SHC March monthly gathering – Sat, 15 Mar 2008

Hi all SHCians,

For the first time, we will combine a monthly gathering, with another activity "SHC Flea mart".  Originally, the plan was to hold the monthly gathering at the Han’s cafe and Cake house at Great Eastern Centre.  But, since then, we have now firmed the location of the 1st SHC Flea mart,  at Bali Lane, we shall combine the two events.  The hope is that once a year, we will combine one monthly gathering with the SHC Flea Mart.

We have a 99% chance these two events are ON.  The likely dates are 8, 9 or 15 March, afternoon.  Please note these dates as the announcement will be made very very soon.

This monthly gathering strictly for SilverHairsClub members only.  Flea Mart buyers will come from members and the public.

Terence Seah

Topics:

  1. “Where should SilverHairsClub be heading towards?”.   Time:  7 pm – 7.45 pm.  Terence Seah
  2. Staying on top of the budget and CPF.  Time:  8 pm – 8.45 pm.  KT Wong
  3. Singapore’s National Dish.  Time:  4pm – 4.45 pm.  KT Wong
  4. "How do retirees spend their SilverHairs years fruitfully in Singapore".  5 pm – 5.45 pm.
    • :How I spend and manage my retirement in Singapore?"  15 mins by Robert Quek.
  5. (Anybody likes to talk or moderate a topic, plse raise hand.  Dont be shy.)

Registration List (Combined Gathering plus Flea Mart):

When you arrive, please take a sticky label, write your name (as big as possible) on it, and paste the sticky label on your dress/shirt.  If you have a batch with your name, please bring it along.

  1. Terence Seah
  2. Lydia Chin
  3. Andrew Kuan
  4. K T Wong
  5. Yew Kwong
  6. Norlinda
  7. LH Jie
  8. Jasmine Teo
  9. Caroline Gee
  10. Eleanor Chan
  11. Anna Seet
  12. Ann Lim
  13. Dan Huang
  14. Margaret Cheo
  15. Judy Lim
  16. Tim Liu
  17. Ah Nee
  18. Kathy Dng
  19. Steven Chan
  20. Alfred Ang
  21. Mary Chan
  22. Judy Lim
  23. Jane Wong
  24. Eileen Lee
  25. Bira Lupolo
  26. June Chin
  27. Alicia Lim
  28. Alicia Soh
  29. Ron Lai
  30. Alice Lai
  31. Susan Goh
  32. Kenneth Tan
  33. Joy Chuan
  34. Christina Chan
  35. Kong Ah Cheng
  36. Jonathan Ong
  37. Lee King Seng
  38. Margaret Tian
  39. Lisa Ng
  40. Molly Chua
  41. Suzhang
  42. Siew Eng
  43. Robert Quek
  44. Kristy Quek
  45. Dennis Har
  46. Peter Goh
  47. Frank Kaw
  48. Alice Seah –  Registration desk
  49. Sue Chan
  50. Koh Keow Chai
  51. Chin Kim Sen
  52. Michelle Siew
  53. Ann To
  54. Veronique Lee
  55. Gingko Tay
  56. Dolly Lim
  57. Bernadette Chung
  58. Oi Cheng
  59. Aileen Loh

Please indicate if you are coming.  Registration makes it easier for the organisers.   Strictly for registered SHC members only.

SHC Flea Mart, Sat 15 Mar 2008

Up-dated from previous posting.

Date : – 15 March 2008

Time : – 3 pm. – 8 pm…..or until all goods are sold.

Place : – Scorebot., Bali Lane – Junction of North Bridge Road and Ophir Road.

This is going to be very exciting. SHC’ s First Flea Mart will be held in conjunction with the Monthly Gathering, so fun will be had by all.

 The vendors will strictly be SHC members, but please do encourage – relatives, friends or rope in any members of the public to come and see our wares.

15 tables have been reserved by Scorebot, each measuring 5’x4′. Bring a table cloth as this will enhance your wares. Each table rents for $10.00. It can be shared, so as a buddy system can be established with the partner.

Items can be new, old/antiques, or used. Price them to sell. You really don’t want to lug them back home.

So, come one come all. As vendors, buyers or just browsers. All are welcome.

