A POTENTIAL TIME BOMB

The double murder at Bedok should serve as a wake-up call for those who employ domestic helpers in their homes.                                                         They have to ask a few pertinent questions before they embark on such   an endeavor.                                                                                                              1) Do they absolutely need such a service.                                                              2) How much do they know about the helper who is a total stranger in  the household, in terms of her character, psychic, her background. Does she carry a lot of baggage which is a time bomb waiting to explode. It may need a slightest   provocation to set off the explosive scenario and murder.                                        3) Very often they underestimate the physical strength of the “intruder” who can inflict a lot of damages. There was one case of a woman employer who was banged against a wall and died instantly.                                                                   4) Beside the employers, can the maid agencies play a roll in mitigating the danger of providing an almost  unknown person into a home.                                   5) What can the MOM do to regulate such an employment.                                    Robert

 

Stone Art Decoupage


If you are interested in art craft and like to try stone art, you may come and join me in this hands on sharing session to create gifts or showpieces in stones. No artistic skills required, just patience and focus.

Venue : Peninsular Plaza
111 North Bridge Road, #06-30/31
Date : Monday 19 June 2017
Time : 2.30 to 4.30 pm
Material fee : $5
Limited slots. Please register your interest here:

Attendees:
Lim Joo Tian
Janice Lim
Laura Wee
Rosalind Chan
Helen Soh

Join our 2017 SHCians Guest stars and dancers

Hi, those Interested please click below:

Register early.  Closing 25 June 2017

http://silverhairsclub.com/?p=25603

For D & D buffet dinner: @ S$40 member S$45 non member

Payment to a/c Chris Chan POSB Savings Acct  542-10756-1.

Payment handle by Christina Chan

 

http://silverhairsclub.com/?p=25649

For Hotel Rooms S$78 with two breakfast and Coach S$32 with tour:

Payment to a/c Chan Lian Tin DBS Saving Plus Acct  029-2-021094

Payment handle by Doreen Chan

 

 

Monthly Walk June 10, 2017, Saturday

Monthly walk: Lorong Chuan  to Hougang

Date : 10th June 2017, Saturday

Time : 4.30pm SHARP

Duration: approx.  2hours.   Distance 4.7 km

Meeting Place:  Lorong Chuan MRT ( Circle Line) , exit A

ECs: Charles Wee with Christina Chan
This is an easy walk through quiet housing estates , sometimes you see the front view, sometimes the back. Jalan Pelikat cycling and footpath stretch is nice  quiet and refreshing.

Our walk ends at Hougang Food Centre where you can enjoy a  good range of food AND convenient  transportation  home.  Hougang mrt  and bus interchange both are just next door.

For your own safety, come in comfortable footwear, no slippers/sandals.

Protect oneself with sun screen, sunglasses, caps, mosquito repellant.

Bring umbrella as the weather is quite unpredictable during this period .

The Walk Team:  ChristinA Chan, Veronica Wong, Mary Tan, Serene Low, Linda Chua Azhari Cuttilan and Charles Wee.

This is an EC activity. You can bring your adult friends who are 45 and above.

 

Thank you to all members for attending this June Monthly Gathering, 9 Jun 2017 evening

THANK YOU TO  ALL MEMBERS!!

Appreciate your comments

Old members to bond their friendship with members of their good old times

New members to mix and know more old members

Time flies!  left 7 days!  Please register early!

This location was picked after our recent coffee chat gathering.  It is a quiet good place.   An appropriate place to welcome all our SHC members meet and greet chit chat time

Date 9 June 2017

Time   5pm – 8.30pm

Venue   Fragrant Hot Pot, 313@Somerset, Food Republic Level 5 Singapore

Fr Somerset MRT-c right-walk straight-bread talk-Samsung-Turn Right-see Candy Empire-take lift on your right to level 5 or take escalator up to level 5 Food Republic

Above pictures will lead you to food court and meeting place

5.00pm  Enjoy your early dinner at 313 Somerset

6.00pm  Leon will share 45mins on healthy immune system in the science of ageing

Topic covers:

  1.  What is Ageing?
  2.  Am I Ageing Too Fast?
  3. What Can I do to Slow Down Signs of Ageing?

***Take care of your body and it will take care of you**

Please take note that promotion of all health/supplementary products is strictly not permitted in this club.  Members doing so may have their membership terminated immediately

6.45 – 8.30pm  Members’ discussion

Our happy times for the evening.  Looking forward to your presence

Please register early.  Strictly organise for SHC members.

