Category: Business, Round table

Usually, whenever I get a request from the media, I lose no opportunity to keep SHCians informed.  Some of us love the limelight.  So, if you like to be interviewed, hands up please.

A journalist from Straits Times Life! and LifeStyle is currently working on a story about silver industry businesses, and she thought that she might be able to get some help from our club.

1. She is interested to find out if we know of some businesses (health, gym, yoga, travel, beauty, sports) that offer special discounts or packages for people 45 and above?
2. She would also like to interview SHCians who take up such offers.

Yes, anybody?  Some comments from you, and I shall put  you in touch with the journalist.

Terence Seah

If  you are not working, able to prepare western food without open fire, and capable of running a small cafe, in the CBD area, please do let me know.  We can have coffee at the place to discuss further.  Strictly for SilverHairsClub members only.

Terence Seah

Hi Silver Hair Buddies

If you have spare time, wish to do something meaningful from home, likes to talk on the phone and yet have the flexibility of choosing your work hours, this is the job for you.  Minimum 20 hours per month.  

Industry : Beauty n Spa

The job description of the marketing assistant is as follows :

1. Email and fax product brochures to potential clients.
2. Follow up with phone call to make appt on behalf of field sales person.

Attributes of an ideal candidate :

1. Possess good communication skills.  Members who have performed Sales, Marketing or Customer Service roles are ideal.
2. Able to handle rejection
3. Ability to follow through on an assigned task with the end in mind
4. Bilingual in both English and Mandarin preferred
5. Has basic computer skills on usage of email, web browser and Microsoft Office applications
6. Prefers someone who owns a fixed line phone and computer

If interested, please email to me at "hjwong29@gmail.com" and leave me your contact.  I will call you back as soon as possible.

Hi All

Calling those interested in crystal craft. Another 2 crystal making courses by Karen Thio for those who missed it the 1st time:

Name of Course 1: Crystal Angel making course
Cost: $15 (including materials)
Duration: 30 min
Date/Time: AM : 10.30, from Mon – Sat
                  PM : 7.30, Mon, Tue, Thu, Sat

Name of Course 2 : Crystal Butterfly making course
Cost: $12 (including materials)
Duration: 30 min
Date/Time : As in course 1

Venue for both: Han’s cafe

Those interested please sign up.

Course 1
1. Joan
2. Sock Cheng

Course 2
1. Joan
2. Sock Cheng

Hi SHCians,

I have been in Auditing and Accounting for the last twenty-five years. After finishing my university, I started my career in India and continued with the same after migrating to Singapore.

Now I am on my own and have some corporate clients, outsourcing to me, accounting, secretarial, corporate taxation,  the financial reports compilation filing with Government agencies and other related matters.

Some of you may be thinking of venturing into business and would like to know which business structure is suitable for incorporation, Pte Ltd company, Partneship, Sole-proprietorship etc.

Many of you are already in business and may be looking for capable person to outsource your accounting, secretarial, corporate taxation, the financial reports compilation filing with Government Agencies and other related matters.

Some other SHCians have business dormant for few years and  may be looking for capable person to close down the business.

If any of you need my services, please do contact me at francisemail@yahoo.com.

Francis 

Hi All

I believe most of us now welcome the time we have and the opportunity to do things we missed out. I am wondering how to fill my time now with activities that can still allow for new learning or relearning what was forgotten. Some have found their niches, some like me are still looking. I wonder if any who share this view would like to learn new things or teach things/skills they know to other SHCians.

For the time I’m in S’pore I would like to meet members to discuss this with the objective that perhaps we can get together to hold some of these activities at various locations. An example can be hand quilting which I like to learn or even making sushi/dumplings/mooncakes. Other areas can be conversational Japanese, swimming, ebay buying etc. If there are some who can teach these and some who are keen to learn, we can start lessons. Who knows, this can turn out to be business opportunites for some.

Regards

Joan

Hi All SHCians

This is an afterthought from an earlier post by Terence on Education centre as a source of income. Just wish to share my thoughts and welcome your views.