From the previous posting we have re-confirmed participants :-

Tables are now 4′ x 2′  { not 4′ x 5′ } at $5.00 per, at half the actual cost of rental

I have amended the configuration for this.

Please inform me soonest if you would like to make any changes.

1. Terence 

2. Eleanor 

3. Jie

4. Jassmine 

5. AndrewK

6, 7 & 8.  –   AnnLim / Ros / Anna Seet

9 & 10. Margaret Cheo

11 & 12 Rosalind Png

13 & 14. Alfred Ang –

15. Danz Huang 

16. Lydia Chin

17. Daisy Phua 

18. Siew Eng

Payment of $5 – per table.  {discounted price, courtesy of Terence}  can be made on the day itself, prior to set-up.

 

                      

Looking for Montfort School classmates

I started my Primary One at Montfort School in 1962.  If you have been in this school for the six years of primary education and four years of Secondary, come join in.  I remembered some of us still have unfinished fights behind the wall, and the good old days when we go down Ponggol Road to catch "Bua Ki crabs".

For those who do not know, in those days, Montfort School is a boys school, all the way to Secondary Four.  Then, that’s when we get a shock to find girls during the next two years of Pre-U.  And, that’s when the results start to drop.

Terence Seah

Elizabeth Tay – Profile

Hi everyone

I came across this site as I was surfing for clubs or whatever you want to call it for those over 45 and found Silver Hair.

Am turning 50 this year and in my 2nd phase of life. Loves my coffee, reading, walking, learning to dance and knit now. Next on my To Do list – dress making – still on my To Do List.

Still working full time and mother of 2 growing up children.

Hope to get to have coffee gatherings soon

Elizabeth

Have passport will ride, Sat 12 April 2008- UPDATE

Hi Terence and all bike lovers,

There are some  bike lovers from SHC who feel cycling once a month is not enough. To these group of bike lovers, how about cycling from Tg Pengarang to Kg Sungei Rengit.  emoticonThis route will brings us back to nostalgic era of 1960s Singapore. emoticon     It could be an unforgettable and a memorable ride for some of us. The trill and joy will be rewarded at journey’s end.  The atmosphere will always be remembered for a long time.  The return journey is about 36km,  emoticon  a distance slightly less than from McDonald @ECP to Changi Village and back.

Upon arrival at Sungei Rengit, we may have seafood for lunch, walk around the town, maybe buy some dry seafood products or freshly baked tau sar piah.  emoticon   Sungei Rengit to Dasaru is but a short distance. emoticon

Please sign up here if you are interested and do indicate whether you need rental bike

  1. Date : Sat 12 April 2008
  2. Meeting Time/Point :  7am at Changi Village Hawker Centre (for those having breakfast and collection of rental bike)
  3. Bike rental @ SGD10.00 per day  
  4. Ferry@ SGD 10.00 one way
  5. Halal Seafood lunch – $10.00
  6. Must have : a passport with 6 months validity from date of departure
  • 0800hrs – At Changi Point Ferry terminal for CIQ. (Ferry ride- about 50mins.)
  • 1700hrs – should be back at Changi Point Ferry Terminal

Please post your questions here

Regards

douglas

Registered and Confirmed (Max 24 riders for this maiden trip) –

  1. Douglas Chan – paid
  2. Boon Liang – paid
  3. Lina Ng – paid
  4. Charles Wee – paid
  5. Dennis Wee – paid
  6. Frankie Ng – paid
  7. Freddie Tan – paid

  • Norlinda (rent bike) – paid

  • Yew Kwong (rent bike) – paid
  • Joyce Tan (rent bike) – paid
  • Alicia Soh (rent bike) – paid
  • Andrew Kuan (rent bike) – paid (now withdraw)
  • Molly Chua (rent bike) – paid (now withdraw)
  • Susan Chang (rent bike) – paid
  • Ah Nee (rent bike) – paid
  • Grace Kok (rent bike) – paid
  • Ronald Wie (rent bike) – paid
  • John Howe (rent bike) – paid (now withdraw)
  • Siew Hoon (rent bike) – paid
  • Steven Chan (rent bike) – paid
  • Gladys Tan (rent bike) – paid
  • June Lim (rent bike) – paid (now withdraw)

  • Mike Tan (rent bike) – paid
  • R Leong (rent bike) – paid

  • Dolly (rent bike) -paid
  • Caroline (rent bike)-paid
  • Margaret Lim (rent bike)
  • 2 guests 

    • Latest Updates – 9 Apr 08 (24 riders) 

  • We now max the number of rider at "24". This enables us to allocate 12 each in 2 ferries.