Names:

  1.   Doreen Chan
  2.   Yoon Chin
  3.   Lydia Chin
  4.   Sally Tan
  5.   Jeffrey Gan
  6.   Caroline Gee
  7.   Martin Han
  8.   Michelle Sim
  9.   Leon Lau
  10.   Helen Cheong
  11.   Joan Ang
  12.   Jenny Liauw
  13.   Tony Ang
  14.   Richard Lean
  15.   June Chin
  16.   Peggy Ho
  17.   Doris Tan & Graham Smith
  18.   Dolly Lim
  19.  Janie Leong
  20.  Maria Tan
  21.  Sue Chan
  22.  Kristy Quek & maid
  23.  Stella Sheng
  24.  Moly Quek
  25.  Lynn Tai
  26.  Agnes Low
  27.  Grace Kang
  28.  Joan Wong
  29.  Daisy Wee
  30.  Steven Chan
  31.  Amy Ko

 

 

 

 

Hands-on Basic Cookie Lessons/Tea Session/Chit Chat/(Karaoke-optional) – 3-in-1

                            

                        

               Photos of some of my bakes.

Dear All,

In the past, Terence did bring up this activity to me about conducting lessons on cooking and baking for members.
I have been busy with work, family and social life. Well, I guess its now or never so I am putting up this post to gauge the response.
I am no expert but I have attended several baking lessons and have many many… years of cooking and baking experience.
I started cooking for my family when I was 9+ years old when my mother was taken ill. All my older sisters were in the morning session in school and I was in the afternoon session. Those days, there was hardly any supermarkets so marketing had to be done in the morning.
From then on, I started to develop a love for baking too. My first pineapple tarts were rock hard. That time, I didn’t understand about gluten development so I pulled and stretched my dough too much. My mum said I could crack the wall if I threw my pineapple tarts at it. And when she asked me for some of my tarts to take with her to visit my aunt in the kampong, I was so happy that she wants to let my aunt try it. But she burst my happy bubble when she said its to throw at the dogs in the kampong if they tried to attack her. But I was not one to be easily discouraged. Now my pineapple tarts and cookies are yummy (if I may say so) LOL!

I hope to be able to do a 3-in-1.
That is to have the cookie baking session followed by tea to enjoy the fruits of our labour and talk about anything (and karaoke optional). I shall also make something sweet or savoury (with compliments) to complement the cookies and coffee/tea for the “tea time”. You pay only for the ingredients and miscellaneous items at cost for example, baking paper, paper cups etc. Basically to share what I know and in the process to have fun together. I am not making any profit from this activity.

Date & Time: TBC (probably early afternoon on Saturdays in the third quarter of the     year, when I am in the festive mood)
Venue: In my humble chicken coop in Bedok
No of Pax: 6 pax per session and strictly for members only.

Name List
1.   Stella Sheng
2.   Jassmine Teo
3.   Dolly Lim
4.   Maria Tan
5.   Yat Sing
6.   Joan Ang
7.   Susan CH Tan
8.   Christine Teo
9.   Doreen Chan
10.  Sally Tan
11.  Winnie Tan
12.  Grace Kang

Reserve List
1.   Gingko Tay
2.   Roland Leow and
3.   Dona Ching
4.   Karen Thio
5.   Serena Tay

 

From here, if there is enough interest and support, we could move on to more “difficult” cookie recipes and maybe include some simple cake and bread making too. However, I can’t teach cake deco except piping of cream rosettes.

