One way trip to KL using trunk road .( 2 days 2 night )

hhoohohohoho hahahahhah ,

it been quite awhile , did not post here ya…Please take note , am looking for 4 travel kakis to KL ,using my malaysia plate MPV . sporean are not allow to drive msia car into SG road .so pick up point will be @JB CIQ .how come  & why only 1 way ya !!!

hahahahahha , will end our trip either in KLIA airport or train station . so that mean these 4 buddies ve to buy your tickets back to SG …i will be heading up to perlis for forest retreat ! for about a month ya…hahahahahahha we will hit Kulai ,ayer hitam yong peng , muar ,malacca & KL

Date of departure is 12 th October Thursday .

TIMING OF PICK UP & Cost , Please pte what App me @ +600107666056  or drop any ??? in d post .cheers Bro Sam.

A india TRAINED & CERTIFIED laughter yoga teacher

hohohohoho hahahahha

Certificate in Tours & Travel Services For Tour Leader

Terence, this is not advertisement but a SkillsFuture Credits for those retired or semi-retired or like me, thinking of retiring and don’t want to be idling around and hope to try our hands on new venture.  After all, most members are into travelling so this could be an interesting subject to learn too…

Dear Members,
Rosalind Lee had actually shared this in SHC FB Page and felt that it would be also good to share this info here.

The above is 2 days and best still, Eligible for SkillsFuture Credits.  From the poster given, this seems to be an interesting course for some of us to attend.  Understood that there will be session on 27-28 Sept and subsequently 7-8 Oct and 14-15 Oct respectively.

I wish to attend this too but not on weekends as I have other family commitments to attend.  Any others to join too?  All current dates given above, I am unable to attend.

All details are listed in the posted attached.

Thank you and cheers… Dolly

Networking Lunch on Thurs 19th Oct 2017

Dear friends.

Im organising a lunch session on Thursday 19th Oct. EC event

1pm at *Singapore Recreation Club*
At the Padang.

Great food and Reasonably Cheap

Laksa
Naan plain n garlic
Fish curry
Fish head curry
Hokkien mee
Chai tou kuey
Other types of local mee
Fish n chips
Western food
Great drinks too

Pay members price. Only Gst
No service charge

No compulsio to have lunch. U may also comr for a drink.

If u want to swim at the heated indoor pool. We can start swimming 11am..and bathe there. Swimming guest fee $5 only.

Hot jacuzzi too

Those interested. Pls Kee Chiu

Those who have signed up :

Rosaline Lee
Dolly Lim
Stella Sheng
Daniel Chan
Christine Teo

Ah Nee
Christina Phau
Winnie Tan
Richard Lean
Frisna Tan

Steven Chan

Peggy Ho tbc
Thomas Loh tbc
Sarah tbc
Lina Tan tbc
Michelle sim tbc
Thomas Loh tbc
Mega tbc
Cat Yeo tbc
Nina tbc
Jazzmine Soh tbc
Bira tbc

Donating of Kindergarten Story Book

Dear all SHC members,
Presently, I have some 180 copies of this story book, The Tooth Fairy, which I intend to donate to recommended kindergartens/child care centers.

I’m sure this book, which is well illustrated and written in simple English with a moral that comes with each story, will bring joy to children during story time. This book is suitable for children of 1.5 – 6 years old.

The reason for making this small donation is a show of my way in giving back to society, also supporting the Govt’s current national campaign, Read More Physical Books, which is aimed primarily at preschoolers. Hopefully, this promotion will also encourage more mothers to read regularly of bedtime stories to their children thus inculcating good reading habits from young.

If any SHC members who may know of certain needy kindergartens/children learning centers, interested in receiving this donation which is limited to 10 copies per recipient, please give me full kindergarten/center’s name, contact details including email address with which I can use to communicate with them directly. I fully respect the present PAPD Act. Do a good deed and be blessed.

Finally, I’m contactable on frankaw@gmail.com.