From what I read surfing the net, there appears  to be a need for babysitters for toddlers and even afterschool care. I wonder if so, can childminding or afterschool care as a SHC business activity, with the objective of conducting enrichment activities for the children, work? Do you think, among the SHCians, there are some with the experience and interest in getting together to form a parents/grandparents/uncles/aunts playgroup or education centre or and running activities eg teaching EL/CL through songs, rhymes,computer aided learning, guitar playing, dance and drama etc.

If the group is small, we can use our homes. I will volunteer my flat for this as I’m a grandma with a toddler grandson whom I would like to see in a playgroup. I don’t really see this as a moneymaking business, more perhaps as giving assistance to working mums and dads.

Regards

Joan

Hi SHC members

In the past, I was actually looking for accomodation when I make short trips back to S’pore. I had booked airfare and hotel packages which were pretty cheap then and was like a tourist back in my home country. I therefore knew what it was like to think of short term accomodation when I came back to S’pore as my place was rented out. However, my flat had been vacant for several months and Im thinking of now taking up the opportunity of opening my place for short term stay foryour visiting overseas friends or relatives.

If you have overseas friends or relatives who are looking for short term accomodation in Singapore you can contact me at my email address; joanwong2002@hotmail.com

Regards

Joan (Perth)

Hi,

I’m a member here.  My main activity so far is rollerblading; have given some basic lessons to a few ladies from here. 

Recently, I have a friend who is soon leaving Bangkok to work in HK.  He needs a local or even someone familiar with the work environment to meet with when he arrives there.  He’s working for an Indian MNC, with offices in Sg , HK, China. 

Would appreciate anyone who would like to provide this assistance,

thanks,

Hannah

Hi to all,

My name is William Seah, I am 62 and have just started my own beef noodle stall at the following address. 

• J & J Special Beef Noodle
• Block 51 # 01-162
• Old Airport Road
• Singapore.

I would like to invite all SHC members to my stall at a special rate of $3.00 per medium size bowl. (Normal price is $4.00).

Do identify yourself as a SHC member to enjoy the discounted rate.

Thanking all in advance.  Yours sincerely,

William Seah, HP:98627592

Hi all bringing this topic up after a year. 

" Hi all SHC members, I have read that in USA it is common for retirees
or housewifes to form a group, so that they can get their hands into
Investing in Stocks, Futures, with the experts in the club providing
good and free advice resulting in good returns. As i have just starting
getting into investiing in stocks , futures, CFDs ,etc, i just wonder
if we can form such a group , so that those who may be Experts can
share their expertise and experience  to help new comers like me.  So
far , i have learned quite a lot from people like Dave and Andrew and i
think they could be others out there who may have just as much as
expertise or more and can help us all.  At the same time,  some who
like me, who are just starting out,  will defintely benefit by learning
from these people.  Of course’ everything is on a good will basis, no
guarantees and everyone is responsible for their own investments, but
talk is free, and knowing more is defintely better in any investments. 
At the end of day, it is also a good way to get to know more SHC
members and have something current and of strong interests to talk
about. bringing this topic up again after a year. "

So
after a year it seems now they maybe more like minded people who want
to work and share information to benefit from group effort, strategies,
snergy and wisdom.

But the focus now will be on just Forex. 
Why, if you see the changes in price or commodities, rice, oil , gold
and US $ and other currencies,  you should be aware you can lose
money even if you do nothing simply due to inflation. 

So
all those who feel they can contribute in some way and at the same time
gain from doing so, let us try and meet and do this.  

With
group snergy we can use many tools , and expertise from those who have
experience in other areas like Finance,  TA , fundamentals, 
or very specialised areas in banking ,  Japanese
candlesticks,  world financial economics , even history. 
Cost of getting better charting tools, Autofx programs, financial
reports can be shared , thus making the group more effective as
compared to a single individual. 

I am already in a group
for a year and and can say that it can work , what more if members are
retired experienced investors in their own right.  Those who are
keen to discuss this further can email me for further info.  Open
to all SHC members who are willing to share and contribute effort,
expertise and some time  to operate this as an investment
business.  Cheers 

Hi Terence and all ,

In response to your question what is possible in SHC for retirees to continue to be engaged in keeping themselves employed and offer their expertise and experience. 