Yay!!! Weekend is round the corner.  Have a good one!
Stay Healthy & Happy!  Its a bonus if you are lucky too!

Cheers
Caroline aka Carly

Party On Board ss Aegean Paradise On 16th June 2017

I had racqi the Cruise ship last Friday and decided to co-ordinate the Gathering. A programme is drawn for your consideration. You can participate in 2D1N or One full day event.

The Pragramme: ( S$ 25.00 NCD)
1 Day event: Starts at 8.00 am or 10 am Ferry from Taman Merah Ferry Point. Catch the 6.45 pm Or 8.30 pm (latest) Ferry from Aegean Paradise Of course there are earlier Ferry 5.00 pm/2.45 pm.
Breakfast – 5.30 am to 9.30 am ( Want BF catch the 8.00 am Ferry)
Lunch – 11.30 am to 2.30 pm
Dinner – 5.30 pm to 9.00 pm
Supper – 10.00 pm to 1.30 am(Next day)
Day Show – 2.00 pm to 4.00pm

2D1N event : In addition to above mentioned in a 1 D event , the following include
Karaoke : 7.00 pm to 3.00 am at S10 per table with 1 free drinks
Disco ( Fri Night) 11.00 pm to 3.00 am

Passengers also can buy the following services
1. Foot Reflexology & shoulder @ S$20 per One hour
2. Indo Massage at S$ 25 per hour Or
3. Thai Massage at S$ 50 per hour ( Men like this, Why?? Find out yourselves

We arrange our meeting, Coffee Chats , or Excises in between when you are on board. Please Volunteer your valuable service to EO the coffee Chats, Excise, Karaoke sessions. The dancing floor is too small for mass dancing.

Please register your interest to attend. No collection . Pay before you board the ferry on the day of event.

Tony

Join the new SHC Whatsapp groups

Due to increasing popularity and convenience of Whatsapp, the Club will launch more Whatsapp groups for members with focused interests. I shall initiate the startup of these groups, and shall be a non-participating admin for as long as the group is still active. Open to SHC members only.

If you wish to join the groups, please observe the follow rules.

1. No URL allowed. This include videos.
2. No Greetings eg Good Morning without anything else to say.
3. Pictures and messages must be focused on the subject. Total number of pictures and message: 3 max per day.
4. No advertising, invitations to unrelated subject
5. No Copy and Paste from any source.

If you break the rules:
First time: Unaccepted messages will be flagged with a * by Admin.

Second time: Admin will remove your name from the Whatsapp group. You can request to rejoin the group after 60 days.

We shall start with the following groups.
1. Cooking – receipes, invitations to cooking session
2. Online trading – equities only.
3. Online e-commerce – today’s changing trend which we cannot ignore.
4. Short term stay in Chiangmai
5. Living in JB – where to eat, shop, live, finding friends to go JB together.
6. Gardening – plants, flowers and vegetables in your house or gardens.
7. Music, cinema and TV dramas – share your love for music. Going cinema and concerts together.
8. Free for all – any topic except race, religion, politics, MLM and direct selling. Good for those who cannot sleep, interest in current affairs. The same rules apply.

Medical & Sickness (NEW)
9a. SHC Men’s Health
9b. SHC Ladies Health
– If you are experiencing sickness and health issues faced by seniors, here is the SHC Whatsapp group for you to share the health issues you are going through, how you are coping and managing the sickness.  Strictly NO URL and “Copy and Paste”.

10a. SHC Grannies and Grandpas.
For members who are busy with grandchildren, how to manage these young kids in today’s modern generation. Grand kids, Primary 6, tots and below.

10b. SHC mothers and fathers, whose children are no longer teens. Share what your kids and young adults are going through. Seek common grounds to chat, helping with interests, jobs opportunities or finding friends with other members’ young adults.

For travel, makan and dancing, I shall leave this to the different group admin. More topics may be added. Watch this space.

We will start the chat groups, after 10 genuine members have signed up. Plse let me know which chatgroup you would like to join. Whatsapp +65 9489 4360. One chatgroup.

