How Not To Retire

HOW NOT TO RETIRE

I have been comptemplating retirement for a long while and my concept of retirement has been
constantly evolving as I look around , “listen to my body” and observing retirees.
.
I have seen many friends and neighbours who became so bored that they have become a nuisance to their spouse and children and to others!
A few of them have solved the problem by going back to work. They were able to do so because they have a skill/expertise that is still in demand. The rest live aimlessly or are waiting to die – a very sad situation, indeed.
There is no right or wrong but I have come out with some thoughts for sharing.

4 Pre-Conditions for Retirement

You should retire only when you fulfil these 4 pre-conditions:
1. Your children are financially independent (e.g. they got jobs),
2. You have zero liability (all your borrowings are paid up),
3. You have enough savings to support your lifestyle for the rest of your life,
AND most importantly,
4. You know what you would be doing during your retirement.
DO NOT retire till you meet ALL 4 Pre-Conditions. And of course you should not retire if you enjoy working and are getting paid well for it!
The problem cases I know of are those who failed to meet Pre-Condition #4.
When asked, “What would you be doing during your retirement?” some replied, “I will travel/cruise and see the World”. They did that, some for 3 months and then ran out of ideas. The golfers replied, “I can golf every day.” Most could not because they are no longer fit to play well enough to enjoy the game. Those who could, need to overcome another hurdle – they need to the find the “kakis” to play with them.
It’s the same with mahjong, bridge, badminton, trekking and karaoke – you need “kakis”! Most could not find others who share their favourite game and playing/singing alone is no fun.
Thus if you are into group sports or games, you must form your groups BEFORE you retire. You need to identify your “kakis”, play with them and discover whether they “click” with you.
The less sporty “can read all the books bought over the years”. I know of one guy who fell asleep after a few pages and ended up napping most of the time! He discovered that he did not like to read after all. We do change and we may not enjoy the hobbies we had.

Routine Activities To Fill Your Week
For most people, your routine work activities are planned for you or dictated by others and circumstances. When you retire, you wake up to a new routine – one that you yourself have to establish as nobody else would do it for you!
The routine to establish should keep your body, mind and spirit “sharpened”. A good routine would comprise:
a) One weekly physical sport – you need to keep fit to enjoy your retirement. If you are the non-sporty type, you should fire your maid and clean your home without mechanical aids. Dancing and baby sitting are good alternatives.
b) One weekly mind stimulating activity – e.g. writing, studying for a degree, acquiring a new skill, solving problems or puzzles, learn or teach something. You need to stimulate your mind to stay alive because the day you stop using your brain is the day you start to die.
c) One weekly social activity – choose one involving lots of friends/neighbours. Get yourself accepted as a member to at least 3 interests groups. Unless you prefer to be alone, you do need friends more than ever as you get older and less fit to pursue your sport.
d) One weekly community service activity – you need to give to appreciate what you have taken in this life. It’s good to leave some kind of legacy.
With 4 weekly activities, you got 4 days out of 7 covered. The remaining 3 days should be devoted to family related activities. In this way, you maintain a balance between amusing yourself and your family members. Any spare time should remain “spare” so that you can capitalise on opportunities that come your way like responding to an unexpected request to do a job or to take advantage of cheap fares to see places or to visit an exhibition.

Mind stimulating activities
Most judges live to a ripe old age. They use their brains a lot to decide on cases.
Mind stimulating activities are hard to identify. They require your will to do something useful with the rest of your life, a mindset change and the discipline to carry it through. Find new field to learn or new hobbies.

Your Bucket List
Despite your busy routine, you will at times be bored. Then it’s time to turn to your Bucket List.
Your bucket list contains a list of things to do before you kick the bucket. They are not routine and are usually one off activities. You need them to have something to look forward to. These include anniversaries, trips (and pilgrimages), visits to friends and relations abroad, re-doing your home, attending conferences (related to your hobbies), acquiring a new set of expertise. 4 such activities that are spaced our quarterly would be ideal.

Retirement Is A Serious Business
If you can afford to retire and want to, do prepare to live to your fullest. You need to be fit to enjoy it – therefore get into shape now. You do not want to get up on a Monday and wonder what to do each week, therefore identify your set of weekly routine activities now and try them out to confirm that they are the activities that you will be looking forward to doing each week, week after week. You bucket list of “rewards” or “projects” or “challenges” is needed to help you break away from the routine thereby make live worth living. Start listing what you fancy and refine it as you chug along in your retirement.

I hope the above help for those who are planning of retiring. I am looking forwards to my retirement to embark on my various personal projects.

Leon

Familymemory.SG

In our twilight years at 65+, we may have put a comma in our life. But hey, it is not a full stop yet, we still have some petrol left in our tank to move on.Some of us not only have done our national service, but also have raised a family. Some who are singles or living alone may have travelled wide and kept a lot of photo records.Whoever we are, there must be times we bring out our photo albums (Vol. 1, Vol. 2 and so on) and recollect the good times we had. The joy, the satisfaction, the achievement we had done to the nation, the family and with friends etc.In the spirit of sharing, do your children know what you have done, how you or your parents look like when young like your children or among friends how you all look like in your youth.In this digital age, there are better ways to share our memories. We can join all our photos with background music and create a slide show, playable with any IT equipment, DVD player or even with your smartphone. You can also burn your records into DVD disks.Let’s be forewarn, this is A PROJECT. It may take months to complete, depending how much photos you have and what story line (or theme) you have decided. A coffee meet is being organised on 27-09-2014, 3PM to 5PM @ City Hall Food Court. Also, a preliminary course of 3-sessions is being considered sometime in Oct-2014. It will be on three Fridays from 2PM to 5PM. For this preliminary course, a maximum of six participants are invited. Registration for this preliminary course is OPEN now. It will closed when six is reached.
hewlee
The following have indicated interests in this Project:
1) Jassmine Teo
2) Freda Lim
3) Karen Thio
4) Angela Straaten
5) Judy Lim
6) Winnie Tan (registered for course – 1)
7) Joan Wong (withdrawn)
8) Bobby Bok
9) Roland Leow (withdrawn)
10) Caroline Sit (withdrawn)
11) Oi Cheng
12) Cindy Wee
13) Dolly Lim
14) Lilian Teo
15) Pearl Kwan & Simon
16) ChristinaCL Chan
17)

Charity and social projects

charity1charity3 charity2Some members spent a lot of their time and also money doing charity work. They could be working in a home or ophanage or an old-age home, looking after kids or older folks.

