Rhythm n Social Waltz

Dear Dancers,emoticon

Class commences March 31, 2008 (Monday)

Venue: Block 70A Geylang Bahru #02-2721 (Above Jalan Besar Town Council)

Take bus 853 n 26 from Kallang MRT.

10 lessons (Four on Rhythm n six on Social Waltz)

Time: 7.15pm – 8.30pm

Start date: April 07, 2008

Fees: $95.00

Coach: Miss Irene Wong

Need a minimum of 10 pax to start class. More guys needed, come lah,

this is the opportunity to learn ‘lumsing;!

EO, Danz Huang  emoticon

 

The following are coming:

  1. Danz
  2. Sue chan
  3. Eileen Lee
  4. Bira Lupolo
  5. Cat Yeo
  6. Peggy Ho
  7. Jessie Teo
  8. Edmund
  9. Florence Theng

 

Singapore National Dish Contest Results

Our Singapore National Dish Competition held at Scorebot on Sat 15 March 2008 is over.

The dishes with the highest ranking are as follows:

Choice1: Hainanese Chicken Rice

Choice2: Char Kway Teow

Choice3: Chilli Crab

Congratulation to the Winners.

Top Prize(Micro A/C): Alicia Lim (First Algo traded Profit on Monday 4pm onwards).

Five consolations:

Tsin Yeong Cheng

Susan Chan

Eileen Lee

Margeret Tian

Chin Kim Sen

Gladys Tan – Profile

Hi Hi All

I came to know of this club only a few weeks ago, thru a friend.  After hearing and reading all about your activities, I have decided to join and sign up for the cycling trip to Penggerang on April 12.

It really took me quite a while to figure out how to sign up for the trip.  Thanks to Terence for his guidance.

I am more of a outdoor person though sometimes love to laze around in the house (hei hei emoticon). I am still working full time in a land surveying firm.

My interests are cycling(not pro), walks, travelling cum trekking (moderate ok, strenuous no no) and badminton. So badminton kakis out there, when will be the next session, hope to meet up with you all and also meeting up with the rest, SHCians.

Cheers…..

gladys tan

Pictures of SHC March gathering & 1st Flea Mart

The photographs of the Flea Mart are out.  Nice blue skies from late Sat afternoon to early evening.  Event Organiser:  LH Jie.  Spot anybody you know?  The Mar 2008 monthly gathering is also held at the same time.

Tell us what you think?  Should we hold the flea mart again?  Once a month, or once a year.  Any suggestions on improving this event.  Good comments or not so good comments, your feedback is important.  Same location, different location.  Same time or different days?

To view the photographs, click here.

Terence Seah/LH Jie

Pictures of Walking group – March 2008

Charles has sent in the photographs of the walk at S’pore Guilin Park & Bt Batok Nature Park.  Date:  Sat 8 March 2008.  Organisers VeronW, Mary, Charles,Christina CL

To view the photographs, click here.  And, do join them the next round.  Keep healthy.

on behalf of Charles Wee, and organisers.

In Search of a New Identity

Following Terence’s clarion call for new directions, we find ourselves faced with many challenges.  Let’s continue discussing the issues and  our options here.

New face comes with new name. We will start a search for a new identity. This will be next month’s SHC Challenge. We’ll announce  the next prize after last night’s winner has collected the prize for Singapore National Dish on Monday.  In case, it is not collected we will snowball  the millions over  to the next session. Like Toto. Don’t worry. In the meantime, we’ll put the float  to a good  Poor cause. Like Shareholders’ Bonus Dividends.

Hee-hee. 

OK. Here is the name list for  March’s SHC Challenge "New  Name". Put in your bid.

  1. Senior Haven’s Club
  2. Social Harmony Club
  3. Singapore’s Hottest Club
  4. Silver Hairs Club
  5. Social Harmony Club
  6. Sexy Hot Club
  7. Singapore’s Hottest Club
  8. Senior Hotties Club
  9. So Hot & Chic
  10. Seniors Holistic Club
  11. Silver(y) Tints
  12. Silver(y) Glints
  13. Silver(y) Glows
  14. Silver Hares club
  15. Silver Bamboos
  16. Autumn Leaves
  17. Sunset Hobo’s Coven
  18. Silver Hares Club
  19. Silver Threads
  20. SilverHedge Club
  21. Slick Hip & Cool
  22. Solidarity Homogeneous Club
  23. Silver Hobby Club
  24. Solid Homosexual Club

What is classified as a SHC activity?