Terence Seah

Go Wild! What can SHC do for you? Or what can you do for SHC?

SilverHairsClub started in 2005. When you first join SHC, the Club had only one objective, and that is to provide a platform for you to find and meet friends. Today, the objective remains unchanged.

Many members have found new friends and form small groups. Many go travel together, have tea and meals regularly, and go social dancing together. Some go for exercises and walks together. If not for these outings, many are happy to chit chat.

But more than 95% of SilverHairsClub members are inactive. You may be one of them. The Club likes to bring you out, and come together as seniors, over 45. While we are aware you may be busy working or looking after tiny-tots. You may also not like too much socialising or you may find the activities not suitable to your like. Or is your non-participation because we have more lady participation than men.

Well, take a step and Go Wild. You maybe exploring retirement possibilities, a part time job or some things to keep you busy. Perhaps, exploring online ecommerce where u can be anywhere and still enjoy some income to keep up with today’s modern kids.

Or fishing, golfing, camping, a wild BBQ, listening to music or reading a book.

You definitely have some ideas, that’s why you join SilverHairsClub, a club for over 45s. But if your goal is to relax and do nothing, do share with us too.

Tell us what we can do for you as a Club. You can also share what you can do for the Club. You can share on the forum or you can whatsapp me at +65 9489-4360. And the wilder, the better.

Write to us today. We look forward to hear from you.

Terence Seah
SilverHairsClub

10 Days Guizhou Tour (15 – 25 June 2017)

Image and video hosting by TinyPic
Image and video hosting by TinyPic
Image and video hosting by TinyPic
We plan to purchase our own air tickets and engage an overseas tour operator to conduct the tour. It will be a private group.

If the itinerary is too small for reading, press the Ctrl key and the + sign key simultaneously to enlarge. Press the Ctrl key and the – sign key simultaneously to reduce.

If you are interested, please write to shctour@outlook.com asap.

Moon Wong (EC)

6 have confirmed.

Buffet lunch on Friday, 5.5.17 (EC event)

Hi friends

I am trying to get a few friends together for a buffet lunch this Friday, 5.5.17. A wide array of food and dessert at this restaurant.   Details as follows:

Date:                  Friday, 5.5.17

Time:                 12 noon – 2.30 pm

Venue:               Buffet Town, Raffles City B1

Cost:                  $25 nett for senior citizens above 60 only (to show the Passion card for snr citizens to enjoy the special discounted rate)

The lunch is  confirmed.  My friend and I will be going, but  I am extending this get-together to a small group .. limited vacancies .. first come first serve .. Any takers?

Please register here if you’re coming.  Registration closes on 3.5.17.

Thank you.

Gabriella Chua

Those coming:

  1. Gabriella
  2. Friend (JL)
  3. Richard Kwok
  4. Alan Ang

CLOSED (3.5.17)

NOTE OF THANKS: we had lunch from 12 noon – 3 pm.. time flies by .. before we know it, 3 hours had passed.  There was a wide spread of international seafood ~ we savoured the great variety of food and had good fellowship.  We also discussed about our next Makan gathering in June 2017.

Cheerio ~ till we meet again 🙂

Monthly walk: SG 6th newest nature park

Our monthly walk is on 2nd Saturday of the month unless otherwise advised.

This is an EC activity; feel free to bring your adult friends who are over 45!

Post is on behalf of AzhariC……

Date: Saturday, 13 MAY 2017.

Time: 4.15 pm SHARP!  Do be punctual, we can’t afford waiting time. Thanks!

Meeting Point: opposite BreadTalk at Junction 8 Shopping Centre/Bishan.
(MRT Station: Bishan NS17 or CC15)

Duration: Approx. 2.5 hrs

EC : Azhari Cuttilan

NOTE: in case of inclement weather — Azhari will notify through the comments,
do check this blog for his comments on Saturday morning.