For others, it could mean support a building project for a library, cooking for a self-help kitchen or teaching language at a local village. All these charity and social work could be in Singapore or any of the nearby countries. It could be in the Philippines, Batam, Thailand, or in a disaster zone.

I think it is nice to hear what you are doing or had done offering charity work and social services. Be it paid or volunteer, share with us. The more detail you tell us, the more others will get to understand. Some of us may be interested to join you in your charity projects. Charity is very personal.

Terence Seah

I need a new lease on life, do you?

A chance to improve one’s situation or to live longer or more happily without plastic surgery is all I strive for. Where I am today is the result of the choices and habits I made and also what I eat. I am going on a 30 days meat fast with the hope that some of the maladies which I now experience will be reverse. Yes, no meat, no fish and no eggs….. I just discovered that sugar or too much carbo is not the culprit but the oil that we consume is what our bodies suffer from. I believe one day I can be free from insulin.

The thought is still on my mind and I have not started on it. The spirit is willing but the body is weak. I am looking for like-minded person to join me on this arduous journey. Share with us here what other method is available beside mango?

Desperate Dan.

Social Dance Nite at Paya Lebar Kovan CC on Friday, 25 Jul 2014

Dear Dance Enthusiasts……

This place is for you, do indicate your interest here and join me for the Social Dance Nite. Thank you!

 3 1 2

Event Details:
Date: Friday, 25 Jul 2014
Time: 7.00 pm – 10.00 pm
Fees: $3.00 (Mineral water plus Curry Puff or Finger food)
Music: Jeffrey Gan
Venue: Paya Lebar Kovan CC (Multi-purpose air-cond Hall)
Blk. 207, Hougang Street 21

Ah Nee (Event Coordinator)  :)

Attendees: the more the merrier……

Ah Nee
Susan Chang
Molly Chua
Lily Ho
Jway
Thomas Loh
Zara Lim
Lydia Chin
Judy Lim
Dorine Tan
John How
Jame Chan & partner
Bobby Bok
plus our retiree friend from Shanghai
plus a friend from the investment talk (cannot put his name)hehehe
Carly Gee
Dolly Lim
Veronique
Joe Choo
Sue Chan
Gabriella Chua
Alfred Ang
Hong Jeng
Ronald Lam
SS James
Renee Leong

Mango: The New Diabetes Cancer Buster

Do you believe in this? The leading guy who did the research is a PhD fella and not a medical doctor! All this while I thought blood sugar will dramatically increase with consumption of Mangoes…. try this and then measure your blood sugar! Looks like the world is turning upside down now!
Incredible news!

Jonathan Benson, staff writer.
(NaturalNews) The most popular fresh fruit in the world, mangoes are a whole lot more than just a delicious, refreshing treat produced by nature. As evidenced by copious scientific research, mangoes are also a powerful medicinal food, as they contain nutrients that can help clear up skin, promote eye health, stave off diabetes, and even prevent the formation and spread of cancer.

Research recently presented at a meeting of the Federation of American Societies for Experimental Biology (FASEB), for instance, revealed that eating mangoes every day can help moderate and even lower blood sugar levels, despite their natural sugar content. This is good news for people with type 2 diabetes who may benefit from consuming mangoes regularly as part of a low-sugar diet.

For their study, researchers tested the effects of mangoes on a group of obese animals, some of whom were given 10 grams of freeze-dried mango every day for 12 weeks. At the end of three months, the blood sugar levels of those animals that consumed mango were compared to those that did not consume mango. Based on the data, mango consumption was found to result in a significant decline in blood sugar levels.
“Although the mechanism by which mango exerts its effects warrants further investigation, we do know that mangoes contain a complex mixture of polyphenolic compounds,” says Dr. Edralin Lucas, Ph.D., author of the study.
Similar research out of Australia found back in 2006 that eating mango can also help decrease inflammation and resulting high cholesterol, as well as block the formation of various health conditions included under the banner of metabolic syndrome. In essence, mangoes actually work better than cholesterol drugs at naturally balancing and optimizing cellular function throughout the body.

“We don’t know yet how the whole thing’s going to play out but we know some of the individual components (of mango) activate these receptors and even inhibit them,” said a doctor from University of Queensland about the effects of mango consumption on cellular processes. “That could end up with positive nutritional health benefits for diabetes and high cholesterol.”
And again in 2011, researchers from Oklahoma State University found that mango consumption helps lower insulin resistance and improve glucose tolerance in test mice. The same study also found that mangoes help normalize lipid levels throughout the blood, which in turn can help prevent the development of cardiovascular disease.
Eating mangoes can also help you avoid cancer.
But the health benefits of mango do not stop here. Science has identified more than 4,000 different antioxidant polyphenols in the plant kingdom, and many of these polyphenols are present in mangoes. The primary benefit of these polyphenols is that they scavenge damaging free radicals and protect cells against damage, which is believed to facilitate and even promote cancer.