Project Proposal : Supply, Delivery, Installation and Commissioning of Two(2) Weather and Two(2) Air Quality Monitoring Stations in Jambi, Indonesia. Calling Entity National Environment Agency

If there is a company that is willing to finance this project and provide technical expertise, can SHC form a management pool of people to run, co-ordinate the phases from the construction face to the operational phase for 2 years in Indonesia ?

What are your views, consideration and are they people with relevant experience willing to undertake this as a retirement career ? 

I had received some request for the above preview. To benefits those we are seriously interested to create a passive income I had arranged

Wednesday, 20 Feb 2008

7.30 pm at Scorebot for another preview.

It’s a two evening course with 3 months Expert Advisor Mentorship @$2,960 Public.

I am arranging for a special discount at $1k for SHC members only. If the batch can start with a minimium of 10 paxs. There will be a further discount of 30%. If neccessary, I will personally assist during the full Course and Mentorship period.

Pls note that a US$500 will be needed for opening a Micro A/C with FXDD to trade LIVE and test the auto trading & manual trading.

The trainer will be our SHC member KT Wong and his associate who had tested Algo trading for more than 3 years. The Algo are their own tested scripts.

This will be my 2008 resolution for all interested members.

Sign up HERE as comments.

Dennis Har,  Together we can achieve MORE.

The Travel Club idea has started, with some brilliant ideas from Joan (Perth), Mary (Perth), Ronald Wie (retirement living), KT Wong and EleanorC.

On 4 Jan 2008, KT Wong called a meeting to discuss the idea of a Travel Club.  I think we should take the various ideas further, and openly discuss the different ideas on this forum.  We should discuss the different opportunities here, until one or two solid directions appear on the horizon.  And, we can then put the ideas on a commercial platform.  It is always difficult to move further, after the small group discussions, if participants see no commercial gains.  I feel this project can benefit members who have retired, and would like to get into something financially meaningful, besides enjoying the fun of a Travel Club.

Topics of interests can include:  accommodatioin for incoming travellers, tourist guiding, niche packages, an online Travel Club portal to take reservations, promotions and marketing, participation by SilverHairsClub members, costs, IR opportunities, etc.

Initially, we might get off hand in the discussion, but we will finally find an angle.  So, if you feel you like this discussion topic, and are interesting to participate in the Travel Club, keep joining us on this thread.  For SilverHairs with experience in travel or property rental, please give  us your guidance.  Do you see a business opportunity in a Travel Club?

If you personally have an area you can contribute to the Travel Club, please raise your hand, and make sure we see you.  We are not expecting a free service, although we should be conscious of supply and demand forces.  Let’s start.

* Comments which stray away from the subject may be deleted.  We will close this thread for a consoidation on 31 March 2008.

Terence Seah

Hi All

Wishing everyone a Merry Christmas and may the New Year bring Good Health and fruitful gettogethers of members.

Hope to start some business venture linking Perth and Singapore. Anyone interested in brainstorming ideas?

Joan (from Perth)

Hi there

My name is Christina Leow, an ex-Regional Accountant and in Financial industry for 5 years now. Currently engaging in various Social Enterprising work. I  first initialled "Golden Gateway – Social Entrepreneur Hub" in October 2007 to Terence and few others with the intention of sharing this knowledge and gifting I have for SHC members.

Would be officially launching this platform sometime in End January/Early Feb 2008. Details like its objective, its purpose, its mission/vision etc will be presented.  Meantime, would like to invite SHC members to participate through sharing and giving feedback on this platform.

Social Entreprise covers a wide spectrum of services, however for a start, I will only be targetting on the following areas of services:-

(This platform will also be suitable  for smaller (similar industry)companies to come forward to form a group to provide services to the marketplace):-

Accounting    – book-keeping, tax audit, corporate secretarial, Merger & Acq ,IPO, etc   

HR matters   – Handling Foreigners/Expadriates who want to obtain PR        status with business interest locally. 