Let’s hike along restored trails and new boardwalks lined with rare native plants
as well as a marsh habitat and several freshwater streams with fish swimming and
other fresh water wildlife, all found within the park.

A 4m-high sub-canopy walkway that extends 150m, allowing one to see the fauna
found above the ground.

Some of the park’s low-lying areas could be muddy.
Terrain – some parts slightly steep, though most parts easy.

Toilet facilities is available at Visitor’s centre, which will be within the trail.

Bring water bottles, caps, umbrellas and cameras. Do wear comfortable walking shoes.

Look forward to your early registration!     😀     😀

from the Walk Team: Charles Wee, Veronica Wong, Mary Tan, Serene Low, Alice Seah, Azhari Cuttilan, Linda Chua and I, ChristinA Chan.

Keep in touch with SilverHairsClub.com on your mobilephone

Today, most of us have moved our social communications from desktop to the mobile phone.  You too can conveniently follow what happening in SHC on your phone.  This platform is intended for Singaporeans, over 45, to meet new and more friends.

From playstore or Google Play, search the App “WordPress”.  It has a big W.  Install it.

  • SilverHairsClub.com is self hosted in Singapore.
  • Enter your Username.
  • Enter your password. (if you have lost your password, please write to Yoon Chin at Clubadmin@silverhairsclub.com.

You can organise your own activities and invite fellow members to join you.  If the event is strictly for SHC member, you are the Event Organiser or EO.  If the event includes non-members, you are the Event Cordinator or EC.

You can start a topic of interests, and invite participation.  If you do not follow up on your Post or topic, you may be restricted from future posting.

When a Post or topic is up, you can reply the author as a comment, and the author will also get an email from you automatically.

One picture can be inserted at any one time.  Authors can insert URL and telephone number, but such posts and comments will go into a moderation queue first.

The SilverHairsClub.com is tracked round the clock for words and discussions on religion, politics, race, direct selling and MLM.

Terence Seah

Coffee Gathering on 17 May at 2.30 pm ~EC event

  Hi friends

Our next coffee gathering is here again. Details are as follows:

Date:                           Wednesday, 17 May 2017

Time:                            2.30 – 4.30 pm

Venue:                         313 at Somerset …… Food Court on L. 5 (nearest mrt: Somerset)…..we shall be sitting opposite the chicken rice and hot pot stalls … Long tables in a cosy corner…

Cuisine:                       All kinds of beverages, food

Come and join us for an afternoon of fun and laughter. Don’t stay at home alone ya?

Register here if you’re coming.

Thank you,

Gabriella

Those coming:

  1. Gabriella Chua
  2. Veronica Wong
  3. John SC Chua
  4. Martin Han
  5. Cheng W K
  6. Richard Kwok
  7. Daniel Chan
  8. Silas Yeo
  9. Tony Ang
  10. Lim Tiang Soon (+ 3 friends)
  11. David Low
  12. Lily Boon
  13. Friend(CL)
  14. Friend (NN)
  15. Friend (R)
  16. Friend (S)
  17. Friend (R)
  18. Doreen Chan
  19. Peter Loo
  20. Stella Sheng
  21. Christine Teo
  22. Hew Lee
  23. Nina Choo
  24. Martin’s Friend (E)
  25. Joan Ang
  26. Edward Lim
  27. Grace Kang

“Forgive what you cannot forget, forget what you cannot forgive  ~

LIVE  every moment

LAUGH every day

LOVE beyond words”

Thanks to all who came for the coffee chat this afternoon .. an afternoon of fun, laughter and good fellowship. I’m sure everyone had a great time… 🙂

World Laughter Day In JB .07 TH May 2017 Sunday

hohohohohooho hhahahahahha , i am attending d world laughter yoga day .First six persons to private  What App me will secure d seat of my humble MPV .

Pick UP @ jb SENTRAL ..0800HR.

WILL HAD OUR MORNING either bak kut teh or beef noodle .

more details will be in our group chat ya …

the laughter excerise will last from 0930 hr to 1200hr @ galleria @ kotaraya JB .

hohohohohoh hahahhahha

Sam Goh

A india trained & qualified laughter yoga teacher .