“If you look at [mango] from the physiological and nutritional standpoint, taking everything together, it would be a high-ranking superfood,” says Dr. Susanne Talcott, who together with her husband discovered back in 2010 that mango compounds target both colon and breast cancer cells.
“What we found is that not all cell lines are sensitive to the same extent to an anticancer agent. But the breast and colon cancer lines underwent apoptosis, or programmed cell death. Additionally, we found that when we tested normal colon cells side by side with the colon cancer cells, that the mango polyphenolics did not harm the normal cells.”
In other words, mango compounds effectively target and eliminate harmful cancer cells while leaving healthy cells alone, a phenomenon that is unique to nature and nowhere to be found in pharmaceutical-based medicine. Chemotherapy and radiation, for instance, which are the two most popular conventional treatments for cancer, damage healthy cells along with malignant cells, which is why the treatments are a failure as far as long-term survival is concerned.

This goes against our “logical” mind but nature continue to surprise our understanding.
But we just need to remember this wisdom ” Your way is not my way and You will not understand my way”

Leon

July 2014 Online Fleamart

shcfleamart The guidelines and regulations for advertising on the online flea mart have been revised to include more services and to widen the scope of personal items or services.  Comments/queries regarding an advertisement are now permitted. 

 If you have personal/’professional’ skills like dressmaking, clothes alteration,  repairing / mending/fixing…. do advertise your services.  This online flea mart site is here to serve members (not companies), so do make full use of it.  

 Guidelines (regulations)

1. Each advertisement must not be longer than 10 lines.

2. Members can advertise dress alteration, plumbing, cooking, cake making, bak chang sale, care services, etc.  Personal items from your storeroom are welcome. Not for Corporate products and services.

5. Enquiries/comments  regarding the item/service advertised permitted.

6. You may provide e-mail address for contact.  MLM and Email collecting for other purposes not permitted.  URLs are not permitted.

Terence Seah

We see more and more elderly people around us

elderly1elderly2elderly3elderly4

Two Sundays ago, I took this shot of an elderly lady in the park; she was enjoying herself in the middle of the city.  She didn’t say a word, and while I was looking at her, neither did the caregiver say a word.  But, I could sense in the lady the feeling of peace and satisfaction. This picture was not taken in Singapore.

Then, I began to see myself and my fellow SHC friends and members in a wheelchair. Various thoughts came to my mine.  Many of us are fit, perhaps working and enjoying our lives.  We cannot wait to see the rest of the world; so many countries to go and not enough time.  We feel we are still somewhere up there, and that we have made it after all these years; and that no one should tell us what to do, how to do it right and that I am wrong.  Then, one day, we land up in that wheelchair.  No one talks to us, not even the caregiver, if we have one.

Ever since SHC started in 2005, I see many fit and young faces among Club members. Where will we be?

Terence Seah

Monthly walk: Sat,12Jul… loop around..!

Date:  Saturday, 12th July 2014  (ie., 2nd Saturday)
Start Time:   9am sharp. (please be on time as you will not be able to meet up with us!)
Duration:     approx 3.5hrs, excludes ‘take 5s’

Meeting Point: Marymount MRT, Exit A to ground level.
ECs:  Christina Chan, Charles Wee & Alice Seah.

Into the woods we,,,,, Tread softly, Talk quietly!

MacRitchie Loop……. round the entire reservoir! including the TreeTop
Walk…. hooray!

MacRitchie Reservoir needs no introduction.

Briefly:
It was opened in 1967 and through the years, trails were launched,
boardwalks were built.  Several trails are named after tree species
commonly found along the trails eg., Prunus, Petai, Chemperai,
Jering and Petaling.

It is still a popular recreational area, esp in the mornings
during weekends or public holidays, many different groups of walkers,
hikers, families young and old are found along the various trails.

TreeTop Walk** – a 250m long freestanding suspension bridge between
the 2 highest points in this Central Catchment Nature Reserve
(MacRitchie), still the 1st of its kind in Singapore.

Be delighted with panoramic views, green green grass, giant trees,
close encounters with thousand species of flowering plants,
keep your eyes opened in case you chance upon native creatures,
insects, birds…..white-bellied Fish Eagles soaring above.

**TreeTop Walk:  those who decides not to go across this, our
Ms AliceS will lead you through another route.

Please bring along a snack or fruit for the extra “energy boost”!

This walk will end past norm lunch hour ie., we will have a late lunch.
Therefore, will help to reserve lunch for you at the Cafeteria.
There are varieties but servings are limited.

If you want lunch:
please place order(indicate Item No.), make payment upon registration.
It seems silly to collect such a small amount, however, Cafeteria requires a
deposit due to bad experiences, if it is a no show of 1 or 2 pax/orders, I can
pay for it but if more, will not be possible as I will not be needing additional
ordered lunch at all.

To simplify, only 3 choices:
1)  Laksa  (yummy good!)    … 4.50
2)  Mushroom Chicken Noodle … 4.50
3)  Chicken Chop Rice         … 5.50

Remit payment to POSB Savings Account No.  542-107-561.

Last order for lunch: Monday 07.07.2014!

Additional lunch orders: extended to Friday 11Jul, 12noon!

Walk Team ECs: Alice Seah, Azhari Cuttilan, Charles Wee, Jeffrey Lim,
Judy Lim, June Koh, Mary Tan, Serene Low, Veronica Wong,
and I, Christina CL Chan, signing off….

Join us for an intimate encounter with Flora!

Please ink your name here incl your lunch choice with payment….