Best regards

Frank

SEPT MONTHLY GATHERING Thu 28 Sep 2017

Dear all ,

WINNIE JUST UPLOAD THE PIC ON SHC FACEBOOK. HAPPY VIEWING!!

helping first time EO Doreen Cady to post. Hope to see lots of you old timers n new members in this Special Monthly Gathering. Its special because
1. the place is new
2. Doreen Cady is a fantastic event organiser
3. There will be new way of introducing members and…

I will be there to make u laugh!

Yes, we will have fun n games. Register quickly before all 60 seats are snapped up!

DATE:28 Sep 2017 (Thu)
TIME: 1800~2100

VENUE: Big Street restaurant n bar.
Corner of jalan Kelantan/jalan Besar
(Exit B Rochor Mrt DT13. Bus 23 64 65 66 67 130 139 147 857)

FEE: $28, paid by 24 Sep for buffet dinner n entertainment by EOs.
Early bird: $25, payable before 18
22 Sep 2017 12noon.

NO REFUND. MEMBERS TO FIND OWN REPLACEMENT. 

Plse make payment to Chris Chan POSB Savings Acct 542-10756-1.  Kindly indicate your payment details — date, time and amount.

PROGRAM

6-630 registration n introduction

630-730 dinner

730-800 games

800-830 humor n seow2  time

830-900 fun n chatting continues. Maybe sing-a-long

Register here….

  1. Doreen Cady (EO)  — Pd
  2. Robert Cady — Pd
  3. Frisna Tan (co-EO)  — Pd
  4. Winnie Tan (Registration)  —  Pd
  5. Christina Chan (Treasurer)  —  Pd
  6. Charles Wee  — Pd
  7. Maria Tan  —  Pd
  8. Christine Neo  —  Pd
  9. Gabriella Chua — Pd
  10. Amy Yu  —  Pd
  11. Terence Seah  — Pd
  12. Joan Ang  —  Pd
  13. Laura Wee  — Pd
  14. Ng How  —  Pd
  15. David Low  —  Pd
  16. Richard Lean  — Pd
  17. Steven Chan  —  Pd
  18. Helen Cheong  —  Pd
  19. Janie Leong  —  Pd
  20. Robbin Lim  —  Pd
  21. Barbara Ong  —  Pd
  22. Susan CH Tan — Pd
  23. Marge Tian  —  Pd
  24. Krystal Lam  —  Pd
  25. Lydia Poh  —  Pd
  26. Doreen Chan  —  Pd
  27. Nina Choo  —  Pd
  28. Tony Ang  —  Pd
  29. Jimmy Ibrahim  — Pd
  30. Stella Sheng – pd
  31. Ray Quan – pd
  32. Yatsing  — Pd
  33. Ronald Lam  — Pd
  34. Jean Kiang  — Pd
  35. Rosalind Howe  — Pd
  36. Bobby Bok  —  Pd
  37. Pat Oei  — Pd
  38. Linda Chua  — Pd
  39. Marie Chong — Pd

 

 

“One night in Bangkok” date not firmed

We shall be starting our planning for “One night in Bangkok” soon. The date, the venue and the program are still at liquid stage, but I think we may not have many moons to wait.

I am hoping to coincide the date with a Thai traditional culture and date. And if this is the case, the event will be held before this year end. Obviously, we must have thai food and maybe Singha or Chang beer to go along.

We need not structure the event as a dinner & dance, so the committee will have to crack this out.

To start, if you like to join the committee, plse whatsapp +65 9489 4360. Suggestions and comments are invited on this Post.

Terence Seah

Monthly walk: Let’s trek a lesser known trail

Walk is ON!  Was told it is SUNNY at Bukit Timah!

Date : 09 SEP 2017, Saturday

Time : 4.00pm SHARP (only 5mins waiting time)

Duration: approx. 2.5hours.

Meeting Place: Downtown Line MRT and alight at Beauty World MRT station,
take Exit A.

ECs: Christina Chan & Veronica Wong

This is an EC activity. You can bring your adult friends who are 45 and above.

NOTE: in case of inclement weather — walk shall be cancelled.
Notification will be here in this post on Saturday morning.