    • Trial Runs –

      1. Trial Runs on Sun, 23 Mar & 30 Mar. Time 1300 hrs McDonald ECP (we will cycle up to Changi Village).
      2. Last Trial Run on Sat, 5 Apr. Time 1000 hrs.

      All passionate riders going for the Tour De Pergerang should attend at least one session.

    • Business project proposal and study

    Hi Terence and all ,

    In response to your question what is possible in SHC for retirees to continue to be engaged in keeping themselves employed and offer their expertise and experience. 

    Project Proposal : Supply, Delivery, Installation and Commissioning of Two(2) Weather and Two(2) Air Quality Monitoring Stations in Jambi, Indonesia. Calling Entity National Environment Agency

    If there is a company that is willing to finance this project and provide technical expertise, can SHC form a management pool of people to run, co-ordinate the phases from the construction face to the operational phase for 2 years in Indonesia ?

    What are your views, consideration and are they people with relevant experience willing to undertake this as a retirement career ? 

    Update & 2nd Call – Kelong Trip to Registrants (19/20 April)

     Hi, all:

    I have been in touch with Hotboys Kelong and am pleased to say that the closing date for payments to be made towards the kelong trip has been extended to 31 March 2008, or when the seating capacities of each coach minibus is taken up. (As stated in my earler post no. 1473)

    I should also mention that there is a possibilty that groups other than SHC who confirm their trips before us may get the limited coach/minibus seats. This means we may have to seek other means of land transport, or could be left without land transport.

    For this reason, I have to ask all who intend making the trip and require land transport not to put off payment to the last minute, but to make your payments early as you are able. Those who withdrew earlier may rejoin if conditions are more favourable now.

    Also, the following individuals have still not responded to my earlier post re their intentions (going or not going) and whether they need land transport to and from Tanjong Leman Jetty, etc, with regards to to my post no. 1473 (Update on Kelong Trip (19/20 April 2008):

    1. Chian Wah
    2. Vincent Wong (withdrawn 8/3)
    3. Jimmy Chew
    4. Sally Chew
    5. Alfred Ang
    6. Margie Koh

    To avoid confusion, I have closed this thread from comments. If you wish to write anything in connection with the above, please do so at Post No. 1473: Update on Kelong Trip (19/20 April 2008 –  (https://silverhairsclub.com/2008/02/1473).

    Thank you, and have a nice day.

    Ron Koh

    Spore’s National Dish

    I asked an Italian friend. "Do you make your own pasta?" She asked me. "Do you make your own chicken rice?" Which set me thinking.

    Obviously, she can’t cook to save her life. But that’s not the important question.

    Besides Italian pasta, many countries are identified by their favorite food eg British Fish and Chips, American Burger, Japanese Sushi etc. What do you think the world think of us.

    What is our national dish. Which is the best version of the dish in question.  Are you Sporean enough to be able to cook it yourself.

    Monthly Walk – Sat, 08 March 2008

    Time to resume our mthly walk to burn up the calories accumulated during the festive celebrations.

    Walk:  S’pore Guilin Park & Bt Batok Nature Park
    Date:  08 March 2008 (second Sat/month)
    Time: 4.30pm
    Meeting Place:  Bt Gombak MRT Stn.  Those who drive, park behind the Stn or check comments Dolly#27 & Veronique#52
    Total Time taken for walk:  one half to 2 hrs.
    Do not forget umbrella, water bottle & camera (beautiful scenic spots).
    NB: Slopes & steps to climb

    From MRT stn, 5 mins walk to reach Guilin Park.  We walk 2 trails (15-20min).
    We then proceed to Bt Batok Nature Reserve by the connector (half hr). The main entrance leads directly to "pond plaza".
    Surrounding – very scenic and rich in fauna & floral & many species of birds.
    We will also visit the site where Japanes soldies built a shrine to commemorate the dead (WWII).
    More info: visit http://www.ecologyasia.com/html-loc/bukit-batok.htm

    After walk: We take a bus to Bt Batok MRT stn.  Those who can stay, join us for dinner at Kopitiam.  Those who drive, can take MRT to Gomak stn to pick car after dinner.