  LAKSA   MUSHROOM Chicken Noodle   Chicken CHOP RICE
1 Christina Chan – pd 4 Daisy Yeo – pd 10 Bessie Lam – pd
2 Charles Wee – pd 11 June Koh – pd 13 Esther Mok – pd
3 Alice Seah – pd 15 Andrew Koh – pd
5 Judy Lim – pd 16 Gingko Tay – pd
6 Lily Ho – pd
7 Bobby Bok – pd
8 Susan Tan
9 Irene Poh – pd
12 Goh Ah Lam – pd
14 Maureen Lee – pd
17 BernieC – pd
NO  LUNCH  REQUIRED!
18 Helen Wong 24 Michael ? 30 John How
19 TK Pow 25 Eddy Lee 31
20 Henry See 26 Margaret Chua 32
21 Winnie Tan 27 Ronald Lee 33
22 Charles Chua 28 Vincent Lim 34
23 Lee Ah Nee 29 Shirley Tan 35

COFFEE CHAT ON TUESDAY, 22 JULY 2014

coffee4coffee2  coffee1

Dear all ~

How time flies… another month has passed.  It’s time for our July coffee chat.  Details are as follows:

  • Date: Tuesday, 22nd July
  • Time: 2 – 4 pm
  • Venue: Usual location, Singpost Food Court (next to Paya Lebar mrt station)
  • For all shc members

All types of food, beverages and desserts are available at this foodcourt .. just order your own food and drinks.  A 10% discount is given for those with the Kopitiam card.  This location is chosen as it is within easy access by mrt and we can sit and chat for as long as we like without being ‘chased away’.

Please note this date in your diary and register your attendance if you’re coming :-)  Hope to see as many as possible for an afternoon of coffee yak yak, fun and laughter therapy.

Stay healthy and enjoy life … be happy :-)

Cheers

Gabriella Chua, EO

Registration List:

  1. Gabriella Chua
  2. Jazz Soh
  3. Frank Kaw
  4. Ann Lim
  5. Tommy Choo
  6. Winnie Tan
  7. Alice Seah
  8. SS James
  9. Joan Ang
  10. Kenneth Tan
  11. Roy Koh
  12. Lilian Koh
  13. Lim Tiang Soon
  14. Tony Ang
  15. Peter Loo
  16. Dave Chong
  17. Fida
  18. Peri
  19. Thomas Loh

A Big Thank You to all who came for the coffee talk this afternoon.  We had a whale of a time ~ loads of FUN and laughter therapy.  It was an afternoon well spent.  Tks again for all your support.  Without your presence, there’ll be no event ya?

:-)   :-)    :-)

Quotable Quotes:

“Enjoy every moment ~ “

“Benefits of Laughing

  • Reduces heart disease
  • Natural painkiller
  • Improves breathing
  • Helps you lose weight
  • Gives good sleep
  • Decreases stress
  • Makes you look young

There’s no reason not to laugh!”

“Not worrying about what others think of you … just makes you happier!”

”Sometimes the most ordinary things could be made extraordinary simply by doing them with the right people.”

 

National Day Gathering

Tired of spending National Day watching the NDP on TV for the umpteenth time ? Interested in doing something more active , exciting ,maybe even frivolous this year?

You are cordially invited to join us in an evening of makan, music , fun and prize winning games to celebrate our nation’s birthday this year. Much laughter and surprises are expected if not guaranteed.

Details are as follows:-

Date            Saturday August 9

Venue         The Marbella Function Room ( Mt Sinai area)

Time            6 pm to 10 pm

MRT            Dover

To help us defray the expenses of putting up this programme, we are requesting a contribution of $20 from each attendee. As the function room has limited capacity we have to limit participation to the first 32 people who sign up. Would appreciate if you decide to attend , to transfer the funds to POSB  a/c number 038-02874-0 and let us know of the transfer for our administrative attention. ( from July 2 onwards) If we have more than the expected numbers, we will  place you on the waiting list with your permission, pending last minute cancellations.

So please do sign up soon and join us in this celebration of our nation’s 49th birthday. Early sign up will be our extra motivation to plan a programme for the enjoyment and entertainment of all attendees. Whether you come for the music, games. food or just the fellowship, let’s make it an evening to remember.

Peggy n Arthur Yap

Registered Guests

1. Richard Wong                  Pd

2. Ronald Lee

3. Charles Wee                    Pd

4. Gabriella Chua                 Pd

5 Terence Seah                    Pd

6 Christina Chan (tentative)  Pd

7 Maureen Lee                     Pd

8 Lydia Chin

9 J.J. Wong                           Pd

10. Freda Lim                        Pd

11. Joy Chuang                    Pd

12 Steven Chan

13.Richard Lean

14. Grace Kok

15. Molly Chua

 

 

 

 

Purpose in Life adds years to Life

Studies have suggested that finding a purpose in life lowers risk of mortality above and beyond other factors that are known to predict longevity.
A study by Carleton University (Canada) collected data over 6,000 subjects on this thorugh a follow up period of 14 years. Over that period 9% of the samples
(569 of the particiants) died. Those who have died had reported a lower purpose in life and fewer positive relations than did survivors.

Greater purpose in life consistently predicted lower mortality risk across lifespan.
Conclusion : Having a purpose in life appears to widely buffer against mortality risk across the adult years.

SHC I believe also contribute to members in providing some purpose to live for. For those who are inactive elsewhere and here,
do hope more would come out of the shell to join the activities. Some may find the actvities not suitable or relevant to your situation
but what can be as basic as having wholesome fun, exercise with various groups, traveling.

Leon

The Lasting Power of Attorney (LPA)

Planning ahead to protect your interests .
How many of us know about this and its relevance to all aged citizens.
The Mental Capacity ACt which came into effect on 1March 2010 enables individual plan ahead and empowers them to appoint proxy decision makers to act on their behalf if they lose their mental capacity due dementia, stroke or an accident.