Financial/Estate Planning – For both individual and business in areas of Investment(unit trusts) planning, business succession plan, retirement plan, Directors’ and officers’ insurance

Property     –   Redevelopment of land with business model

Business consultancy – business restructuring, business expansion, Funding etc

Funding      –  Separately, will be launching a "Financial’ Hub where SHC          members will be invited to come together to pool in their funds under assets acqusition management eg for business acquisition, business start up (Macro loan model) etc.   ( Members are welcome to forward ideas. Formal Entity will be incorporated and governed by appointed Committee  who will be doing the due diligence. Full details will be review later)

Legal  –    All legal advises 

Objective : To advocate using capitalism(profit/earnings)@business platform instead of charity to address social problems like income gap, poverty etc

Motto       : To be fund-reliant to self-sufficient

Mission : – 20% of above profit generated will be put under Trust a/c where plans of building orpanage homes,  Training school for marginalised people etc

I welcome ideas, suggestions and if need be I can be contacted at HP 96251162.

Regards

Christina Leow

Hi there, I am a new member. Been to your last gathering at Han’s.

Robed in by Edwin and had spoken to KT and Terence concerning SHC Blue Helmet looking for CFO.

I am above 45 years old, married with 2 children of age 15 and 8 years old respectively.

I have been a Regional Accountant for more than 15 years before progressing to Financial Planning industry to serve the needs in the Business arena. I am also involved in several social enterprise projects like property – redevelopment of eco-village nursing home(still in processs), business planning and funding including Acquisition and Mergers etc. Anything relate to Finance, I can be of help.

My interest is of Art like oil painting and fashion designing which I pick up recently after not active for many years.

My desire is to help people, the community(as long as it dont cost me my leg…)in area of my strength. That is what make my life meaningful each day. Eg I do help people find jobs, path their career and find better ways of generating income for their business. 

I trust, in days to come, I can add value to SHC and be a blessing to all of you.

Cheers

Christina Leow

HP 96251162

We have a Trader’s Hub ideally tailored as a 3rd party support centre for remisiers, trading representatives etc. Just direct your clients to us and we become your support centre.

We have incentive scheme for your clients to trade. Trading is no more lonely here.  Its also a cafe fully setup with internet access for trading on a 24/7. 

Any startup business can also tap on our SOHO.

Guiding Aspiring Entrepreneur Cooks: Chili Crab Recipe

Ingredients:

1. 500g crabs
2. 4 tbsp tomato sauce
3. 1/2 rice bowl of water
4. 100g ground peanuts
5. 3 tbsp cooking oil
6. 1/2 tsp. salt
7. pinch of pepper

Rempah:

1. 2 tbsp chopped tomato
2. 2 tbsp ground garlic
3. 1 tbsp ground ginger
4. 1 tbsp ground dried chili
5. 1 tsp ground fresh chili
6. 1 tbsp ground buah keras
7. 2 tbsp ground small onions

Method:

1. You can either freeze to kill the crabs or use a sharp end of the knife and poke in between the eyes.  Separate the shell from the body, chop off the 2 pinzers and take out the gills, organs and feet. Wash the crab pieces clean. Chop the body into 4 pieces and use back of knife crush the 2 pincers.
2. Heat the frying pan and pour in the cooking oil and fry the rempah together until there is a rich aroma for 6 mins.  Add the ground peanut, tomato sauce, 1/2 bowl of water and salt and fry for another 3 min.
3. Add the crabs and stir in-between timing of 10 min.
4. serve with fragrant white rice.
5. Serves 4
6. Preparation time: 45 min
7. Cooking time: 20 min

Click to see sample of dish: http://www.specialasianfood.com

Presented by Sophia Lim: Author-Founder

Email: visionp@singnet.com.sg

The July SilverHairsClub gathering is confirmed as follows:

• Date:  Tues, 17 July 2007
• Time:  1700 – 2100 hrs.  (1700 – 1800 hrs Getting to know one another. Free sitting).
• Place: Pret A Manger, 35 Robinson Road, The Ogilvy Centre #01-02/06.
• Toilets at Lau Pa Sat.
• Entrance:  Free.  Strictly for registered SHC members. 
• Hungry? Try the Roti Prata at Lau Pa Sat first.
• Background comments by other Silverhairs, Click here.
• Voucher: $2 for drinks or food, at cafe.
• Housekeeping:  On arrival, get a sticky label and a voucher from Oi Cheng.  Write your name clearly on the label, and paste it on your blouse/shirt. 