    We hope to see all the regulars and a warm welcome to New comers
    Rain or shine – we’ll be there 4 u
    VeronW, Mary, Charles,Christina CL
    Philip Wee-  help with photography for tis walk. TQ

    To facilitate those who wld like 2 know who’s coming

    1Charles,  2Mary,    3ChristinaCL,   4Veron,   5Veronique    6June  ,     7Steven   
    8Ah Nee,  9Eleanor,  10Lina Ng   11Gingko,  12Ann,    13John     14/15Paul&Jenny     16Dolly.  17EvelynOng  18CatherineChong    19/20 Rose&JackieChin      21DaisyPhua      22Leekingseng    23JoyceKwok    24MelissaKhng     25GraceWong    26/27 Kristin&VenikaLeong    28-31 janetNg, GraceTan, TaiJoo, Gek Hong,
    32Mikekoh,      33Dennis&Wendy    34EstherPoon   35JoyceTan     36AaronHow   37 Philip    38 MaryChan
    39HelenWong 40PhilipWee   41WeeChin     42LimSiewEng     43SusanChang 44NoraChia  45 Margie 46 Pauline    47 Sally         48 Karan

    SHCIC – Money and You?

    I want to share a good article on the budget and state of the real economy. We thank a SHC member for reminding me.
    "Stagflation Hits Singapore as Inequity Grows"  Andy Mukherjee  Feb. 18 (Bloomberg)
    http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aZM2OxYMU7f8

    "the perils of slowing growth and accelerating inflation"
    GDP growth coming in at or less than 4% sees the economy braking. In addition, "..the bigger threat is clearly the 4.4 percent rate at which consumer prices rose from a year earlier in December, the quickest pace in a quarter century."
    Translation :  Money comes in a drying trickle and pours out in a torrent.

    We will have a free time slot for an informal meeting for SHC Investment Club at Scorebot on Thursday 20 Feb 2008 at 7pm. Free. We will discuss
    (a) The Budget
    (b)  CPF and implications
    (c)  How to compute your annuity payout and manage your CPF.
    (d)  Strategies to stay on top of the Real Economy 

    "However, the rich have fared much better. Starting in 2000, inequality has widened a little every year. Singapore’s Gini coefficient, a widely used measure of income concentration, overtook that of the U.S. in 2006 and rose further last year to 0.485, a very high level of disparity for a society with an educated workforce."
    In other words, being smart is suppose be the universal economic leveller. But in Singapore, the rich is even smarter in staying ahead.

    Personally, I think the overall statistics understimates the truth. The offical inflation rate has long become a joke. Do you know a single living Sporean who is facing less than double digit inflation of costs? Hint: Forget CPI. See what they do, not what they say. Annualised their pay rise over the years to arrive at a true inflation index. The day that they pay themselves less than inflation will be the day that furry animals fly.

    I was at a house party last Sat in Tanjong Rhu. Someone said  that every block in the area has enbloced except one. No wonder than there are so many parties there. So many relatively unassuming and unambitious people have become millionaires overnight doing nothing much except for holding on to their assets for long term until the right time. Smart investments can look very unfair to the guy who is asked to work to his grave. It takes only one good run and you are home on the beach.

    Life is actually fair. Everyone has many chances in a lifetime. Few take them.  Question is which side on the inequity line stands thee. If you are on the wrong side, do you know how to cross over?

    Line Dance NDP 2008 participation

    Hi all Line Dancers,

     Here is a chance to join in to
    participate in the 2008 NDP Line Dance performance (only 1 dance) ,
    costumes and transport to stadium will be provided.  A total of
    500 participants are needed , and a 90% attendance is required for all
    practices (12 in all starting in May , for only 1 dance) to received
    your free costumes and also tickets for you family for the NDP preview
    (not the actual day) only.   For more details email me "bswi@yahoo.com". Closing
    date is 30 Mar 2008 but act fast as there are more than 100,000 line
    dancers in Spore.

    Latin American/Ballroom Dance (2)

    Dear dancers,emoticon

    The Rumba and the Disco Rock classes has just ended!