Frequently, I have been asked if non-SHC members can join our functions.  So, I like to clarify as follows.  For a gathering or activity to be classified as a SHC activity,  it can only be attended by SHC members.

At the same time, I would also encourage SHCians to organise their own gatherings or activities, and still make use of this forum.  However, please do not call or classify the activity or gathering as a SHC activity, if non-SHC members are invited to attend.  You are encouraged to invited other SHC members to attend your activities and particiate in your interests.

I hope this clarifies "What is an SHC activity?".

Terence Seah

Siew Hoon – Profile

Hi

Actually heard of the SHC sometime ago but only realise how active it is recently.  Therefore am joining to have more interactions with my peers and to enjoy an impending retirement (hopefully not too long in the future) with the various activites the Club has.

Currently working in a consumer company selling photographic products, besides swimming, power walks, cycling, reading and travelling, I also play mahjong, scrabble and am taking up bridge lessons.  Am also a social, 9-hole golfer, playing aimlessly for years but more for some social interaction, and exercise and as an added activity for overseas trips rather than serious golf.   Can see many more things which I would like to do but like any working adult, time is always a deterrent.

Anyway am looking very much forward to my first activity with the Club, ie cycling to Penggerang on 12 April.  See you all.

The Singapore National Dish Contest

Oh, you lucky people. You can be part of history in making this coming Sat.

USD $200,000 (revised upward) Euro-USD auto trading account can be yours for a auto trade. Scorebot is pleased to sponsor the first ever competition and prize of its kind. 

A Singapore National Dish Contest.

All you need to do is to buy a meal on the Sat SHC Flea Market at 18 Bali Lane. Vote for your favorite candidate for the Singapore National Dish. And you stand to win the first trade profit or the “first blood” from a USD $10,000 on the following Monday!

Someone must win. Will it be you??

—————– (Can’t edit my own comment. So I am adding the updating list of candidates here) ————–

How to win?

Very simple. Easier than Toto.

Buy a meal on SHC Flea Market Day. Just vote five of your favorite dishes in order of priority. The winner is the one that scored most of the five correct.

Below is a list of current candidates for your selection. Scorebot is pleased to bring you for your eating pleasure many of the delicious dishes listed. Members are invited to sell other dishes not on Scorebot’s list. Members are also invited to propose other candidates by Wed.

On Scorebot’s menu

—————————

Hainanese Chicken Rice

Curry Chicken Rice

Nasi Briyani

Seafood Fried Rice

Laksa

Mee Siam

Mee Pok Dry

Vege Bolognese Spaghetti

Udon Teriyaki Chicken

Udon Teriyaki Salmon

Spaghetti Chicken Bolognese

Chicken Tomato Baked Rice

Teriyaki Chicken Chop

Black Pepper Chicken Chop

Garlic Rice

Yong Tau Fu

Not on Scorebot’s Menu

———————————

Satay

Rojak

Char Kway Teow

Hokkien Mee

Carrot Cake (new; just added)

Mee Goreng (new)

Roti prata (new)

Mee Rebus (new)

Kaya Toast (new)

Chilli Crab (new)

Steam Boat (new)

Fishball noodle (new)

Bak Chor Mee (new)

Organise the Lantern Festival 2008 at Chinese Garden

 Hi Terence, Kwan , KT, Tim and all,

What do you all think ? Do we have enough expertise and experience to be able to undertake such a project.  I know , if we do get this job that we should be able get enough volunteers to help SHC venture into this area ?   

The flea market that never ends

We have an on-line SHC Flea Market webpage. Feel free to post your items for sale. You can put pictures and video.  Get exposure for your product and put your bidders into play. Buyers can post an auction price before this Sat’s 15 Mar  SHC Flea Market at Scorebot, 18 Bali Lane.

Here’s how to post

You can now promote and we will help to market your product. You need to register once to create a e-flea market space for your self and put in as many products as you wish. You can put in description, pictures or video. Sell your whole house or create an entire industry if you wish.

Just register and simply follow instructions at

http://www.dowindowshopping.com/dsupcrafrm.do?refid=FLM5&sid=5&type=3&dslogo=yes

The whole world can then beat at your door on the live website at

http://www.dowindowshopping.com/

You should find your product under the SHC Flea Market listing at the right. Use the same username and password that you registered.