The discussion topics will centre around "Small Business by SilverHairs".  Ideal for SilverHairs with the entrepreneur spirit.  Also, an opportunity to pool together resources as a group.  Focus on continued income for retirees or would-be retirees.  If you have a topic, please raise your hands now.  We shall allocate you 5 minutes.  Write your idea on a piece of paper.  It helps when you come up to speak during the evening.

This session is NOT for discussions on financial investments, retirement savings, online trading on stocks, commodities or forex, retirement village, travel or short-term living overseas, insurance, MLM and jobs.

Get to meet other SilverHairs.  Come share your ideas.  What can the SilverHairsClub do together as a group; to keep our minds active, body fit and ATM working? 

Please observe strictly the rules on popolitics, religion, race, sex, direct selling or MLM.

Registered to come:

1. Gingko Tay – like to meet more members
2. Susan Chan
3. Molly Chua
4. Andrew Yeung
5. Oi Cheng (Registration)
6. KT Wong – Moonmask, how to commercialize an outrageous invention.
7. Terence Seah
8. Rene Leong
9. Peggy Ho
10. Benson Koh
11. Lee Ah Nee
12. Ann To
13. Clara Chay
14. Kenneth Tan
15. Tim Liu S B Khoo
16. Mary Tan
17. Shirley Wong – Event organiser
18. Catherine Ho – fingers crossed, hoping to come.
19. Alice Teo
20. Caroline Gee
21. Thomas Kwan
22. Patrick Yeo
23. Chin Kim Sen
24. Michelle Siew
25. Mike Seah
26. C J Ang
27. Dennis Wee
28. Maria Tan
29. Edwin Ong
30. LH Jie – (Registration)
31. Daisy Leng
32. Brian Lau
33. Caroline Gee K F Soong
34. Christina Chan
35. Bernard Lau
36. Alfred Ang
37. Leo Sim
38. Pauline Tan
39. Alfred Mak
40. Joe Khoo
41. Richard Lim
42. Eileen Ang
43. Cindy Low
44. Catherine Yeo
45. Linda Chang
46. Chris Sew
47. Mani Palanisamy
48. Thomas Goh
49. Hasimah Hashim
50. Clarice Ng
51. Dolly Lim
52. Benson Sim
53. Richard Baey
54. James Chan
55. Victor Tng
56. Eyvonne Chew
57. Prema Lata
58. Grace Wong
59. Joe Kang
60. April Tan
61. Patrick Lim
62. Gary Loke – Education and training in China
63. Jo Tay
64. Rosalind Koh
65. Sophia Lim
66. Jeffrey Chan
67. Peter Goh
68. Louis Kong
69. Huang Choon Swee
70. Cheryl Ho
71. Loh Yew Kwong
72. Patrick Koh
73. Winnie Lim
74. Geoffrey Lim
75. Aaron How
76. Jessica Chua
77. Veronica Ng
78. Laura Wee
79. Edwin Fong
80. Daniel Kang
81. C Y Lee
82. Charles Wee
83. James Seah – Project YoungOnce
84. Mike Koh
85. Rene Leong Catherine Chong
86. Thomas Ong
87. Janet Ng
88. Christopher Lim
89. Teresa Chuah
90. Jocelyn Giam
91. Francis Sim
92. Wong Li Li
93. Norlinda
94. Strictly for SilverHairsClub Members. Registration closed.  New registers will be placed on waiting list.  The speaking list is limited.  Don’t be shy.  If you have an idea, please raise your hand.  "What can SilverHairs do in small groups?"  Waiting list below.
95. Agnes Tan

Shirley Wong/Terence Seah

I guess we can now take the next active approach towards setting up a cafe or a F&B joint.  To read what other SilverHairs had discussed, read about earlier discussion here.  If, after reading the discussion, and you have a strong interest in setting up a F&B joint, you can join the discussion.

Two SilverHairs Shirley Wong and Daniel Kang have positively indicated tremendous interest.  At the same time, we have Lily Ho, Margaret Cheo, and Andrew Yeung, with previous experience in F&B.  Rene, SB Khoo, Ronald Wi and June have expressed interests to participate.