    Now we are on to the Latin Cha Cha.emoticon

    Class will start every Tuesday starting February 26th, 2008, (7.30-8.30pm)

    Cost $90.00 for 8 lesson. If we exceed 15 persons, cost reduced to $85.00!

    Venue: Block 70A Geylang Bahru #02-2721 (above jalan besar Town Touncil)

    Rhythm n Waltz class

    Starting Saturday February 23rd, 2008, (7.15-8.30pm)

    Venue: Bishan Community Club

    Cost  $90.00 for 8 lessons (will be reduced further if we have more than 15 persons)

    Coach: Allan n Ireneemoticon

    Bus n MRT route will be provided at a later date.  Please let me know your interest in joining in the fun!

    Danz, EOemoticon

    Update on Kelong Trip (19/20 April 2008)

    Hi, kelong kakis :   emoticon

    In a few days, Terence will let us know the bank account number to which we will be able to make our payments towards the kelong trip on 19/20 April 2008.

    At the moment, 63 people have registered for the trip. The coach to/from Tg Leman Jetty is able to carry only 40 passengers, which means 23 people will have to find alternative land transport. We can hire smaller vehicles for 10 to 12 persons, but the cost per person is higher. I also believe some of you may prefer to drive up on your own, or are able to ‘tumpang’ others who are driving up.

    Could those who have registered for the trip please indicate (by posting a comment here)  whether you need land transport to/from Tg. Leman Jetty, or whether you will be making the trip with your own transport?

    We will be collecting S$100 per person who require land (coach, minibus) transport, and S$75 for those who are driving up or have buddies to ‘tumpang’ them.

    We hope that this amount is enough to pay for the cost for the trip. Any money collected in excess will be refunded. In the unlikely event that the amount collected is insufficient, we trust that those going will not mind topping up the difference.

    The S$100 will cover the cost of :  emoticon

    • Transport by coach/minibus to & from Tg Leman Jetty;
    • Entrance fee to the Tg. Leman Jetty;
    • Stay at the Hotboys Kelong (including meals)

    Meanwhile, Zen of Hotboys Kelong has provided the following clarifications to the questions some of you raised:

    Beds   emoticon

    Bunk beds will be provided, with mattresses, etc.

    Toilet Facilities   emoticon

    Let’s just say that the facilities are the type where denizens of the deep will be waiting to consume – directly – what the human body rejects.

    First Aid Kits   emoticon

    Basic First Aid kits will be available

    Drinks   emoticon

    Free flow of coffee, tea and drinking water will be provided

    Sea Transport  (safety)   emoticon

    I have been assured that life jackets will be available. The boats used are safe, in good condition and will not be overloaded.

    Cost of Optional Activities, Purchases and Rentals   emoticon

    A limited number of fishing rods and hand lines will be available for rent.

    Fishing hooks, sinkers, lines, etc will be available for sale.

    While activities such as mahjong, carrom, island hopping, etc are provided at no additional cost, a number of optional activities have to be paid for.

    Please note that the S$100 / S$75 each person pays does not include the cost of such optional rentals / purchases / activities.

    You may want to familarise yourselves with the kelong and its optional rentals / purchase / activities by visiting http://www.kelongfishing.com/index.asp.

    Travel Insurance   emoticon

     Those requiring travel insurance are advised to purchase the insurance on their own.

    Terence :   emoticon

    Could you handle the collection and keeping track (who is paying and for whom) of payments, or assign someone else to manage this aspect of the trip?

    Thanks.

    Ron Koh

    List of Participants who Require Land Transport To and From Tg Leman Jetty as at 21/2/2008: 

    1. Tim Liu
    2. Lily Ho Willocq
    3. Dan Huang
    4. Peng Peng
    5. Mary Chan
    6. Charles
    7. S.B. Khoo
    8. L.H. Jie
    9. Gingko
    10. Catherine Yeo
    11. Eyvonne Chew
    12. Grace Kok
    13. Douglas Chan
    14. Boon Liang
    15. Veronique Lee
    16. Ron Koh
    17. Rosalind Koh
    18. Ron Lai
    19. Alice Lai
    20. Alan Bok
    21. Ann Chew
    22. S.K. Chua
    23. Andrew Koh
    24. Grace Kang
    25. Terence Seah
    26. Dennis Wee
    27. Wendy Wee
    28. Veron Wong
    29. Gwenyth
    30. Eliza Chua
    31. Alice Seah
    32. Fong Cheong Kong
    33. Pearlyn Tan
    34. Wana Tay
    35. Catherine Chan
    36. Jennifer Ong

    Riding Passion II

    Dear cycling kakis

    Rene and I intend to explore the park connectors beginning from Tanah Merah/Bedok area to Pasir Ris PK. This is an extension to the monthly cycling event and for those who feel cycling once a month is not enough.