As a proactive safeguard, you can make a Lasting Poer of Attorney (LPA) to appoint a person to act on your behalf in the key araes of your personal welfare and financial matters.

I was told of a touching story from the Office of Public Guradian, a unit of Ministry of Social and Family development whereby
an individual who is lucky to do just that appointed a distanct relative he trusted while he is still sane.
When he suffered a severe storke and left paralayzed, he was able have good medical care arrangement through this relative holding the power of attorney to act on his best interest over his closest relatives who are only keen to see him gone and divided up his assets.

It is a simple one or 2 page form to be filled and lodged with the Office of the Public Guardian. I can give a talk and benefit only a handful who turned up. But I hope among the thousands of SHC members out there reading this, it can be usefu to your situation.

Leon

Starting an Online Business

Planning for your retirement or have retired and wanting to try on something different. If you are thinking of online business (not online investment), this talk is right for you.

This is a talk on the prerequisites for anyone thinking of starting an online business. Like in any business studies, there are a few things we have to understand well in order to succeed.

It is not an “instant get-rich scheme”. Besides my views, come and share yours.

Details of the talk are as follows:
Topic: Talk on Starting an Online Business
Date: 19-07-2014 (Saturday)
Time: 3PM to 5PM
Attendance fee: Free (no charge)
Venue: Leng Kee Community Centre (Nearest MRT – Redhill MRT)
Address: 400, Lengkok Bahru, Singapore 159049.
Size of Class: Limited to 20.

hewlee (EC)
Those registered coming:
1) Olivia Ros
2) Vivian Lai
3) non-member
4) non-member
5) Winnie Tan
6) Cindy Wee
7) Jazzmine Soh
8) Susan CH Tan
9) Christina Pan (not coming)
10) Myra Chia (not coming)
11) Priscilla Wee
12) Bobby Bok (not coming)
13) Ann Lim
14) Daisy Yeo
15) Lam Hoy Tzee
16) Bee Gek
17) Sock Cheng aka Sockie
18) Lim Yoon Chin
19) Lilian Teo
20) Esther Mok
21) Ann Giri
22) Leon Lau Eng Seng
23) Alice Seah
24) Joan Wong
25) Registration is CLOSED.

Darryl Koh (Corporate member)

fei yue

My name is Darryl KOH.

I work with Family Central, a service by Fei Yue Community Services. I am enjoying my role here at Family Central, liaising with organisations who work with seniors (50 years & above) and helping seniors to enrich themselves through the various programmes brought by this organisation.

I have enjoyed the manner these programmes help equip seniors with knowledge and skills in an interactive mode. They usually end these sessions motivated, encouraged and longing for other such training.

Darryl Koh

(Darryl Koh has been approved to be a Corpoprate member of SilverHairsClub)

Terence Seah

Social Dance Nite at Paya Lebar Kovan CC on Friday, 27 Jun 2014

Dear Dance Enthusiasts……

Kovan Social Dance Nite will be a monthly event unless the CC decides not to do it. Please come and join me dancing, practice makes perfect! 

 9158821-dancing-young-couple-on-a-white-background4618742-latino-dancers--detailed-colored-illustration-as-vector12397838-couple-dancing-salsa-in-the-middle-of-a-pose

Do indicate your interest here if you are coming for the Social Dance Nite at Paya Lebar Kovan CC. Thank you!

Event Details:
Date: Friday, 27 Jun 2014
Time: 7.00 pm – 10.00 pm
Fees: $3.00 (Mineral water plus Curry Puff or Finger food)
Music: Jeffrey Gan
Venue: Paya Lebar Kovan CC (Multi-purpose air-cond Hall)
Blk. 207, Hougang Street 21

Ah Nee (Event Coordinator)  :)

Ah Nee
Thomas
Lydia Chin
Eric Leow
Zara Lim
Ronald Lam
Dolly Lim
Carly
Peter Loo
Lily Ho
Jway

CPF

Dear SHCians

There is a on going issue on our CPF money with the government and I would like to share this which I have also just learned.
For those who have made nominees in the CPF, check the status again to confirm that your beneficiary will be able to receive CASH instead of :

MODE:
1) Nominee to receive moneys in his/their Special Account (SA) or Retirement Account (RA)
– first subject to the prevailing Minimum Sum limit, and thereafter into Medisave Account
(MA) subject to the prevailing Medisave Contribution Ceiling

2) Nominee to receive moneys in his/their Medisave Account first, subject to the prevailing
Medisave Contribution Ceiling, and thereafter into Speciakl Account or Retirement
Account, subject to the prevailing Minimum Sum

There are 3 Type :
C – Cash Nomination Scheme
E – Enhanced Nomination Scheme
S – Special Needs Savings Scheme

Print out your status and check if your nominee has 100% or divided into portion if you have more than one child and that under (Type*) you see the (C) which is cash, and that under
Mode^ it is blank, otherwise, you have to email to CPF and check with them.

It is better to have all this done while one is still alive to avoid any problem for your next of kins

Leon

SHC BBQ at Changi Beach Park on Sat 19 July 2014 (CANCELLED)

bbq4bbq3bbq2 bbq1  The last BBQ we had at Changi Beach Park gave us the impetus to hold another BBQ at the same place.

This time, we shall hold this event together with the Cycling group, led by Douglas Chan.
Douglas will provide the details in the cycling post.

The venue will be at the same Pit as the last. Not sure if it was pit 4 or 5. The car park is a few minutes to the pit. The bus stop is also a few mins to the pit.  Now confirmed at PIT # 5.