• Date:  Thur 5 July 2007.
• Time:  1900 – 2100 hrs
• Place:  Raffles MRT (exact place will be informed to participants).

Please note this meeting is not a discussion on the pros and cons of setting up a F&B joint.  The purpose of the meeting is to turn the ideas into fruit.

Terence Seah

Recently, we had Shirley Wong who shared with us her idea of a Hot dog outlet.  Following which, we had supportive feedback from Lily Ho on the different licences, Tim on tenancy agreements and Guest on type of flooring to be used.  Last year, we had a session on small business ideas, and we had participation from 28 members.  Last year, some members ventured into the idea of an internet cafe along Holland Road.

I feel we should keep the small business ideas moving.  As you see from my earlier comments, I am a firm believer that SilverHairs should  continue to maintain their SilverHairs years physically and mentally active, while still able to financially support the many years ahead.

Of course, there are also many SilverHairs who treasure their retired and non-working lives, and would dread the idea of doing any business.  30 years of working is enough.  At the same time, there are business risks, and parting with hard earned money after 45 years can be an equally dreadful idea.  One SHC member with experience in financial accounting for small business wrote to me last year, saying running a F&B cafe is a sure failure.

I am more optimistic.  What do you think?

Terence Seah

Hi everybody, we have a good sign-up of SilverHairs who has volunteered to teach net coaching.  Also, we have a number of people who have signed up wanting to learn from others.

Now, we are looking for places.  This is the tough part.  Would you have suggestions on where we can host some of these courses.  If we are unable to find places, then we may have to look for cafes with internet wireless access, and participants may have to bring own notebooks.  Keep the options open.

Summary of SilverHairs who have offered to coach and to learn.

Registered as coachers of internet/auction selling on the net.

1. Wong Kong Thean
2. Patrick Yeo
3. Kaushal
4. Richard
5. Loh Yew Kwong

Registered to want to learn selling/auctions on the internet.

1. Catherine Yeo
2. Pauline Au Yong
3. Ronald Lee
4. Chow Weng
5. Kenneth Tan
6. Fong Cheong Kong
7. Margaret Cheo
8. Ronald Wi
9. Cheng
10. Rossanne Chan
11. Simon Wong
12. Evelyn Tan
13. Annie Loh
14. Dave Tan

Hi All SHC business minded persons,

There is an internet cafe ,at a good location in Holland Village on offer at $45k negotiable, complete with all current operating internet cafe stuff.etc, 20 computers.  The current rent is $4k, which is good.  Just wondering what to make of this ? Any feedback , insight , or ideas welcome for consideration or just good discussion.  If anyone is considering to find partners to run at as a small cafe, as well as an internet, & games cafe, etc. all suggestions and willing partners welcome.  Maybe a special Beer Brewing corner may be workable too. ? or turn it into a small pub , size is about 1200 sg ft.   However the current lease is for 14 months at this price , good or bad, depends on what you want or can make it with it.

Cheers, Ronald Wi

HP 91519301, bswi@yahoo.com

Hi SHC,

Owning a car is expensive and also especially if it is not used much. As i am retired and am not in need of the car most of the time.  I am offering my car for rent to SHC members and also the service of easy pickup and return around Central MRTs. 

I also found out that it is perfectly legal to do, as LTA encourages such a private ownership scheme to rent out their vehicle during weekends.

If anyone has such a need call me or SMS me, and we can discuss the arrangements.

By the way , my car is a Sunny Auto 1.5, Year 1998, so it is about 7.5 years old and is running great.

Cheers, Ronald Wi

HP 91519301

Place: Singapore Recreation Club 060522.

1.  Retirement village concept, by KC Lau and Vincent Khoo.
2.  Retail business with imported products, by Christina Chan.
3.  Internet shopping mall and Flea market, by Annie Loh.
4.  Niche products marketing by Ronald Lee.

Although briefly touched upon, other ideas discussed included internet coaching/education and the use of SilverHairs’ knowledge and experience to companies, outside Singapore.

Terence Seah 

This section is for those members who see a reasonable active Silverhairs years.  These members have expressed doing business, to keep themselves financial viable and mentally vibrant.

So, you can start here.