 

Join us to enjoy an afternoon at “one of the most beautiful nature spots in Singapore.”

We will trek through a lesser known trail.
The early part of this forest trail is easy; remember to look around to enjoy the rich
flora and fauna in the forest.
Then, we will ascend to the TOP for a more scenic view!

Do remain quiet     😀    as you may spot an occasional wildlife.

Toilet facilities: available only at entrance/Visitor’s centre.

Do wear COVERED, comfortable walking shoes.
Bring bottle of water to keep hydrated, caps, umbrellas, insect repellant and cameras.

What should you do when approached by monkeys?
When approached by the monkeys, you should look down and walk at least 1.5 metres away from them. Do not look into their eyes or bare your teeth as these are signs of aggression and challenge.
Keep food and snacks in haversacks and not in plastic bags. Do NOT eat/drink in the presence of monkeys.

from the Walk Team: Charles Wee, Veronica Wong, Mary Tan, Alice Seah, Azhari Cuttilan, Linda Chua and I, ChristinA Chan.

For this trail, only max 29pax. Look forward to your early registration!    😀   😀

Fairy Godmother is still alive

Hi fellow members,

Fairy Godmother is still very much alive. She is now 72, walks around with a walking stick, a bit slow in thinking and very often, sitting and resting under the mango tree. She still dangles her magic wand; but due to weak batteries, the wand seldom works well. She is now thinking of using an Artificial Intelligence Robot to help her thinking and sometimes makes decisions on a behalf.

I am sure some of you have read about a security robot that can patrol large area 24 hours a day, taking over the duties of securities guards and can smell fires, detect faces and can even call an ambulance. But sadly, about two months ago, the robot ran too fast, hit the edge of a water fountain and fell into a pool of water. Her circuitary was wet and she died.

Well fairy godmother is alive. She is still good at moderating quarrels especially among boys and girls. Unfortunately, she can’t talk, so she just waives her wand. Some some comments and posts just disappear at a “Zap”. If batteries are not well charged, sometimes nothing happens.

Fairy Godmother wants to have a smooth and quiet retirement life. But we all know boys and girls do quarrel from time to time, usually because of a misunderstanding. Fairy Godmother is happy to see the boys and girls happy, running here and there and enjoying the good lives on Singapore island.

Fairy Godmother forgets names easily. She is not perfect. If anyone likes to be a trainee God Mother, do let me know. Meantime, she is hoping that more of the boys and girls who are over 45 can help to keep the peace with SilverHairsClub.

Terence Seah

Direct Selling : Kumquat Marmalade

I brought my home-made kumquat marmalade to sell for the first time in SHC 2010 flea mart. Thanks to many of you, the marmalade sold briskly. This year, I saw a bumper crop and so decided to sell the kkq marmalade once again.

FYI., the kumquat marmalade is natural, with no preservatives or artificial colouring added.It is hygienically produced and packed into tubs of about 380 gms. On wide request, the recipe has been altered to reduced the sugar content. However, It still tasted great. The price remained at $5 per tub.

If you wished to make an order, pls write to me on whatsapp or on this post. I planned to make the first delivery on 23 Aug ’17 at Gabriella’s coffee chat (see refer to her post on this subject). Thank you Gabriella for kindly consenting to this. The second delivery (for o/s orders, if any) would be at the monthly meeting but this is not finalised yet. Personal collection / delivery will have to be discussed one-on-one separately.

Thank you
Lee Hou Chong

Chat about “Genki-Kaki” over coffee

Lien Foundation arranged for 2 seniors to tour Japan to discover lessons in senior living. Their observations are posted on its website. Just this weekend, BizTimes printed an article “A good Death’ wherein there is a section about “Advanced Care Plan”.

This is the link for Genki Kai.

http://www.genkikaki.com/articles

Would any member like to meet over a cuppa of Starbucks coffee and chat about these 2 issues.

My proposal is to meet for the first time on 14 Aug 2017,Monday morning at around 10:30 at the SBUX coffee store at either HarhourView or ViVoCity. We shall see if a group of like-minded members can be formed to keep ourselves abreast of developments in this field. Of course, we can chat about other issues after the main topic has been covered.