The BBQ at Changi Beach Park will enable members to mingle around, and enjoy the breeze and fresh air.

Meantime, please keep this date, Sat 19 July in your diary. I need someone to help me book the same pit as the last, as I am now travelling and payment has to be made at Sam Post.  Pit booking done.

Due to transportation difficulties, all participants to bring their own drinks, beer or coloured water.  You can bring your own mat or foldable chair, if you wish to sit down.

  • Cost per registered member:  $10.
  • Cost per non-registered person:  $15.

Please make payment transfer to Karen Thio at POSB account 207-31089-1. Let us know your transfer reference number.

If you can offer to help, please let me know.  Thank you.

Strictly for SHC members only.  More details to come.

Terence Seah

Registration list:

  1. Terence Seah
  2. Douglas Chan (cycling leader)
  3. Christina Pan
  4. Ah Nee
  5. Charles Chua
  6. Dolly Lim (will buy meat for bbq)
  7. Grace Kok
  8. Hou Chong
  9. Judy Lim
  10. Lina Ng
  11. Lily Ho

SilverHairsClub monthly lunch, Mon 7 Jul 2014 at 313@Somerset

lunchh2     lunchh1Dear fellow members,

Effective July 2014, we shall now start the SHC monthly lunch gatherings.  We hope that this lunch time gatherings will encourage both working and non-working members to come together, and get to know new and more friends.  Feel free to exchange social and business discussions.  Feel free to chat on travel, current affairs, events, families, etc. Feel free to bring along your flea mart items.  The Club monthly lunch will have no EOs.

Strictly no discussions on politics, sex, race, religion, direct selling and MLM.

  1. Venue: 313@Somerset, Food republic, on top of Somerset MRT station.
  2. Date:  Monday 7 Jul 2014.  (Every 1st Monday of the 1st week of the month.)
  3. Time: 1100 am to 1400 hours. (official hour is 1130 hour to 1330 hr). Seats are easily available if you come before noon)
  4. Food and drinks as per your order, from the various stalls.
  5. Seating:  Club members can gather near the glass windows, between SOUP KING and TOAST BOX.  Make your own arrangements.

** Registration: You should indicate your coming on this Post, so that other members know you are coming.  Do not write or give away your name, telephone number or email address on any piece of paper circulated around.  This is to prevent you from receiving unnecessary calls, spam mails.  The Club only requires your registration on this forum.
** Membership batch: All members should bring their membership tag so that other members can see and recognise your name. No membership tag will be issued.
** Participants: For members. You may bring your friends, colleaques and family members to meet other members.

Terence Seah

Registration List:

  1. Terence Seah
  2. Gabriella Chua
  3. G’s friend
  4. G’s friend
  5. Tommy Choo
  6. Phui Lay Hoon

Travelling Tales II

An acquaintance Nickname = BM Tak Mo Yu, many of us were tricked into parting $ 50 to $ 100 for petrol pumped into his BMW. He is How Liang, miser to man but generous towards attractive women; flirtatious; Tua Pian, (many silly women fall for his scheme) Ex golfer – no longer play but pretend to have golf appointment here and there especially where there are women around. A knows all with corrupted mind and uncultured lingo, busy body who rumors. Scolding female as F*cking bitch. He had his day in 2006 July. He paid a heavy price referring Fatkor as pig. This incident happened as detail follow:

 2006 July 21 morning around 11.00 am, a phone call from a Singapore buddy

 Hello Tony, this is Francis, I am in Macau with 2 friends you know, BMW asked me to call to lodge with you for few days in Zuhai. We are at immigration crossing, how do we get to your place?

 What Francis? BMW always give problems. I am leaving for Guangzhou after lunch, you can lunch with me? Want to have fun in Dongguan over the weekend?

 OK,OK. BMW said your office is on the 20th floor Holiday Inn. We wait at the coffee house  OK?

 During lunch, my Shanghai colleague telephone- ‘Bro Ang, My boss and your boss last minute decide to fly in to Guangzhou ahead of Mondays conference, arriving 8.00 pm today. He asked me to get you to go Guangzhou today, Can I check you in the same hotel? He asked me too, but I am going with 4 friends and will stay at Landmark, don’t let them know I am in Guangzhou prior Monday’s Meeting. Can you pick us up at the airport at 3.00 pm?

 ‘Hi 38, I cover you but need a favor from you. Tell boss you cannot get me as I am on half day leave. I have my 3 Singapore Friends with me. I will get Fatkor to fetch your people. I cannot get to airport at 3.00 pm. Reserve rooms for me at landmark.

 After 2 hours drive, we arrived at landmark Hotel at 5.00pm. 38 had collected our room keys and waited at the coffee house. BMW stared at 38 like the “chu Pak Jie”.

She left in a hurry after handling 5 rooms’ key, telling us to signify personal particulars at the reception and informed us to 7.30pm dinner at the hotel’s restaurant where reservation was also arranged.  We thought the girls would be late and arrived at the dinner 10 minutes later to find the ladies were seated leaving a seat in between each. This is the Chinese style unlike in Singapore where all girls will sit close to each other. Four of them appeared to be in uniform dresses – bare back with a heart shaped opening front. One with Landmark hotel’s Jacket exposing nothing. When introduced, the ladies stood up to shake hands and we were shocked to eye the 36-24-36 postures. BMW quickly chop himself in between the two most sexy ladies. I was asked by 38 to sit in between the lady in Jacket and herself. BMW went to deposit payment for the dinner in order to “how lien” before dinner end. The two ladies were impressed and toasted with him. He pretended to be drunk ,took advantage by moving his flirtatious hands ,one right and the other left until the ladies took excuse to leave. 38 told me the lady in Jacket had arranged complimentary stay for me only. I later found out the lady in Jacket’s father is the major shareholder of Landmark Hotel. The dinner was a welcome dinner for her friends but our BMW …….