SHC March monthly gathering – Sat, 15 Mar 2008

Hi all SHCians,

For the first time, we will combine a monthly gathering, with another activity "SHC Flea mart".  Originally, the plan was to hold the monthly gathering at the Han’s cafe and Cake house at Great Eastern Centre.  But, since then, we have now firmed the location of the 1st SHC Flea mart,  at Bali Lane, we shall combine the two events.  The hope is that once a year, we will combine one monthly gathering with the SHC Flea Mart.

We have a 99% chance these two events are ON.  The likely dates are 8, 9 or 15 March, afternoon.  Please note these dates as the announcement will be made very very soon.

This monthly gathering strictly for SilverHairsClub members only.  Flea Mart buyers will come from members and the public.

Terence Seah

Topics:

  1. “Where should SilverHairsClub be heading towards?”.   Time:  7 pm – 7.45 pm.  Terence Seah
  2. Staying on top of the budget and CPF.  Time:  8 pm – 8.45 pm.  KT Wong
  3. Singapore’s National Dish.  Time:  4pm – 4.45 pm.  KT Wong
  4. "How do retirees spend their SilverHairs years fruitfully in Singapore".  5 pm – 5.45 pm.
    • :How I spend and manage my retirement in Singapore?"  15 mins by Robert Quek.
  5. (Anybody likes to talk or moderate a topic, plse raise hand.  Dont be shy.)

Registration List (Combined Gathering plus Flea Mart):

When you arrive, please take a sticky label, write your name (as big as possible) on it, and paste the sticky label on your dress/shirt.  If you have a batch with your name, please bring it along.

  1. Terence Seah
  2. Lydia Chin
  3. Andrew Kuan
  4. K T Wong
  5. Yew Kwong
  6. Norlinda
  7. LH Jie
  8. Jasmine Teo
  9. Caroline Gee
  10. Eleanor Chan
  11. Anna Seet
  12. Ann Lim
  13. Dan Huang
  14. Margaret Cheo
  15. Judy Lim
  16. Tim Liu
  17. Ah Nee
  18. Kathy Dng
  19. Steven Chan
  20. Alfred Ang
  21. Mary Chan
  22. Judy Lim
  23. Jane Wong
  24. Eileen Lee
  25. Bira Lupolo
  26. June Chin
  27. Alicia Lim
  28. Alicia Soh
  29. Ron Lai
  30. Alice Lai
  31. Susan Goh
  32. Kenneth Tan
  33. Joy Chuan
  34. Christina Chan
  35. Kong Ah Cheng
  36. Jonathan Ong
  37. Lee King Seng
  38. Margaret Tian
  39. Lisa Ng
  40. Molly Chua
  41. Suzhang
  42. Siew Eng
  43. Robert Quek
  44. Kristy Quek
  45. Dennis Har
  46. Peter Goh
  47. Frank Kaw
  48. Alice Seah –  Registration desk
  49. Sue Chan
  50. Koh Keow Chai
  51. Chin Kim Sen
  52. Michelle Siew
  53. Ann To
  54. Veronique Lee
  55. Gingko Tay
  56. Dolly Lim
  57. Bernadette Chung
  58. Oi Cheng
  59. Aileen Loh

Please indicate if you are coming.  Registration makes it easier for the organisers.   Strictly for registered SHC members only.

SHC Flea Mart, Sat 15 Mar 2008

Up-dated from previous posting.

Date : – 15 March 2008

Time : – 3 pm. – 8 pm…..or until all goods are sold.

Place : – Scorebot., Bali Lane – Junction of North Bridge Road and Ophir Road.

This is going to be very exciting. SHC’ s First Flea Mart will be held in conjunction with the Monthly Gathering, so fun will be had by all.

 The vendors will strictly be SHC members, but please do encourage – relatives, friends or rope in any members of the public to come and see our wares.

15 tables have been reserved by Scorebot, each measuring 5’x4′. Bring a table cloth as this will enhance your wares. Each table rents for $10.00. It can be shared, so as a buddy system can be established with the partner.

Items can be new, old/antiques, or used. Price them to sell. You really don’t want to lug them back home.

So, come one come all. As vendors, buyers or just browsers. All are welcome.

From the previous posting we have re-confirmed participants :-

Tables are now 4′ x 2′  { not 4′ x 5′ } at $5.00 per, at half the actual cost of rental

I have amended the configuration for this.

Please inform me soonest if you would like to make any changes.