Shc Monthly Meeting
2 August 2017

I would like to thank everyone who takes their precious time to attend this August monthly get together. Turnout was unexpectedly high and we also get to have very good constructive feedbacks from our very own members.
Thanks again and also to those unable, due to unforseen circumstance. I look forward to the next monthly meeting to attend and support the next EO .
All the best and stay healthy.
Cheers!
Stella sheng

****************************************

July is a terrible month. 33 deg C or higher is common. The rising temperature warms the body, agitates the mind and torments intolerance. Thank goodness there are only a few days left.

Come August and the autumn breeze starts blowing. Similarly, as we approach our autumn years, we shall be more benevolent. Let us relax and unwind. Let us come together simply for a cup of coffee and chat.

Date – 2 August 2017, Wednesday

Time – 6 pm to 8.30pm

Venue: Asia Square 2 Food Garden
Downtown line D 17 ( Blue Line )
Food and Beverage:  All types

Agenda: Chit-chat over a cuppa on all topics except the SHC taboos viz: politics, religion, direct selling and mlm

I welcome all who come for the sake of seeking fun, generating goodwill and creating laughter. Be happy, be merry and be contended.

My heartfelt thanks to members who had attended the May gathering. You are wonderful people. I hope to see all of you again – and more – on Wednesday.

Those attending are :
1. Raymond Wong
2. Christine Teo
3. Jenny lim
4. Pat oei
5. Stella sheng
6. Lillian chua
7. Peggy Ho
8. Richard lim
9. Christine Neo
10. Amy Yu
11. Margaret Koh
12. Su chan – busy in work
13. Daniel Chan
14. Doreen Chan – in malaysia last min
15. Agnes Low
16. Michele Sim
17. Lydia Chin
18. Victor Chee
19. Steven Yuen
20. Alan Ang
21. Olivia jiang
22. Mary tew
23. Edward Lim
24. Connie Tan
25. Chan Keng Ngee
26. Ronnie Chow
27. Randy Toh
28. Bruce Lee
29. Jazz Soh
30. Steven chan
31. Steven yuen
32. Patrick Chan
33. Ong lee tong
34. Jeffrey Gan – To be confirm
35. Tony Ang
36. Charles wee
37. Daisy wee
38. Jimmy Tsin – To be confirm.
39. Christina Pan
40. Phua cher meng
41. Lilian Quek
42. Lee konh lin
43.lena Tan
44. Ray Quan
45. Babara
46. Abel Tan
47.

. Any more …….. Plse register here.

Stella Sheng (EO), Raymond Wong (Asst EO)

Stone Art Decoupage


If you are interested in art craft and like to try stone art, you may come and join me in this hands on sharing session to create gifts or showpieces with stones. No artistic skills required, just patience and focus.

Venue : Peninsular Plaza
111 North Bridge Road, #06-30/31
Date : Monday 17 July 2017
Time : 3 to 5 pm
Material fee : $5
Bring along a table rag and a box to place your stones.
Limited slots. Please register your interest here:

Attendees:
1). Rosalind Lee (withdraw)
2). Marie Goh
3). Sylvia Chan
4). Pat Oei
5). Julie Ong
6). Tan Yen Kim

Creative artpieces by the five enthusiastic attendees as shown in Images above.

Final notification for Dinner & Dance on 8 & 9 July 2017

Hello all members

Gentle reminder to those who are on waiting list for the buffet dinner, hotel room and coach; this is your last opportunity to pay up the full payment latest by 5 July 2017

Payment will not be accepted after 5 July 2017

 

http://silverhairsclub.com/?p=25603

Please make payment to Chris Chan POSB Savings Acct 542-10756-1.

For Dinner & Dance buffet dinner: payment update will be handled by Christina Chan

http://silverhairsclub.com/?p=25649

Please make payment to Chan Lian Tin DBS Saving Plus 029-2-021094

For Hotel Room @ S$78 per night and Coach @ S$32 per person

Payment update will be handled by Doreen Chan

Car park coupon: for those who are driving?