Fatkor was my company’s stockist and offer entertainment at KTV, I requested Fatkor not to bring any hostess back as we have to breakfast with the ladies. BMW was furious and curious that the hostesses were told not to accept his booking outside the KTV. That night BMW came knocking at my room with his pillow and blanket saying something wrong with his room and wanted to park with me but next moment he left.

BMW was late at breakfast. On seeing Francis and his friend were joking and laughing with the two ladies he offended at last dinner, he gave the “Tak boleh tahanlook.”

Fatkor asked BMW why he left his room without informing him. BMW replied that Fatkor slept worse than a Pig that draw laughter. He then questioned his 2 friends why they did not answer his door knocking and commented they must be having good time with the two ladies. His friends glared. He went on to ask the ladies how well his friends performed and received two slaps, one each from the ladies. He fell with his buck on the chair. The angry women left for an arranged outing without us. We were very annoyed and decided to teach BWM a lesson by leaving him in a woods nearby.

As Fatkor was driving, he received a call from his cousin to visit his Pig farms to see the weeks old piglets. At the Pig farm, BMW pointed to a Mother Pig milking the piglets and told Fatkor is better to sleep with the piglets as the mother pig was silent. This remarks made Fatkor boiled but control. He later asked me any objection if he is to fix BMW and I did not object. Farmhands have early dinner at 5.00 pm. During the meal, Fatkor toasted to MBW wishing him best luck to sleep with piglets. BMW knocked off after only one drink. The farmhands were asked not to spoil BMW’s suit, so they striped him. A used blanket cover BMW and left him to sleep with 3 black and 7 white piglets. We left for the farm’s nearest township Shijie for activities. While we were enjoying ourselves, a call required us to see BMW in hospital. A staff there jokingly told us the piglets mistook BMW’s discharge as milk and suck on it.

Visit to Karimun Island

Dear Friends,

The above excursion will be Two days/One Nite excursion on the weekend 6th & 7th September.

Twelve participants including the EO (Easier to round-up Three pau-hong-chia as there is no taxi service)

ITINERARY – Day One: Depart 8am from Harbourfront via Indo-Falcon ferry. Those wishing to depart later

at 11.30am via Sindo ferry kindly inform EO

After check-in Hotel Maxi and nasi-padang lunch, we shall spend
between the hours of 1.30-4.30pm(Indon time) visiting i) Gunung
Karimun waterfall ii) Pongkar Beach iii) walk-about the ferry-
terminal beachfront area
After seafood dinner, three doors away from the hotel which the end-five rooms
of levels Two-Five have seaviews, we shall adjourned for karaoke or play
billiards/pool
PLEASE REMAIN INDOORS AFTER DARK

Day Two – After breakfast in hotel, we check-out by Ten am(Spore time) and
take leisurely walk/shopping to the ferry terminal. Boat depart
Twelve noon(Spore time)
For those who arrived by Sindo ferry your departuree time is
Three pm. My SUGGESTION you check-out together with
the earlier group then later you park/rest yourselves at the
Early-eighties built beachfront Hotel Holiday which is less
than Ten minutes walk to the ferry-terminal

No Monetary collection is involved. Pay as when you travel.

Regards

Abel Tan

Monthly Cycling – 21 June 2014

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IMG-20140612-WA0000

Dear All

Our monthly cycling for June 2014

Meet : Burger King – ECP
Time : 1600 hrs
Route : TO Gardens by the Bay and Marina Bay.

Beginners.
1500hrs – Training for beginners with Grace.

Joining
1. Doug
2. Grace
3. Dolly
4. Fredalim
5. Charles.
6. Hou Chong
7. Lily
8. Ah Nee
9. Lina.
10. Thomas Goh
11. Thomas Loh
12. Bobby B.
13. Anna S.
14. Andrew K

 

 

 

 

Who do you think will win this year’s FIFA World Cup 2014?

FIFA1            This year, Brazil will host the FIFA World Cup.  This World Cup fever is starting to grip Brazilians and millions of fans around the globe – all gearing up for the 64 matches, whether watching the games live in one of the stadiums, at home or at one of the many, many public viewing events in Brazil and around the globe. That’s what the FIFA World Cup is about: world-class action on the pitch.  Over the 32 days of the tournament, billions of people will watch the programmes around the world.

The official FIFA World cup video clip can be seen on the right column of this forum page.

Who do you think will win this year’s FIFA World Cup?

Terence Seah

Trip to Yangon, Myanmar in July 2014 (tentatively 8 – 14 July)

Myanmaryangon2yangon3

Dear fellow members,

I am going up to Yangon in July on business. I will be there for a few days. I shall also meet up with other fellow Singaporeans who are living, working and doing their business in Myanmar.

SHC members who would like to visit Yangon for the first time, and get to experience Yangon, its culture, its people, its sights and its vibrance, can join me at the end of my business trip. For those who are looking at opportunities, you can also join.

I will likely use the same travel group to organise the travel itinery. Please register your interest here.

Terence Seah

Interested list:

  1. Jane Chua

Travelling Tales

Event Organisers always have hard time dealing with unwanted charecters. After reading my tales you should feel better and be encouraged. The bad and Ugly usually purnish ownself

Tales 1- Anyway this was a real happening 9 years ago.