1. Terence 

2. Eleanor 

3. Jie

4. Jassmine 

5. AndrewK

6, 7 & 8.  –   AnnLim / Ros / Anna Seet

9 & 10. Margaret Cheo

11 & 12 Rosalind Png

13 & 14. Alfred Ang –

15. Danz Huang 

16. Lydia Chin

17. Daisy Phua 

18. Siew Eng

Payment of $5 – per table.  {discounted price, courtesy of Terence}  can be made on the day itself, prior to set-up.

 

                      

Monthly Cycling on Sat, 15 Mar 08

Sat, 15 Mar 08 from 4 p.m. at East Coat Park. Meet at the rear of McDonald Marine Cove (former East Coast Recreational Park). Rented bicycles are abundantly available at reasonable rates.

Activity will not be cancelled even if it rains but will be brought indoor 2 turn into chitchat session.

We will go for dinner together after the session at Bali Lane. Pls come n join us.

Rain or shine, we will definitely be there 4 U. Look forward 2 seeing you guys.

Ah Nee, Jade Phua, Lily Ho n Yew Kwong

Please register here. Who are coming –

Group 1 (start @ 2 pm) –

  1. Ah Nee
  2. Susan Chang
  3. Lina Ng

Group 2 (start @ 4 pm) –

  1. Paul Leong
  2. Jenny Leong
  3. Ann To
  4. Dennis Wee
  5. Wendy Wee
  6. Mollie Chua
  7. Boon Liang
  8. John Howe
  9. Joyce Tan 

Thank you.

Looking for Montfort School classmates

I started my Primary One at Montfort School in 1962.  If you have been in this school for the six years of primary education and four years of Secondary, come join in.  I remembered some of us still have unfinished fights behind the wall, and the good old days when we go down Ponggol Road to catch "Bua Ki crabs".

For those who do not know, in those days, Montfort School is a boys school, all the way to Secondary Four.  Then, that’s when we get a shock to find girls during the next two years of Pre-U.  And, that’s when the results start to drop.

Terence Seah

How to write a Post or start a new thread?

Some of you may be wondering how to initiate a new Post or a new thread?  As a SHC member, you can easily write a Post.  Can be almost any topic, club taboos should be noted.  If you have a thought and just like to share with other members, use the category "Reflections".  Do not repeat a Post.

Post should be categorised, or the Post may not be published.

When a member responds to your Post, you will get an email alert.  Please reply to that member on this forum.  Members who start a Post, and fail to reply those who respond to their Post within 30 days, would be deleted from the club membership.  This ensures the database is kept updated.

Have fun.

Terence Seah 

Elizabeth Tay – Profile

Hi everyone

I came across this site as I was surfing for clubs or whatever you want to call it for those over 45 and found Silver Hair.

Am turning 50 this year and in my 2nd phase of life. Loves my coffee, reading, walking, learning to dance and knit now. Next on my To Do list – dress making – still on my To Do List.

Still working full time and mother of 2 growing up children.

Hope to get to have coffee gatherings soon

Elizabeth

Have passport will ride, Sat 12 April 2008- UPDATE

Hi Terence and all bike lovers,

There are some  bike lovers from SHC who feel cycling once a month is not enough. To these group of bike lovers, how about cycling from Tg Pengarang to Kg Sungei Rengit.  emoticonThis route will brings us back to nostalgic era of 1960s Singapore. emoticon     It could be an unforgettable and a memorable ride for some of us. The trill and joy will be rewarded at journey’s end.  The atmosphere will always be remembered for a long time.  The return journey is about 36km,  emoticon  a distance slightly less than from McDonald @ECP to Changi Village and back.

Upon arrival at Sungei Rengit, we may have seafood for lunch, walk around the town, maybe buy some dry seafood products or freshly baked tau sar piah.  emoticon   Sungei Rengit to Dasaru is but a short distance. emoticon

Please sign up here if you are interested and do indicate whether you need rental bike

  1. Date : Sat 12 April 2008
  2. Meeting Time/Point :  7am at Changi Village Hawker Centre (for those having breakfast and collection of rental bike)
  3. Bike rental @ SGD10.00 per day  
  4. Ferry@ SGD 10.00 one way
  5. Halal Seafood lunch – $10.00
  6. Must have : a passport with 6 months validity from date of departure
  • 0800hrs – At Changi Point Ferry terminal for CIQ. (Ferry ride- about 50mins.)
  • 1700hrs – should be back at Changi Point Ferry Terminal