O-Bike Meet May 13th 2017 Time 6.00 pm at Meeting Point

The past Cycling Events were organized to get participants to meet at East Coast Park, rent a bicycle at $10 for 2 hours. After cycling, rush to return the bike to the kiosk.

Now we can rent a bike at our doorstep and cycle to the meeting point. What you need to do is to download and installed the O-Bike from your “Playstore” . Suggest you pay through your telecom bill.

The app will show you where to find the bicycle near where you are. Unlock the Bike and start cycling towards the Meeting Point.

Please register your interest with  the location you are coming from. The Meeting Point will be Map out based on the average distance each cyclist will have cycle .

Registration starts now and will be close on 11th May 2017. Meeting point will be announce the next day.

 

Tony Ang

Another idea to hold Gathering/Events

2 days event for  S$ 80 per couple with 4 meals-lunch, dinner, supper and breakfast and twin-share cabin and two Shows
Day 1 = pick up at JB ( after check point) at 8.45 am or 12.00 noon. to board the Crusie
Proposed proramme – Any topic discussion over lunch/Dinner; coffee chats
over tea time.
Show Time after dinner
Karoake / Dance until 2.00 am the next day.
Day 2 = Say Bye Bye until the next gathering . This will be done after breakfast ,lunch Bus will transport you back to JB City Square

Please indicate your interest here so I shall co-ordinate the arrangement for our next gathering.

Tony Ang

SHC May monthly gathering, Fri 5 May 2017

Our last few monthly gathering was organised by Daniel Chan. it was held at Hans Cafe at the basement of Chinatown point.

We shall now try another location, away from the buzz of working people and shoppers. We make effort to keep to somewhere near the train station so that members working in various part of Singapore can get here conveniently after work. Food and drinks, we go for variety and choice. Seats plentiful, as this venue is crowded during working hours. So, here it is, details of our May monthly gathering. Strictly for SHC members.

Date: Fri 5 May 2017
Time: 1700 – 2030 hours
Venue: Asia SquareTower 1 Food court, level 2,
Marina View, Asia square, Singapore 018960
Near train: Downtown DT 17

If you have been there, please recommend an area to meet. If you have a special interest, do highlight here so that others know you are coming. You may introduce yourself here before coming, to make the gathering more fun.

The monthly gathering aims to provide a platform for members to meet new and old SHCians. Please register your coming.

Terence Seah

Those coming:

  1. Caroline Gee
  2. Amy Yu
  3. Stella Sheng
  4. Maria Tan
  5. Bobby Bok
  6. Doreen Ong
  7. Hewlee
  8. Andrew Koh
  9. SS James
  10. Jazz Soh
  11. Doreen Chan
  12. Steven Chan
  13. Robert Ong
  14. Doris &
  15. Graham Smith
  16. Martin Han &
  17. Christine Neo
  18. Christine Teo
  19. Chan Keng Ngee
  20. Dolly Lim
  21. Rosalind Lee
  22. Gingko Tay
  23. Barbara Ong
  24. Edward Lim
  25. Daisy Wee
  26. Tony Ang
  27. Edward Lim
  28. Grace Kang

Some pictures from the evening event:

Left few more days to closing registration! Dinner & Dance “One night in JB” KSL Resort+Transport on 8-9 July 2017

Updates on 2 June 2017:

Kindly make payment to Chan Lian Tin DBS Saving Plus 029-2-021094

Room Reservation

  1.  Terence Seah
  2.  Christine Teo
  3.  Christine Teo  &Jessie
  4.  Christine Teo – Karen &
  5.  Christine Teo – Pauline & Lily
  6.  Caroline Gee
  7.  Daisy Wee
  8.  Lydia Chin
  9.  Rose White
  10.  Dickson & Jefferson
  11.  Bobby Bok
  12.  Steven Chan & Dan
  13.  Doreen Chan
  14.  Jeffrey Gan
  15.  Leon – requesting for 1 roommate
  16.  Doreen Ong – & Joan
  17.  Jeffrey Gan ((2)
  18.  Judy Lim & Rina
  19.  Chua K T Jolly & Evelyn Tan S L
  20.  Lynda Lee & Kwan Y K
  21.  Ken
  22.  Ong Huat Siong & Tan Dee Hoon
  23.  available
  24.  available
  25.  available