    This could be a long leisure ride of about 2hrs or less. Let us start early and enjoy the exercise.  We are looking for a show of hands.

    Can I count- in : Charles, Andrew Kuan,  T.Seah, Tim L . Dennis W.  Alicia,  Ah nee, Daisy P.  Margie, Linda N. Boonliang, Jocye Tan and not forgetting Norlinda, Norlinda-no JB shopping for you.  I believe Yew Kwong will jog along or he has his own bike.

    Please include your name If I have miss you.  Suggestions from members are welcom.

    • Date : Feb23
    • Time:08.30hrs
    • Meeting PT: Bus stop beside Tanah Merah MRT stn.

    Regards

    Rene and Douglas

    Last call for AutoFx preview

    I had received some request for the above preview. To benefits those we are seriously interested to create a passive income I had arranged

    Wednesday, 20 Feb 2008

    7.30 pm at Scorebot for another preview.

    It’s a two evening course with 3 months Expert Advisor Mentorship @$2,960 Public.

    I am arranging for a special discount at $1k for SHC members only. If the batch can start with a minimium of 10 paxs. There will be a further discount of 30%. If neccessary, I will personally assist during the full Course and Mentorship period.

    Pls note that a US$500 will be needed for opening a Micro A/C with FXDD to trade LIVE and test the auto trading & manual trading.

    The trainer will be our SHC member KT Wong and his associate who had tested Algo trading for more than 3 years. The Algo are their own tested scripts.

    This will be my 2008 resolution for all interested members.

    Sign up HERE as comments.

    Dennis Har,  Together we can achieve MORE.

    Travel Club – open discussion

    The Travel Club idea has started, with some brilliant ideas from Joan (Perth), Mary (Perth), Ronald Wie (retirement living), KT Wong and EleanorC.

    On 4 Jan 2008, KT Wong called a meeting to discuss the idea of a Travel Club.  I think we should take the various ideas further, and openly discuss the different ideas on this forum.  We should discuss the different opportunities here, until one or two solid directions appear on the horizon.  And, we can then put the ideas on a commercial platform.  It is always difficult to move further, after the small group discussions, if participants see no commercial gains.  I feel this project can benefit members who have retired, and would like to get into something financially meaningful, besides enjoying the fun of a Travel Club.

    Topics of interests can include:  accommodatioin for incoming travellers, tourist guiding, niche packages, an online Travel Club portal to take reservations, promotions and marketing, participation by SilverHairsClub members, costs, IR opportunities, etc.

    Initially, we might get off hand in the discussion, but we will finally find an angle.  So, if you feel you like this discussion topic, and are interesting to participate in the Travel Club, keep joining us on this thread.  For SilverHairs with experience in travel or property rental, please give  us your guidance.  Do you see a business opportunity in a Travel Club?

    If you personally have an area you can contribute to the Travel Club, please raise your hand, and make sure we see you.  We are not expecting a free service, although we should be conscious of supply and demand forces.  Let’s start.

    * Comments which stray away from the subject may be deleted.  We will close this thread for a consoidation on 31 March 2008.

    Terence Seah

    Staying young forever is just a hat trick

    In ScienceDaily (Jan. 26, 2008), infra red light is found  turn back the brain’s biological clock and reverse the effects of dementia and memory loss.

    http://www.sciencedaily.com/releases/2008/01/080124104917.htm

    Here’s the medical evidence for us to stay and think forever young.

    “Pioneering research at the University of Sunderland has shown that regular exposure to safe low level infra-red light can improve learning performance and kick-start the cognitive function of the brain.”

    To be young forever is now just a hat trick.

    Valentine Day and Valentine wishes

    These days, I know it is not only men who send roses to their wives or girl-friends.  Children can also send flowers to their mums.  Bosses can also send bouquets to their colleaques or juniors.  Friends can also send flowers to friends on this day.