Please post your questions here

Regards

douglas

Registered and Confirmed (Max 24 riders for this maiden trip) –

  1. Douglas Chan – paid
  2. Boon Liang – paid
  3. Lina Ng – paid
  4. Charles Wee – paid
  5. Dennis Wee – paid
  6. Frankie Ng – paid
  7. Freddie Tan – paid

  • Norlinda (rent bike) – paid

  • Yew Kwong (rent bike) – paid
  • Joyce Tan (rent bike) – paid
  • Alicia Soh (rent bike) – paid
  • Andrew Kuan (rent bike) – paid (now withdraw)
  • Molly Chua (rent bike) – paid (now withdraw)
  • Susan Chang (rent bike) – paid
  • Ah Nee (rent bike) – paid
  • Grace Kok (rent bike) – paid
  • Ronald Wie (rent bike) – paid
  • John Howe (rent bike) – paid (now withdraw)
  • Siew Hoon (rent bike) – paid
  • Steven Chan (rent bike) – paid
  • Gladys Tan (rent bike) – paid
  • June Lim (rent bike) – paid (now withdraw)

  • Mike Tan (rent bike) – paid
  • R Leong (rent bike) – paid

  • Dolly (rent bike) -paid
  • Caroline (rent bike)-paid
  • Margaret Lim (rent bike)
  • 2 guests 

    • Latest Updates – 9 Apr 08 (24 riders) 

  • We now max the number of rider at "24". This enables us to allocate 12 each in 2 ferries.

    • Trial Runs –

      1. Trial Runs on Sun, 23 Mar & 30 Mar. Time 1300 hrs McDonald ECP (we will cycle up to Changi Village).
      2. Last Trial Run on Sat, 5 Apr. Time 1000 hrs.

      All passionate riders going for the Tour De Pergerang should attend at least one session.

    • Business project proposal and study

    Hi Terence and all ,

    In response to your question what is possible in SHC for retirees to continue to be engaged in keeping themselves employed and offer their expertise and experience. 

    Project Proposal : Supply, Delivery, Installation and Commissioning of Two(2) Weather and Two(2) Air Quality Monitoring Stations in Jambi, Indonesia. Calling Entity National Environment Agency

    If there is a company that is willing to finance this project and provide technical expertise, can SHC form a management pool of people to run, co-ordinate the phases from the construction face to the operational phase for 2 years in Indonesia ?

    What are your views, consideration and are they people with relevant experience willing to undertake this as a retirement career ? 

    Update & 2nd Call – Kelong Trip to Registrants (19/20 April)

     Hi, all:

    I have been in touch with Hotboys Kelong and am pleased to say that the closing date for payments to be made towards the kelong trip has been extended to 31 March 2008, or when the seating capacities of each coach minibus is taken up. (As stated in my earler post no. 1473)

    I should also mention that there is a possibilty that groups other than SHC who confirm their trips before us may get the limited coach/minibus seats. This means we may have to seek other means of land transport, or could be left without land transport.

    For this reason, I have to ask all who intend making the trip and require land transport not to put off payment to the last minute, but to make your payments early as you are able. Those who withdrew earlier may rejoin if conditions are more favourable now.

    Also, the following individuals have still not responded to my earlier post re their intentions (going or not going) and whether they need land transport to and from Tanjong Leman Jetty, etc, with regards to to my post no. 1473 (Update on Kelong Trip (19/20 April 2008):

    1. Chian Wah
    2. Vincent Wong (withdrawn 8/3)
    3. Jimmy Chew
    4. Sally Chew
    5. Alfred Ang
    6. Margie Koh

    To avoid confusion, I have closed this thread from comments. If you wish to write anything in connection with the above, please do so at Post No. 1473: Update on Kelong Trip (19/20 April 2008 –  (https://silverhairsclub.com/2008/02/1473).

    Thank you, and have a nice day.

    Ron Koh

    Spore’s National Dish

    I asked an Italian friend. "Do you make your own pasta?" She asked me. "Do you make your own chicken rice?" Which set me thinking.

    Obviously, she can’t cook to save her life. But that’s not the important question.

    Besides Italian pasta, many countries are identified by their favorite food eg British Fish and Chips, American Burger, Japanese Sushi etc. What do you think the world think of us.

    What is our national dish. Which is the best version of the dish in question.  Are you Sporean enough to be able to cook it yourself.

    Monthly Walk – Sat, 08 March 2008

    Time to resume our mthly walk to burn up the calories accumulated during the festive celebrations.