 

Coach

  1.   Terence Seah
  2.   Lydia Chin
  3.   Sally Tan
  4.   Doreen Chan
  5.   Rose White
  6.   Leon Lau
  7.   Dickson
  8.   Jefferson
  9.   George
  10.   Jessie Woo/C
  11.   Karen Ong/C
  12.   Loh Quee Fong/C
  13.   Francis/C
  14.   Christine Teo Eileen
  15.   Pauline/C
  16.   Lily/C
  17.   Doreen Ong
  18.   Joan
  19.   Evelyn Tang
  20.   Lynda Lee
  21.   Kwan Y K
  22.   Chua Jolly
  23.   Ong Huat Siong
  24.  Tan Dee Hoon
  25.  available

Hi all members, please register as soon as possible

The closing date for the SHC Dinner & Dance 2017 is on 25 June 2017

Please let us know if you have paid and we did not register your name/s

Watch out for further updates!

Cheers

Doreen Chan

 

Another Equities Sharing gathering in May 2017

Following the last Equities Sharing gathering on 1 Apr 2017, there have been more requests for similar gatherings. The interests range from very basic like “Starting a share trading account”, to “how other members are performing” to the usual “Tips”.

Yes, we can do another gathering. From the last event, I note that members wish to know who are the speakers. We do have issues with getting a venue, as participants have indicated not wanting to pay for the facility, and prefer to just buying their F&B from the counter. And, I see requests to have free F&B to listen to speakers. Sometimes, I am not sure how to have someone organise these activities, provide a free venue, provide audio and projection facilities, provide snacks and drinks and get value for money. We have always difficulties convincing F&B venue owners to let us use their place, for a token purchased drinks. Ok, so much for all the stumbling blocks.

Any suggestions? If you can provide any of the above facilities, please let me know. Let’s look at May.

Terence Seah

Scuba diving as a hobby and sport

This is one particular activity which we rarely hear of in the Club. It is always associated with clear waters, beautiful Nemos and colourful corals, going out to remote islands and a day well-spent.

We have a few members who love scuba diving, and they go out regularly to their regular spots. And, of course, we have members who want to know more about this activity.

If you are a scuba diver or you love to find out more about the sport, please indicate your name here. We will organise a session for you to find Nemo together.

Terence Seah

Cheap stocks – Do your own due diligence (DYODD)

31 March 2017 [Motley] These Are Some of The Cheapest Stocks in Singapore Currently

I have a habit of looking at how cheap or expensive the stock market is at the start of every month. One way I do so is to determine the number of net-net stocks there are in Singapore’s market.

A net-net stock is a stock with a market capitalisation that is lower than its net current asset value. The net current asset value is a simple financial number that can be calculated with the following formula:
Net current asset value = Total current assets minus total liabilities

Theoretically, a net-net stock is a fantastic bargain. That’s because investors can get a discount on the company’s current assets (assets such as cash and inventory) net of all its liabilities. Moreover, the company’s fixed assets (assets such as properties, factories, and equipment etc.) are thrown into the fray for free.

The logic follows that if a large number of net-net stocks can be found in Singapore’s market, then stocks would likely be really cheap at that point in time.

Now, I had stressed the word “theoretically” earlier because net-net stocks are often companies that are in serious trouble and/or have horrible business economics. This means that investors in them are also at risk of seeing their capital evaporate if things continue heading south.

That’s one reason why diversification is important. The legendary Benjamin Graham, who liked to invest in net-net stocks when he was investing professionally, tried to mitigate risks by diversifying widely amongst net-net stocks.