-In House Guest (Stay Hotel Room) take the Parking Ticket and during Check Out, Please Validate at reception and mention the room number – Complimentary Parking

– Outsider guest (not stay within the hotel,  Flat Rate charges is RM 3.00 Nett, Banquet will Validate the ticket  during Dinner and your guest will pay at the pay stations amount of  RM 3.00 Nett only

For those who are taking Coach, the Coach no. PA9645K, please find the tour itinerary

Cheers

Doreen Chan

38 Oxley Road, a memory for most of us

The home of our ex Prime minister LKY will remain a memory for many of us.  It is currently the most talked about topic in Singapore; and today, Parliaament opens with a ministerial statement from PM Lee as well as other ministers.  The whip has also been lifted. MPs are free to ask questions and  express their views.

SHC members are free to discuss the issue on this post.  Please stay away from politicising the issue.  No name calling; and plse respect every member points of view.

Admin reserves the right to remove unacceptable content.

This post closes on 31 Jul 2017 midnight.

Terence Seah

 

Join the new SHC Whatsapp groups

Due to increasing popularity and convenience of Whatsapp, SilverHairsClub will launch more Whatsapp groups for members with focused interests. I shall initiate the startup of these groups, and shall be a non-participating admin for as long as the group is still active. Open to SHC members only.

If you wish to join the groups, please read and observe the follow rules.
1. No pushing of URL. This include videos.
2. No Greetings eg Good Morning without anything else to say.
3. Pictures and messages must be focused on the subject. Total number of pictures and message: 3 max per day.
4. No advertising, invitations to unrelated events.
5. No Copy and Paste from any source. Conversation text best.

If you break the rules:
First time: Unaccepted messages will be flagged with a * by Admin.

Second time: Admin will give u a second * and will remove your name from the Whatsapp group. You can request to rejoin the group after 60 days.

We shall start with the following groups.
1. Cooking – receipes, invitations to cooking session
2. Online trading – equities only.
3. Online e-commerce – today’s changing trend which we cannot ignore.
4. Short term stay in Chiangmai
5. Living in JB – where to eat, shop, live, finding friends to go JB together.
6. Gardening – plants, flowers and vegetables in your house or gardens.
7. Music, cinema and TV dramas – share your love for music. Going cinema and concerts together.
8. Free for all – any topic except race, religion, politics, MLM and direct selling. Good for those who cannot sleep, interest in current affairs. The same rules apply.

Medical & Sickness (NEW)
9a. SHC Men’s Health
9b. SHC Ladies Health – cancelled
9c. Dementia with family members
– If you are experiencing sickness and health issues faced by seniors, here is the SHC Whatsapp group for you to share the health issues you are going through, how you are coping and managing the sickness. Strictly NO pushing URL, videos and “Copy and Paste”.
9c. Dementia with family members.
Some of our family members have Dementia. Some of us employ a helper and some of us are dimentia caregivers ourselves. Soonerof later, we may develop Dementia. This group aims to enable fellow members to share our experience with Dementia.

10a. SHC Grannies and Grandpas.
For members who are busy with grandchildren, how to manage these young kids in today’s modern generation. Grand kids, Primary 6, tots and below.

10b. SHC mothers and fathers, whose children are no longer teens. Share what your kids and young adults are going through. Seek common grounds to chat, helping with interests, jobs opportunities or finding friends with other members’ young adults.

For travel, makan and dancing, I shall leave this to the different group admin. More topics may be added. Watch this space.

We will start the chat groups, after 10 members have signed up. Let me know which chatgroup you would like to join. Whatsapp +65 9489 4360. One chatgroup only.

Terence Seah

10 Days Guizhou Tour (15 – 25 June 2017)

Image and video hosting by TinyPic
Image and video hosting by TinyPic
Image and video hosting by TinyPic
We plan to purchase our own air tickets and engage an overseas tour operator to conduct the tour. It will be a private group.