Company A sponsored 50% her Staff recreation club a tour to Xiamen. 30 participants , 29 were easy going except 1 female X( always right charector ). There were 13 pairing; 1 husband/wife team; 1 single man and this female X- she cannot accept rooming as a problems to tour leader until the tour leader compromised to let her have room by herself on condition that if tour leader cannot find her a rooming mate. There no subsequent participant. The leader knowing her headach and went ahead with travelling plan. On arrival the hotel, there were NO extra room available for booking. The Tour leader approach the husband/wife and agreement were reached. Tour leader happily distribute room keys.The husband were rooming with the single man, Female X were to room with the wife. Female X was not happy and frailed up, throwing tantrum, shouting and creating a scene until the Boss of the hotel ( Happens to be CompanyA boss’s brother) appeared. After chating with the tour leader and calling his brother in Singapore. A few minutes later , 2 hotel security guards appeared, the hotel boss gave the female X some money ( were supposed to be the portion she paid for the tour ) told the guards to make sure she board the next flight home. It was horror to female X had to pay the full price of a ticket  ( 4 x she paid for her tour), Worse ,she was terminated the day she reported for work.

Want to hear more story, come to coffee talk .

Tony Ang

June monthly dinner gathering, Tues 10 Jun 2014

june mtg5june mtg2june mtg3

The SHC monthly gathering will be a permanent event, for members who are still working, as well as for members who have retired.  Unless changed due to holidays, it will be held on a Tues.  Time-wise, it will be held in the late afternoon from 5pm (for those who have time) to 8.30pm (for members who come in after work).

This monthly dinner gathering aims to provide a platform for SilverHairs to meet new and more friends.

There will be no fixed topic of discussion, but members are free to bring up any topic of discussion.

  • Venue:  Hans Cafe & Restaurant (Upper Pickering Street) at Great Eastern Building.  Nearest MRT is Clarke Quay or ChinaTown.
  • Date:  2nd Tues of each month, 10 Jun 2014.
  • Time:  4pm to 8.30pm
  •  Charge:  No charge for members.  $3 for non-members and unregistered members.
  •  Food & Beverage: Please buy your F&B at the counter.
  •  Attendance: Please wear your name tag or sticky label with name, as recognition of membership.  This event is for SHC members.  No politics, sex, race, religion, direct selling and MLM.  Registration on this event will be handled by Gabriella Chua, until the day before the event.
  • For info, the July monthly dinner gathering will be held on Tue 8 Jul 2014.

Terence Seah

Registration list (managed by Gabriella Chua):

  1. Terence Seah
  2. Liew Pak Kon
  3. Mary Chan
  4. Sockie
  5. Karen Thio
  6. Lily Ho
  7. Dolly Lim
  8. Irene Seet
  9. Pauline Khoo
  10. Kristy Quek
  11. Tony Ang
  12. Sue Chan
  13. Alfred Ang
  14. Stephen Low
  15. Linda Kuan
  16. Wong Hong Jeng
  17. Bernie Chung
  18. Lina
  19. Ah Nee
  20. Norlindah
  21. Susan C H Tan
  22. Ann Lim
  23. Lilian Teo
  24. Gingko Tay

 

Coffee Chat on Tuesday, 17 June from 2 – 4 pm

coffee june2coffee june3coffee June1 Dear friends

Time for the next coffee chat ~  Details of our next session are as follows:

  • Date:          Tuesday, 17 June 2014
  • Time:          2 – 4 pm
  • Venue:        The usual haunt  viz:  Singpost Foodcourt (next to Paya Lebar mrt station)

A wide array of food, beverages and desserts is available at a reasonable price.  Come and enjoy the company of fellow SHCians ~ meeting of old and new friends.

Wd appreciate if you could register your attendance here.

Warm regards,

Gabriella Chua, EO

Those attending:

  1. Gabriella Chua
  2. Charles Wee
  3. Tony Ang
  4. Frank Kaw
  5. Gingko Tay
  6. Alice Seah
  7. Ronnie Chow
  8. Jazz Soh
  9. Charles Cher (tentative)
  10. Silas Yeo
  11. Mary Chan
  12. Kenneth Tan
  13. Lim Tiang Soon
  14. Priscilla Wee
  15. Leow Soon Huat
  16. SS James
  17. Kristy Quek
  18. Lydia Chin

THANKS TO ALL WHO ATTENDED THE COFFEE MEET THIS AFTERNOON ~ WE HAD A JOLLY GOOD TIME… SEE YOU AGAIN NEXT MONTH!

 Happiness is like jam.  You can’t spread even a little without getting some on yourself.”

“Forget your worries today ~ choose to be happy.”

“The best therapy in the world is time out with your friends.”

 

June 2014 Online Flea mart

shcfleamart

 The guidelines and regulations for advertising on the online flea mart have been revised to include more services and to widen the scope of personal items or services.  Comments/queries regarding an advertisement are now permitted.  Personal advertisers should inform readers if their advertised items have been sold  so that the usefulness of the online flea mart to members can be assessed.

 If you have personal/’professional’ skills like dressmaking, clothes alteration,  repairing / mending/fixing…. do advertise your services.  This online flea mart site is here to serve members (not companies), so do make full use of it.  

 :)   Guidelines (regulations)

1. Members can advertise twice per month

2. Each advertisement must not be longer than 10 lines.  More than 10 lines, ads will automatically be withheld.

3. Members can advertise their personal services. eg, dress alteration, plumbing, cooking, cake making, bak chang sale, care services, etc.  Personal items from your home are welcome.  Corporate services and items of companies are not allowed under the Online Flea mart Post.

5. Enquiries/comments  regarding the item/service advertised are permitted but NOT  chatting.

6. For contacting the member, you may provide e-mail addresses instead of telephone numbers.  Mis-use for MLM and collecting names for other advertising is strictly not permitted.

7.  URLs are not permitted.

Terence Seah