I thought it would be interesting and useful to share a list of some of the net-net stocks that popped up when I did my latest exercise of assessing the state of the market.

I decided to come up with three lists: 1) the 10 net-net stocks that have the lowest market-cap-to-net-current-asset-value ratio; 2) the 10 net-net stocks with the largest market caps, and 3) the 10 largest net-net stocks that have positive net income over the last 12 months as well as more cash than debt on their balance sheets.

Here are the 10 stocks in the first list: Universal Resource and Services Ltd (SGX: BGO), China Haida Ltd (SGX: C92), China Taisan Tech Group Holdings Ltd (SGX: AZW), Ace Achieve Infocom Limited (SGX: A75), Full Apex (Holdings) Ltd (SGX: BTY), Matex International Ltd (SGX: M15), China Sports International Limited (SGX: FQ8), C&G Environmental Protection Holdings Ltd (SGX: D79), Nam Cheong Ltd (SGX: N4E), and Cacola Furniture International Limited (SGX: D2U).

Source: S&P Global Market Intelligence

Here are the 10 stocks in the second list: Noble Group Limited (SGX: N21), UOB-Kay Hian Holdings Limited (SGX: U10), Hong Leong Asia Ltd (SGX: H22), Kingboard Copper Foil Holdings Limited (SGX: K14), Hanwell Holdings Ltd (SGX: DM0), Baker Technology Ltd (SGX: BTP), Sing Holdings Limited (SGX: 5IC), Cortina Holdings Limited (SGX: C41), Hengxin Technology Ltd (SGX: I85), and Tiong Seng Holdings Limited (SGX: BFI)

Source: S&P Global Market Intelligence

And finally, here are the stocks in the third list: Noble, Kingboard Copper Foil, Hanwell, Hengxin, Nobel Deisgn (SGX: 547), Memtech International (SGX: BOL), Nam Lee (SGX: G0I), Asia Enterprise (SGX: A55), CDW Holding (SGX: BXE), and mDR Limited (SGX: A27).

Source: S&P Global Market Intelligence

I have to be clear that I’m not recommending that investors buy or sell any of the stocks seen here. My purpose here is simply to share the identities of some of Singapore’s cheapest stocks right now. Make of them what you will.

Monthly walk: April – Let’s Go Green!

Our apologises for late posting ….
Contemplated to cancel because for April’s walk all of us have personal commitments.  Today, Veronica told me she was able to reshuffle her duties, so, here we go…..

This is an EC activity; feel free to bring your adult friends who are over 45!

Date: Saturday, 08 April 2017

Time: 4.30 pm SHARP!

Meeting Point: Buangkok MRT, Exit A.

Duration: Approx. 2.5 hrs

ECs : Veronica Wong and ChristinA Chan

We will explore a part of the North-East route. The terrain is fairly easy.
Come and be enveloped in a pleasing stretch of quietness filled with much greenery.
Hopefully, we will “catch” some birds enjoying the breeze along the Sungei.
Bring water bottles, caps, umbrellas and cameras. Do wear comfortable walking shoes.

Look forward to your early registration!    😀 😀

from the Walk Team: Charles Wee, Veronica Wong, Mary Tan, Serene Low, Alice Seah, Azhari Cuttilan, Linda Chua and I, ChristinA Chan.

Who’s coming:       🙂      🙂

1. Veronica Wong
2. ChristinA
3. Stella Sheng
4. Winnie Tan
5. AzhariC
6. Henry See
7. Thomas Goh
8. Lettishia Silvester
9. TG’s friend Ms A
10. Susan Tan
11. Bernie Chung
12. Seok Cheng
13. Janie Ng
14. Olivia Jiang
15. StevenChan’s friend – Mr. Wong
16. Doris Tan
17. Graham Smith
18. Shawn Soh
19. Grace Kang
20. Yoon Chin
21. Grace Wong
22. Lilian Teo
23. Andrew Koh
24. Ronald Wie
25. Doreen Lau