If the itinerary is too small for reading, press the Ctrl key and the + sign key simultaneously to enlarge. Press the Ctrl key and the – sign key simultaneously to reduce.

If you are interested, please write to shctour@outlook.com asap.

Moon Wong (EC)

6 have confirmed.

Monthly walk: SG 6th newest nature park

Our monthly walk is on 2nd Saturday of the month unless otherwise advised.

This is an EC activity; feel free to bring your adult friends who are over 45!

Post is on behalf of AzhariC……

Date: Saturday, 13 MAY 2017.

Time: 4.15 pm SHARP!  Do be punctual, we can’t afford waiting time. Thanks!

Meeting Point: opposite BreadTalk at Junction 8 Shopping Centre/Bishan.
(MRT Station: Bishan NS17 or CC15)

Duration: Approx. 2.5 hrs

EC : Azhari Cuttilan

NOTE: in case of inclement weather — Azhari will notify through the comments,
do check this blog for his comments on Saturday morning.

Let’s hike along restored trails and new boardwalks lined with rare native plants
as well as a marsh habitat and several freshwater streams with fish swimming and
other fresh water wildlife, all found within the park.

A 4m-high sub-canopy walkway that extends 150m, allowing one to see the fauna
found above the ground.

Some of the park’s low-lying areas could be muddy.
Terrain – some parts slightly steep, though most parts easy.

Toilet facilities is available at Visitor’s centre, which will be within the trail.

Bring water bottles, caps, umbrellas and cameras. Do wear comfortable walking shoes.

Look forward to your early registration!     😀     😀

from the Walk Team: Charles Wee, Veronica Wong, Mary Tan, Serene Low, Alice Seah, Azhari Cuttilan, Linda Chua and I, ChristinA Chan.

World Laughter Day In JB .07 TH May 2017 Sunday

hohohohohooho hhahahahahha , i am attending d world laughter yoga day .First six persons to private  What App me will secure d seat of my humble MPV .

Pick UP @ jb SENTRAL ..0800HR.

WILL HAD OUR MORNING either bak kut teh or beef noodle .

more details will be in our group chat ya …

the laughter excerise will last from 0930 hr to 1200hr @ galleria @ kotaraya JB .

hohohohohoh hahahhahha

Sam Goh

A india trained & qualified laughter yoga teacher .

O-Bike Meet May 13th 2017 Time 6.00 pm at Meeting Point

The past Cycling Events were organized to get participants to meet at East Coast Park, rent a bicycle at $10 for 2 hours. After cycling, rush to return the bike to the kiosk.

Now we can rent a bike at our doorstep and cycle to the meeting point. What you need to do is to download and installed the O-Bike from your “Playstore” . Suggest you pay through your telecom bill.

The app will show you where to find the bicycle near where you are. Unlock the Bike and start cycling towards the Meeting Point.

Please register your interest with  the location you are coming from. The Meeting Point will be Map out based on the average distance each cyclist will have cycle .

Registration starts now and will be close on 11th May 2017. Meeting point will be announce the next day.

 

Tony Ang

Another idea to hold Gathering/Events

2 days event for  S$ 80 per couple with 4 meals-lunch, dinner, supper and breakfast and twin-share cabin and two Shows
Day 1 = pick up at JB ( after check point) at 8.45 am or 12.00 noon. to board the Crusie
Proposed proramme – Any topic discussion over lunch/Dinner; coffee chats
over tea time.
Show Time after dinner
Karoake / Dance until 2.00 am the next day.
Day 2 = Say Bye Bye until the next gathering . This will be done after breakfast ,lunch Bus will transport you back to JB City Square

Please indicate your interest here so I shall co-ordinate the arrangement for our next gathering.