    It is not always easy to bribe the florist not to reveal who the sender is, because she always wants the sender’s details.  I tried once, and said to myself that I would not want to do it again.  The credit card always gives you away.   Not true, I try it another time, this time paying with cash.  The receiver called the florist which happened to be just downstairs my office.  She was able to describe the sender. 

    Valentine Day is fun, and an appropriate time to send our love wishes to the people around us.  So, go ahead and make your Valentine wishes for him or her.

    Terence Seah

    CNY Tim Sum Lunch – Sat, 16 Feb 2008

    Dear Friends,

    The 2008 Chinese New Year Tim Sim Lunch has been set for 16th February, 2008.

    • Time : 11.00am – 2.00pm
    • Place : Fortunate Restaurant, 181 Lorong 4, Toa Payoh, # 02-602
    • Cost : $20/ pax for Tim sum Plus 1 Set Fish "Lor Hei"
    • Mode of Payment: By ATM or IBanking to the following account "DBS Saving Plus 023-2-036-239"
    • Closing Date :  Paid Registration Closes on 30th January 2008
    • Please bring 6 Oranges each for exchange.
    • The Restaurant has kindly allowed us to extend our Confirmation and Payment of Deposit up to 2nd February, 2008. Hence, those who have registered but have NOT PAID  please do so by 2nd Feb.
    • Entries Closed as we have fulfilled the quota(7.2.2008)

    Your early response will be appreciated as we have booked 5 tables.

    Contact : Roland (Mobile: 96522220)

    Confirmed Attendees:

    1. Terence Seah – PAID                                                Registered But NOT Paid:
    2. H.H.Tong – PAID                                                       1. Daniel Chan        
    3. ChristinaCL Chan – PAID                                          2. June Lee X
    4. Caroline Gee – PAID   Replaced by CJ                       3. Philip Tan X
    5. Alice Seah – PAID                                                     4. Susan Goh – PAID
    6. Loh Yew Kwong – PAID                                            5. Jeffrey Lim
    7. Catherine Chong – PAID                                          6. Tan Chian Wah – Paid by DanH
    8. Grace Kok – PAID                                                     7. Alicia LK Lim – PAID by DanH
    9. Lee Peng Peng – PAID                                             8. Grace Kang
    10. Eileen Lee – PAID
    11. Grace Kang – NOT PAID
    12. Eyvonne Chew – PAID
    13. L.H.Jie – PAID
    14. Tim Liu – PAID
    15. Alice Teo – PAID
    16. Dan Huang – PAID
    17. Boon Liang- PAID
    18. Ah Nee – PAID
    19. Gingko Tay – PAID
    20. Andrew Yeung
    21. Bira Lupolo (Withdrawn)
    22. Joy Chuang – PAID
    23. Ann To – PAID
    24. Oi Cheng – PAID
    25. Kenneth Tan- PAID
    26. Bernie Chung – PAID
    27. Cheng
    28. Veronique – PAID
    29. June Chin – PAID
    30. Margaret Chan – PAID
    31. Mary Chan – PAID
    32. William Wong – PAID
    33. Daniel Chan
    34. June Lee – No Response, assumed cancelled.
    35. Philip Tan – No Response, assumed cancelled.
    36. Sunny Yeow – PAID
    37. Ann Lim – PAID
    38. Daisy Phua- PAID
    39. Susan Goh – PAID
    40. Edward Lim – PAID
    41. Michael Lee – PAID
    42. Robin Sun – PAID
    43. Jonathan Ong – PAID
    44. Jeffrey Lim
    45. Cecilia Lim – PAID
    46. Rene Leong – PAID
    47. Lydia Chin – PAID
    48. Bill Cheong – PAID
    49. Tan Chian Wah – NOT PAID
    50. Lee Siok Cheng – PAID
    51. Christina Chan – PAID
    52. Lina Ng – PAID
    53. Susan Chan – PAID Replaced by Andrew Kuan
    54. Alicia LK Lim – NOT PAID
    55. Lim Lay Har – No response, assumed cancelled.
    56. Alison Lee – Paid

    Flea Market – Learn Origami and Earn $$$

    This is exciting. Incubated in the womb  of SHC’s forum
    https://silverhairsclub.com/2008/01/1423

    This is the long awaited planning meeting for Flea market and Origami project.

