 7pm (1 hr), I shall hold a chat with members. Lets discuss what we want for the future. This is on starting a fund for SHC to tie us over the next 5-10 years . Pls see the videos and surveys first to get a background. Feel free to ask me any questions. I shall answer to the best of my vision.
Basic guidelines:
1. SHC shall remain free or subscription free, lifetime as announced in 2005.
2. We shall remain a voluntary social club.
3. Any funds donated by members shall be at donors’ discretion, from zero to something.
4. As to what the funds will be used for, a bit of chicken and egg situation at this stage. We may collect 100 in donations, 50,000 or zero. To last us 5-10 years.
4. Funds will not be credited into my name. Terms, controls and usage will be set by the SHC Admin committee.
All members are welcome. To participate, plse ensure you receive a membership verification from 94894360.
Terence Seah
Thank you Sally. I finished watching the video late last night. Too late to reply then.
Howard, I did not hear you when you said, “long time no see” at the beginning. My apology. Sorry because headset was not on. Yes long time no see. Weekdays not free leh. Can only join weekends lah. By the way, noted your “share screen” proposal – only person who did homework before the meeting. Appreciate.
We could have discussed/debated more on it. Maybe next session.
Till we meet again, take care.
DC
Here is the video recording from last Sunday, 04 July 2021
– Brainstorm Members vision over the next 5-10 years.
https://www.youtube.com/watch?v=JfQ8nHQS6HI
My session 2 contribution thoughts
My Funding ideas :
Should take care of the operation cost/debt first as priority before other tasks for payment :
1.workpress fee to waive off as operation cost
2.zoom meeting fee to waive off as operation cost asap
1.Donation box & paylah apk
2.Minimum 5k per annual (my estimate for low cost club operation)
3.selling of shc bages – 34pcs $5 bcz enhance the ideas of the batch…eg wire holder, key chain etc (i will take the first task for funding causes)
4. Ask for sponsorship from shc member then sell it to gain cash. Eg Member donate token to member as donation project.
5. Offer from member of club house activities for free. (discuss before)
6. Facilities swimming, tennis and karaoke for free. (discuss before)
How to Raise Money for Fundraising Ideas
1. Start a Crowdfunding Campaign
raise money with crowdfunding thru paylah/paynow.
2. Find a Sponsor
3. Host a Fundraising Event
4. Exhibition — Show off your skills to a crowd of visitors. Demonstrate what you are doing in training and games. It might even move some to join your team.
5.Bake sale — Have team members or their family contribute cakes and other baked goods, then sell them piece by piece for a profit.
6. Car wash — can cooperate with local carwashes and sell tickets to their business. Many will be happy to share the profit.
7. Fundraising walk — Team members find sponsors who agree to donate a set amount of money for a certain distance they will run. Best if you have active runners among you.
8.Hi tea Party
9. Offer Lessons
to use the skills you are learning anyway by passing them on to others. Teaching is a valid option to get paid and there are always people willing to learn.
My contribution for the recent zoom meeting :
Session 1 :
Q1.What are the big ticket activities or ideas,
Activities -due to new normal – wait and see ?
1.Traveling tour – ,
2.monthly event@kopitiam and
3.D&D
Additional :
4.Plus a small scale like one night in batam (2d1n) or festival night etc
5.Birthday day month celebration – tea party.
Q2.you, as a member, expect or hope to see within the next 5-10 years.
Year 1:
See more member to come forward to host
Train and create more EO for leverage activities
New member from 40 yr old onward
Year 2:
– Enhance the several committee into self monitoring skill.
– Create a SOP procedure for the club to run if any changes need to amend.
Year 3:
– Flexibility for new program
– Renew of committee members
– Nomination of new members for take over duties
Year 4:
– Increase of fund, reduce of operation cost and re funding to provide more features
– Ready for next stage of Club running format or style.
–
Year 5:
– Finalise and reflect the 4 years club activities
– Re appoint for committee role and responsibilities
More Year 10:
-Self sufficient to run a club with automation on mobile apk
-Member can independently create activites to cater themselves with much EO support.
-Replacement of old blood
The last brainstorm session for members to feedback what they would like to see in the club for the next 5-10 years was conducted over zoom a d recorded. Other ideas were received on whatsapp or the Club forum.
For those who had not send in their feedback, we take itthat you prefer status quo.
Today’s recording will be available coming Wednesday.
We will review all feedback and compute a number to be raised as funds for the next 5-10 years. This will be session 2. “How we shall raise this fund.
A few clear points.
1. There will be no fees or subscriptions. Membership will continue to be free.
2. No donations from organisations or non members.
3. As discussed in succession feedback, the club will remain a social virtual entity.
Session 2 will be announced in 2 weeks
Terence Seah
There are 2 sessions on this topic.
Session 1 covers the club operations over the next 5-10 years. What kind of activitiea, big ticket events, structural changes are you expecting? Think membership drives.
Date:Sun 4Jul at 3pm one hour. Live recording.
Feedback channels includr Whatsapp, our forum website.
Plse think long terms 5 – 10 years.
Session 2 identifies the budget and how we can raise this budget.
Step by step Session 1 first.
Terence Seah
Another good example, years back, I (as EO) organized an IT talk (for SHCians) in a condo facility space. Not counting my taxi fares to bring the monitor, computer, etc. (at my costs), I still need to pay the condo management a small rental fee (I think about $15). There were about 20 of us in the gathering, I explained and go round to collect $1 each (at random) until exactly $15 and stop there. This prevented me to hv the headache of holding a balance of $5.
No record made and event went on smoothly and everyone is happy.
From Nomari Lee
It will b tough to collect fees s many will not agree n u r right once u collect fees it’s subject to legal regulations n someone has to keep accounts etc etc . Then u hv to appoint committee members to b nominated at a proper meeting like a condo management council (mcst) since they will b entrusted w
Money n r answerable to not just members but all members n r hv legal responsibilites. Eg we hv read of temples committee members who cheated on donations . N will they work for free or charge a fee ? Rather complicated . What’s wrong w staying s is ? events that involve having to spend money n those who want to join just share costs . Clean n simple . Y give ourselves so much trouble . ? We r Silver hairs – enjoy last part of our lives n hv fun no need all these hassles . Just my 2 cents worth
From Bobby Yee:
First there MUST be a BUDGET. What is the amount of $ per year are we looking at? We can do away with forming an entity by describing any monies from anyone as contributions. Example, a friend used to have a boat. So weekends we go out to sea. Those who go contribute to the petrol etc. it is ad hoc and no records are kept. Very small group. For SHC, even if 10% will be in the 100s. So look like need an organization. This means, registration with ROS. Get approval for constitution etc. Then proper records git to kept. Then AGM etc.
All reply and feedback will. Be transferred here.
Terence Seah