Tony Ang

Dinner & Dance “One night in JB” KSL Resort+Transport on 8-9 July 2017

Update on 5 July 2017

We have now a total of 84 guests joining our “One Night in JB”

Thank you for your support

Hotel Rooms and Coach are still available:

http://silverhairsclub.com/?p=25649

Please make your payment to Chan Lian Tin DBS Saving Plus 029-2-021094

Payment update will be handled by Doreen Chan

Hotel Room @ S$78,00 per room per night including 2 breakfast

Coach @ S$32.00 two ways including tour

Room Reservation

  1.  Terence Seah
  2.  Francis
  3.  Christine Teo  & Karen Ong
  4.  Loh & Woo
  5.  Woo Kwai Kuen & Woo Kwai Yee
  6.  Christine Teo & ??
  7.  Caroline Gee
  8.  Daisy Wee
  9.  Rose White
  10.  Lydia Chin
  11.  Bobby Bok
  12.  Steven Chan & Dan
  13.  Dickson & Jefferson
  14.  Jeffrey Gan
  15.  Leon Lau
  16.  Doreen Ong – & Joan Ang
  17.  Jeffrey Gan’s brother
  18.  Judy Lim & Rina
  19.  Chua K T Jolly & Evelyn Tang S L
  20.  Lynda Lee & Kwan Y K
  21.  Ken Cheong
  22.  Ong Huat Siong & Tan Dee Hoon
  23.  Doreen Chan

Coach

  1.  Terence Seah
  2.   Lydia Chin
  3.   Sally Tan
  4.   Doreen Chan
  5.   Rose White
  6.   Leon Lau
  7.   Dickson
  8.   Jefferson
  9.   George
  10.   Christine Teo
  11.   Francis
  12.   Eileen Loh
  13.   Woo Kwai Kuen
  14.   Woo Kwai Yee
  15.   Woo Kwai Kheng
  16.   Karen Ong
  17.   Lily Lim
  18.   Pauline Toh
  19.   Doreen Ong
  20.   Joan Ang
  21.   Evelyn Tang
  22.   Lynda Lee
  23.   Kwan Y K
  24.   Chua Jolly
  25.   Ong Huat Siong
  26.  Tan Dee Hoon

Cheers

Doreen Chan

 

Scuba diving as a hobby and sport

This is one particular activity which we rarely hear of in the Club. It is always associated with clear waters, beautiful Nemos and colourful corals, going out to remote islands and a day well-spent.

We have a few members who love scuba diving, and they go out regularly to their regular spots. And, of course, we have members who want to know more about this activity.

If you are a scuba diver or you love to find out more about the sport, please indicate your name here. We will organise a session for you to find Nemo together.

Terence Seah

Cheap stocks – Do your own due diligence (DYODD)

31 March 2017 [Motley] These Are Some of The Cheapest Stocks in Singapore Currently

I have a habit of looking at how cheap or expensive the stock market is at the start of every month. One way I do so is to determine the number of net-net stocks there are in Singapore’s market.

A net-net stock is a stock with a market capitalisation that is lower than its net current asset value. The net current asset value is a simple financial number that can be calculated with the following formula:
Net current asset value = Total current assets minus total liabilities

Theoretically, a net-net stock is a fantastic bargain. That’s because investors can get a discount on the company’s current assets (assets such as cash and inventory) net of all its liabilities. Moreover, the company’s fixed assets (assets such as properties, factories, and equipment etc.) are thrown into the fray for free.

The logic follows that if a large number of net-net stocks can be found in Singapore’s market, then stocks would likely be really cheap at that point in time.

Now, I had stressed the word “theoretically” earlier because net-net stocks are often companies that are in serious trouble and/or have horrible business economics. This means that investors in them are also at risk of seeing their capital evaporate if things continue heading south.

That’s one reason why diversification is important. The legendary Benjamin Graham, who liked to invest in net-net stocks when he was investing professionally, tried to mitigate risks by diversifying widely amongst net-net stocks.

I thought it would be interesting and useful to share a list of some of the net-net stocks that popped up when I did my latest exercise of assessing the state of the market.

I decided to come up with three lists: 1) the 10 net-net stocks that have the lowest market-cap-to-net-current-asset-value ratio; 2) the 10 net-net stocks with the largest market caps, and 3) the 10 largest net-net stocks that have positive net income over the last 12 months as well as more cash than debt on their balance sheets.