    Venue:   Scorebot, 18 Bali Lane (nearest MRT Bugis Junction; Opposite Raffles Hospital; Other Parking at Kg Gelam open area,  Landmark, Bugis Junction or Raffles Hospital)

    Date:    Monday, 11 Feb

    Tine:    12:30 pm

    Mentor:  Ron Koh

    Free seating. All SHC members invited

    The main subject is the Origami classes-cum-project. "Learn Origami and Earn $$$" program.

    If time permits, we will unveil plans for the Flea Market program which also includes a total support program for SHC Flea Marketrepreneurs.

    Stroke and Smile

    A fellow SHC member sent to me what seems to be very good advice in a chain e-mail. I double check its authencity.

    http://www.hoax-slayer.com/identify-stroke.html

    Here’s the abridged version

    Identifying a stroke early can save life. Here’s how

    Now doctors say a bystander can recognize a stroke by asking three simple questions:

    S – Ask the individual to SMILE.

    T – Ask the person to TALK and SPE AK A SIMPLE SENTENCE (Coherently, i.e. It is sunny out today)

    R – Ask him or her to RAISE BOTH ARMS.

    S – Stick out Your Tongue. If the tongue is ‘crooked’, if it goes to one side or the other , that is also an indication of a stroke.

    If he or she has trouble with ANY ONE of these tasks, call for help.

     

    Tennis in March

    Hi! All,

    I wish to start two tennis groups sometime in March if the response is good.

    Group 1 : Those who can play the game

    Group 2 : Those who are interested in learning the game

    Please respond if you are interested and state which Group you wish to join.

    1st Meeting : Saturday, 1st March, 2008

    Time: 6.00pm – 8.00p.m.

    Attire: Tennis Attire and Tennis Shoes{Please don’t wear "marking shoes"}

    Tennis Rackets : Please bring your own

    Tennis Balls : To share the cost of 100 Coach Balls (About $5-$10 each)

    Please bring your own water as the weather can be very hot

    Group 1                                                                           Group 2

    1. John Seah                                                                   1. Dolly Lim

    2. Loh Yew Kwong                                                          2. Caroline Gee

    3. Andrew Kuan                                                              3. June Lim

    4. Molly                                                                           4. Lee Ah Nee

    5. Jeffrey Lim                                                                 5. Oi Cheng

    6. Margie                                                                        6. Gingko

    7. Ronald Wie                                                                 7. Veron Lee

    8. Janet Loo                                                                   8. Fong Cheong Kong

    9. Eunice                                                                        9. Rene Leong

    10.Hock Lye                                                                  10. Norlinda

    11.Michael Ong                                                              11. Agnes Tan

    12.                                                                                 12. Jasmine Teo

    13.                                                                                 13. Elaine Kong

    14.                                                                                 14. Bira

    15.                                                                                 15. Angeline Kong

    Till death do you part – The Annuity Story

    Get it. It is the most important policy statement for your financial planning.

    http://www.straitstimes.com/print/Latest%2BNews/Singapore/STIStory_202070.html

    To sum 5 recommendations + 1

    1 Refunds. Families of those who die before reaping the full sum of what they had paid in premiums, get back the remainder

    2 Flexibility. The choice of deciding at what age they want to start getting money from their annuity.

    3 Payout. Default from 85 to 80

    4 CPF Board to administer it.

    5 New Name. Rename Longevity Insurance as Life-Long Income

    6 Exemptions. Not compulsory for People who do not have enough in their CPF Minimum Sum, the medically unfit, people with private annuity plans and civil servants with pensions.

    The last may be the best. This is the one that is not included in the publised summary of 5 recommendations. The one they hope that you missed in the fine print.

    What do you think?

    United Bank of Singapore (UBS)

    Yee yee.

    There is a difference between "Hee hee" and "Yee yee"

    "Hee hee" is when you make a joke about an investment that could go boo-boo. You joke about money not enough, having to work till you die  and how you could be living in the five foot path.

    "Yee yee" is after you have sunk $14 billion yesterday and found today that the investment posted "the biggest loss ever by a bank after raising fourth-quarter writedowns on securities infected by U.S. subprime mortgages to $14 billion." This is when you joke no more, brush up your resume, wash your tent and start check whether you qualify for social welfare.