    Walk:  S’pore Guilin Park & Bt Batok Nature Park
    Date:  08 March 2008 (second Sat/month)
    Time: 4.30pm
    Meeting Place:  Bt Gombak MRT Stn.  Those who drive, park behind the Stn or check comments Dolly#27 & Veronique#52
    Total Time taken for walk:  one half to 2 hrs.
    Do not forget umbrella, water bottle & camera (beautiful scenic spots).
    NB: Slopes & steps to climb

    From MRT stn, 5 mins walk to reach Guilin Park.  We walk 2 trails (15-20min).
    We then proceed to Bt Batok Nature Reserve by the connector (half hr). The main entrance leads directly to "pond plaza".
    Surrounding – very scenic and rich in fauna & floral & many species of birds.
    We will also visit the site where Japanes soldies built a shrine to commemorate the dead (WWII).
    More info: visit http://www.ecologyasia.com/html-loc/bukit-batok.htm

    After walk: We take a bus to Bt Batok MRT stn.  Those who can stay, join us for dinner at Kopitiam.  Those who drive, can take MRT to Gomak stn to pick car after dinner.

    We hope to see all the regulars and a warm welcome to New comers
    Rain or shine – we’ll be there 4 u
    VeronW, Mary, Charles,Christina CL
    Philip Wee-  help with photography for tis walk. TQ

    To facilitate those who wld like 2 know who’s coming

    1Charles,  2Mary,    3ChristinaCL,   4Veron,   5Veronique    6June  ,     7Steven   
    8Ah Nee,  9Eleanor,  10Lina Ng   11Gingko,  12Ann,    13John     14/15Paul&Jenny     16Dolly.  17EvelynOng  18CatherineChong    19/20 Rose&JackieChin      21DaisyPhua      22Leekingseng    23JoyceKwok    24MelissaKhng     25GraceWong    26/27 Kristin&VenikaLeong    28-31 janetNg, GraceTan, TaiJoo, Gek Hong,
    32Mikekoh,      33Dennis&Wendy    34EstherPoon   35JoyceTan     36AaronHow   37 Philip    38 MaryChan
    39HelenWong 40PhilipWee   41WeeChin     42LimSiewEng     43SusanChang 44NoraChia  45 Margie 46 Pauline    47 Sally         48 Karan

    SHCIC – Money and You?

    I want to share a good article on the budget and state of the real economy. We thank a SHC member for reminding me.
    "Stagflation Hits Singapore as Inequity Grows"  Andy Mukherjee  Feb. 18 (Bloomberg)
    http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aZM2OxYMU7f8

    "the perils of slowing growth and accelerating inflation"
    GDP growth coming in at or less than 4% sees the economy braking. In addition, "..the bigger threat is clearly the 4.4 percent rate at which consumer prices rose from a year earlier in December, the quickest pace in a quarter century."
    Translation :  Money comes in a drying trickle and pours out in a torrent.

    We will have a free time slot for an informal meeting for SHC Investment Club at Scorebot on Thursday 20 Feb 2008 at 7pm. Free. We will discuss
    (a) The Budget
    (b)  CPF and implications
    (c)  How to compute your annuity payout and manage your CPF.
    (d)  Strategies to stay on top of the Real Economy 

    "However, the rich have fared much better. Starting in 2000, inequality has widened a little every year. Singapore’s Gini coefficient, a widely used measure of income concentration, overtook that of the U.S. in 2006 and rose further last year to 0.485, a very high level of disparity for a society with an educated workforce."
    In other words, being smart is suppose be the universal economic leveller. But in Singapore, the rich is even smarter in staying ahead.

    Personally, I think the overall statistics understimates the truth. The offical inflation rate has long become a joke. Do you know a single living Sporean who is facing less than double digit inflation of costs? Hint: Forget CPI. See what they do, not what they say. Annualised their pay rise over the years to arrive at a true inflation index. The day that they pay themselves less than inflation will be the day that furry animals fly.

    I was at a house party last Sat in Tanjong Rhu. Someone said  that every block in the area has enbloced except one. No wonder than there are so many parties there. So many relatively unassuming and unambitious people have become millionaires overnight doing nothing much except for holding on to their assets for long term until the right time. Smart investments can look very unfair to the guy who is asked to work to his grave. It takes only one good run and you are home on the beach.

    Life is actually fair. Everyone has many chances in a lifetime. Few take them.  Question is which side on the inequity line stands thee. If you are on the wrong side, do you know how to cross over?