Here are the 10 stocks in the first list: Universal Resource and Services Ltd (SGX: BGO), China Haida Ltd (SGX: C92), China Taisan Tech Group Holdings Ltd (SGX: AZW), Ace Achieve Infocom Limited (SGX: A75), Full Apex (Holdings) Ltd (SGX: BTY), Matex International Ltd (SGX: M15), China Sports International Limited (SGX: FQ8), C&G Environmental Protection Holdings Ltd (SGX: D79), Nam Cheong Ltd (SGX: N4E), and Cacola Furniture International Limited (SGX: D2U).

Source: S&P Global Market Intelligence

Here are the 10 stocks in the second list: Noble Group Limited (SGX: N21), UOB-Kay Hian Holdings Limited (SGX: U10), Hong Leong Asia Ltd (SGX: H22), Kingboard Copper Foil Holdings Limited (SGX: K14), Hanwell Holdings Ltd (SGX: DM0), Baker Technology Ltd (SGX: BTP), Sing Holdings Limited (SGX: 5IC), Cortina Holdings Limited (SGX: C41), Hengxin Technology Ltd (SGX: I85), and Tiong Seng Holdings Limited (SGX: BFI)

Source: S&P Global Market Intelligence

And finally, here are the stocks in the third list: Noble, Kingboard Copper Foil, Hanwell, Hengxin, Nobel Deisgn (SGX: 547), Memtech International (SGX: BOL), Nam Lee (SGX: G0I), Asia Enterprise (SGX: A55), CDW Holding (SGX: BXE), and mDR Limited (SGX: A27).

Source: S&P Global Market Intelligence

I have to be clear that I’m not recommending that investors buy or sell any of the stocks seen here. My purpose here is simply to share the identities of some of Singapore’s cheapest stocks right now. Make of them what you will.

Monthly walk: April – Let’s Go Green!

Our apologises for late posting ….
Contemplated to cancel because for April’s walk all of us have personal commitments.  Today, Veronica told me she was able to reshuffle her duties, so, here we go…..

This is an EC activity; feel free to bring your adult friends who are over 45!

Date: Saturday, 08 April 2017

Time: 4.30 pm SHARP!

Meeting Point: Buangkok MRT, Exit A.

Duration: Approx. 2.5 hrs

ECs : Veronica Wong and ChristinA Chan

We will explore a part of the North-East route. The terrain is fairly easy.
Come and be enveloped in a pleasing stretch of quietness filled with much greenery.
Hopefully, we will “catch” some birds enjoying the breeze along the Sungei.
Bring water bottles, caps, umbrellas and cameras. Do wear comfortable walking shoes.

Look forward to your early registration!    😀 😀

from the Walk Team: Charles Wee, Veronica Wong, Mary Tan, Serene Low, Alice Seah, Azhari Cuttilan, Linda Chua and I, ChristinA Chan.

Who’s coming:       🙂      🙂

1. Veronica Wong
2. ChristinA
3. Stella Sheng
4. Winnie Tan
5. AzhariC
6. Henry See
7. Thomas Goh
8. Lettishia Silvester
9. TG’s friend Ms A
10. Susan Tan
11. Bernie Chung
12. Seok Cheng
13. Janie Ng
14. Olivia Jiang
15. StevenChan’s friend – Mr. Wong
16. Doris Tan
17. Graham Smith
18. Shawn Soh
19. Grace Kang
20. Yoon Chin
21. Grace Wong
22. Lilian Teo
23. Andrew Koh
24. Ronald Wie
25. Doreen Lau

 

 

 

 

 

Free concert at Tanglin Halt this evening. Featuring songs of the yesteryears of Ge Lan, Zhou Xuan etc.

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Dear All,

Free concert at Tanglin Halt this evening from 7.30pm to 8.30pm featuring songs of the yesteryears. If you are fans of Ge Lan, Zhou Xuan etc and love their songs, then do come down to the concert. Details are in the poster.

Yay! Its Saturday and its chill out time.  See you there if you are there!

Cheers, Caroline